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Forum: Spain
Mar 4th 2019, 5:20 pm
Replies: 15
Views: 1,624
Posted By uk03878

Re: Spanish income tax.

Is it just me or have you had finger problems with the tax band for 24% ( 22220 rather than 20200) in cells I43 and I44?

And yes my forecast calculations (never having done one - hence a forecast)...
Forum: Spain
Mar 4th 2019, 6:39 am
Replies: 15
Views: 1,624
Posted By uk03878

Re: Spanish income tax.

Excellent post, I did my calculations slightly differently as a forecast and I will change them to yours (I added all the allowances up first before calculating). I haven’t checked to see if there...
Feb 28th 2019, 12:31 pm
Replies: 927
Views: 137,623
Posted By uk03878

Re: Best relocation areas in the UK?

Loads of these in South Lincolnshire (modern and old stone built homes) especially around Barnack and Stamford, maybe Kings Cliffe and towards Oundle (although that is getting into Northamptonshire)
Forum: Spain
Jan 22nd 2019, 2:22 pm
Replies: 4
Views: 791
Posted By uk03878

Re: Savings Accounts in Spain

https://thebanks.eu/compare-banking-products/savings-accounts/Spain
Forum: Portugal
Jan 22nd 2019, 8:08 am
Replies: 22
Views: 3,548
Posted By uk03878

Re: WORTONS

If that happened in the UK it would be more a sign of the store had concessions and the staff didn't work for the store but for the concession (ie Phillips)
Forum: Spain
Jan 10th 2019, 7:50 am
Replies: 9
Views: 929
Posted By uk03878

Re: Tax question

Out of interest as you are less than 55 how can you withdraw from a drawdown pension without enormous UK tax penalties at source?
Forum: Spain
Dec 8th 2018, 7:08 am
Replies: 18
Views: 2,315
Posted By uk03878

Re: Possible move to Spain

There has been a TV series (well part of a TV series)
Look up on 4OD - A New Life in the Sun - there have been at least three couples who have tried to this in this programme. Two successful and one...
Forum: Portugal
Dec 7th 2018, 9:13 am
Replies: 19
Views: 1,524
Posted By uk03878

Re: Washer dryers

Just a thought. If you have relatives close to the Peterborough area in the UK (there are two others) you can use the Hotpoint outlet store (Indesit, Whirpool and Kitchen Aid) for very cheap cosmetic...
Forum: Spain
Nov 30th 2018, 6:58 am
Replies: 6
Views: 1,276
Posted By uk03878

Re: Work in Spain remotely for a UK company

Not Fred.. Exceptions tend to be high risk or occupations which have low retirement ages
Deep sea divers, footballers etc

Nowadays I tend to think of DC drawdown pensions as building society...
Forum: Cyprus
Nov 25th 2018, 9:00 am
Replies: 17
Views: 6,554
Posted By uk03878

Re: Copy of Birth Certificate

3572596 looks to be the Cyprus prefix for the British Sovereign Base area especially SSAFA

https://www.ssafa-cyprus.org/social-care/safeguarding-social/report-concerns?id=109

I would send an...
Forum: Portugal
Oct 13th 2018, 8:08 am
Replies: 1
Views: 525
Posted By uk03878

Re: Beach shack Salgados beach.

I guess you are talking about Leve Sopro - that's as much as I can find
Forum: Portugal
Oct 9th 2018, 11:30 am
Replies: 17
Views: 1,644
Posted By uk03878

Re: Brexit - not sure if I'm in a fantasy world

Did you ever think of Cyprus? I am trying to decide between Spain (tax nightmare), Portugal (slightly higher property prices) or Cyprus (might be too far away but great for tax and decent rentals)
Forum: Portugal
Oct 2nd 2018, 10:36 am
Replies: 33
Views: 2,696
Posted By uk03878

Re: Residency of 2 countries confusion

Where your tax status is unclear because you meet the residency criteria for both Portugal and the UK, residency is determined under the UK-Portugal double tax treaty. This sets out tie-breaker rules...
Forum: Cyprus
Sep 28th 2018, 10:23 am
Replies: 18
Views: 6,706
Posted By uk03878

Re: Family of 5 moving from the uk to Famagusta!!

We are looking to go to Cyprus as well (but we have waited for the kids to grow up). Our part of the UK is in effect relative crime free, the only problem we get are a few kids who get a bit anti...
Forum: Portugal
Sep 24th 2018, 4:34 pm
Replies: 157
Views: 21,680
Posted By uk03878

Re: NHR status portugal

I called up Blevins Franks and bought four of their books on France, Spain, Portugal and Cyprus. They aren’t too bad for a good introduction
Forum: Portugal
Sep 24th 2018, 1:35 pm
Replies: 157
Views: 21,680
Posted By uk03878

Re: NHR status portugal

You might want to also look at Cyprus which has very advantageous tax breaks (and three pin plugs and driving on the left) - but I would also take advice on Property.
I am in the same sort of...
Forum: Spain
Sep 21st 2018, 11:42 am
Replies: 73
Views: 7,561
Posted By uk03878

Re: Brits quitting Spain in their THOUSANDS over Brexit fears and exchange rates

I guess its free movement of Trade AND Services, and people can be considered services
Forum: Spain
Sep 20th 2018, 11:35 am
Replies: 5
Views: 729
Posted By uk03878

Re: Buy or rent?

Anybody any idea of any waiver time when renting in Spain (before potentially buying) - where your UK house proceeds are not classified for the Wealth Tax and also any liability for Spanish CGT.
Forum: Spain
Sep 16th 2018, 10:12 am
Replies: 6
Views: 818
Posted By uk03878

Re: Social Security Number - is it forever ?

in theory yes.. I have had 2 UK NI numbers
myself and somebody else shared the same number for 10 years, the number of interviews I had to go through to get a proper one was unreal
Forum: Portugal
Sep 10th 2018, 2:14 pm
Replies: 157
Views: 21,680
Posted By uk03878

Re: NHR status portugal

"The treaty gives taxing rights to both the UK and Portugal in respect of real estate, so gains on real estate are exempt with progression in Portugal, but gains on shares are fully taxable if sold...
Forum: Portugal
Sep 6th 2018, 7:26 am
Replies: 157
Views: 21,680
Posted By uk03878

Re: NHR status portugal

Correct - you inform HMRC that you are tax resident in Portugal and the pension will be paid gross (on a personal non governmental pension ie not a NHS worker etc)
You use Form DT/Individual and...
Forum: Spain
Aug 29th 2018, 11:04 am
Replies: 14
Views: 1,154
Posted By uk03878

Re: To Speak or Not to Speak (Spanish)

It took me a few goes to get my learning style right. I switched on the English and the Spanish subtitles as well
Forum: Spain
Aug 28th 2018, 8:44 am
Replies: 14
Views: 1,154
Posted By uk03878

Re: To Speak or Not to Speak (Spanish)

its not a phrase book, it’s a TV mystery drama which is also a interactive language lesson
Forum: Spain
Aug 28th 2018, 8:15 am
Replies: 14
Views: 1,154
Posted By uk03878

Re: To Speak or Not to Speak (Spanish)

I found watching this very very helpful - its filmed in the first person with interactive questions and hints

Click on "watch the interactive episode"

EDIT - I can't post the URL but search...
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