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Search: Posts Made By: callie.rocky
Showing results 1 to 25 of 62
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Forum: Australia
Feb 5th 2007, 5:51 pm
Replies: 12
Views: 990
Posted By callie.rocky

Re: Mortgages and Credit Card Limits

Hey Sean,

different lenders have different rules with regards to who they will lend to. The main thing is what type of visa you are coming on along with what type of employment you will be in -...
Forum: Australia
Jan 18th 2007, 4:53 pm
Replies: 12
Views: 990
Posted By callie.rocky

Re: Mortgages and Credit Card Limits

Hey Jo,

i'm a mortgage lending manager so this is up my street - you are kind of correct although it is more complicated than that (what isn't!) i will try to simplify it.
They don't take your...
Forum: Australia
Jan 18th 2007, 2:40 pm
Replies: 145
Views: 10,508
Posted By callie.rocky

Re: Is this it?

haha lol :rofl:

i don't know what you mean..it looks lovely! i bet the houses are cheap :D
Forum: Australia
Jan 18th 2007, 2:00 pm
Replies: 145
Views: 10,508
Posted By callie.rocky

Re: Is this it?

Why thank you Mr Deer Hunter, like many others on this post before me, i started to compile a well-thought out and heartfelt response... i then realised that what i was really trying to say was 'get...
Forum: Australia
Jan 18th 2007, 1:08 pm
Replies: 25
Views: 2,170
Posted By callie.rocky

Re: adelaide

[QUOTE=tony s;4297950]hi all, for the last six months we have been looking at perth, bunbury areas. but the more we look at house prices our heads have been turned towards adelaide. it seems you can...
Forum: Australia
Jan 18th 2007, 12:59 pm
Replies: 145
Views: 10,508
Posted By callie.rocky

Re: Is this it?

...so leave.

and stop perpetuating the 'Whinging Pom' thing. Some of us love it here :mad:
Forum: Australia
Nov 26th 2006, 10:22 pm
Replies: 134
Views: 15,562
Posted By callie.rocky

Re: How much equity?

All,

if you want some advice on the Oz housing market/procedures/mortgages, etc please email me on [email protected] or PM me.

Absolutely no catch, completely free, no obligation,...
Forum: Australia
Nov 26th 2006, 10:14 pm
Replies: 134
Views: 15,562
Posted By callie.rocky

Re: How much equity?

which state you going to? makes a big difference x
Forum: Australia
Nov 26th 2006, 9:30 pm
Replies: 12
Views: 1,355
Posted By callie.rocky

Re: First year / initial costs?

Sorry hun but i don't think $20k will cut it, your cars will probably cost that much - they don't have MOT's here and you'll be amazed at the death-traps on the road AND HOW MUCH THEY COST!!!!!!!
...
Forum: Australia
Nov 26th 2006, 9:22 pm
Replies: 15
Views: 2,046
Posted By callie.rocky

Re: Monthly Budget help!!

House Insurance - $680
Car Insurance - $450 ish (i'm 27, once you hit 30 it goes down and they will recognise no claims from UK with proof.
Life Insurance - oops
Health Insurance - about $100-150...
Forum: Australia
Nov 26th 2006, 9:10 pm
Replies: 17
Views: 1,933
Posted By callie.rocky

Re: furniture damage

Hey,

we used Atlantic and they were brilliant at packing and pretty much everything got here in one piece, althought they packed my flight bag doh!

Unfortunately, here is a list of everything...
Forum: Australia
Nov 26th 2006, 8:53 pm
Replies: 8
Views: 579
Posted By callie.rocky

Re: Forget plugs - how about the overhead electricity wire?

Um, call me naive but why the bloody hell do you have to pay anything for THEIR dodgy cable??? shouldn't they fix the whole thing? :confused:
Isn't that the same as making you pay for a stobie...
Forum: Australia
Nov 23rd 2006, 11:15 pm
Replies: 31
Views: 2,720
Posted By callie.rocky

Re: Emirates - how do you rate them

best airline i've ever flown with and the cheapest. the downfall is Dubai airport - total chaos. make sure you and you're luggage are booked all the way through from UK and then you shouldn't have to...
Forum: Australia
Nov 23rd 2006, 11:10 pm
Replies: 129
Views: 9,480
Posted By callie.rocky

Re: Racism - have your kids or you experienced this, mine have?

Um guys,

really don't think you should be referring to a group of individuals, the majority of which you will never meet as 'them'. People are people, good ones and bad ones.

just a thought
Forum: Australia
Nov 23rd 2006, 11:07 pm
Replies: 14
Views: 1,238
Posted By callie.rocky

Re: urgent - buying house, have rsms visa

yeah course, no worries Debs.

Good luck with it x
Forum: Australia
Nov 23rd 2006, 10:41 pm
Replies: 9
Views: 1,174
Posted By callie.rocky

Re: £100k to invest - best rate etc?

Hey Andy,

you need to get it over within 6 months of landing and as i understand it you don't pay any tax, that's certainly what happened to me and everyone i know.

try HiFX to transfer it,...
Forum: The Barbie
Nov 23rd 2006, 10:32 pm
Replies: 38
Views: 18,466
Posted By callie.rocky

Re: Watch BBC1 from Australia!!!!

OMG thankyou so much!!!!!!
Forum: Australia
Nov 23rd 2006, 10:22 pm
Replies: 14
Views: 1,238
Posted By callie.rocky

Re: urgent - buying house, have rsms visa

hey guys,

I'm an ex-pom (2 years) mortgage broker in Adelaide. The info you have been given is wrong. Give the FIRB a call and get them to confirm if you need their 'permission' as such. if you...
Forum: Australia
Nov 23rd 2006, 10:06 pm
Replies: 129
Views: 9,480
Posted By callie.rocky

Re: Racism - have your kids or you experienced this, mine have?

oops, just want to clarify, i don't get racism very often, i love australia and have a fantastic, huge group of aussie mates, but it's a good reply to the few who are knobbers
Forum: Australia
Nov 23rd 2006, 10:04 pm
Replies: 129
Views: 9,480
Posted By callie.rocky

Re: Racism - have your kids or you experienced this, mine have?

hey, you know the real winning reply to the racist pommy-haters....i have used this on several occasions to great effect - generally total silence.

"ah hey, but we're all from the motherland one...
Forum: Australia
Nov 21st 2006, 12:24 pm
Replies: 9
Views: 896
Posted By callie.rocky

Re: Financial Advisor

Hey,
I used HIFX for money transfers they were very good and I believe they do other kinds of financial advice too. sorry I don't have their number but you can google them.

Barclays Bank are...
Forum: Australia
Nov 21st 2006, 12:14 pm
Replies: 17
Views: 1,849
Posted By callie.rocky

Re: How this for lowlife?

In the UK, they used to call Police/Firies/Ambos to false jobs so that they could throw stones, roll the cars or attack them in some other way - happened to me a few times and we ended having to...
Forum: Australia
Nov 21st 2006, 12:05 pm
Replies: 115
Views: 13,255
Posted By callie.rocky

Re: Is Australia A Violent Country?

when I first saw this thread I laughed out loud and my response was "are you kidding me!". However I have read it all and feel the need to quantify that response.

I was a cop in...
Forum: Australia
Nov 20th 2006, 1:52 pm
Replies: 28
Views: 2,396
Posted By callie.rocky

Re: hidden cost of building a house?

Hey,

I write finance loans for people who are building houses (as well as buying existing ones). I'm in SA and the procedures in WA are slightly different but your basics will be as follows...
...
Forum: Australia
Nov 20th 2006, 1:40 pm
Replies: 15
Views: 1,221
Posted By callie.rocky

Re: Sme again Adelaide peeps

Hey guys,

there's a riding place in Blackwood where you can pick your level of skill, how far you want to go, how many guides, etc. They also do lessons if required. I have been out once with...
Showing results 1 to 25 of 62
 
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