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Search: Posts Made By: mclauchlan35
Showing results 1 to 25 of 999
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Forum: Canada
Jan 3rd 2012, 6:34 am
Replies: 15
Views: 1,754
Posted By mclauchlan35

Re: Using your RRSPs for a first home mortgage

CMHC and Genworth percentages also increase by the LTV borrowed, so it may still be worth it if your paying 1.75% premium instead of 2.75%, I guess it depends how you have invested your RSPs.
Forum: Canada
Jan 2nd 2012, 5:38 pm
Replies: 16
Views: 1,868
Posted By mclauchlan35

Re: A Newbies Introduction! SW Scotland to Calgary

Hi Steven

I am also originally from Ayr, as posted Airdrie has everything you would need so you should,t have much need to travel. I have have another friend from Ayr who has just been offered a...
Forum: Canada
Jan 2nd 2012, 5:29 pm
Replies: 15
Views: 1,754
Posted By mclauchlan35

Re: Using your RRSPs for a first home mortgage

The deal is you can do $25k each from your RSPs under the homebuyers plan (with tax deffered) this must be paid back within a 15 year period with the minimum amount being a 15th.

It seems to be...
Forum: Canada
Sep 9th 2011, 4:17 am
Replies: 16
Views: 2,801
Posted By mclauchlan35

Re: Struggling to get mortgage with 5% down without 3 months working

I'm afraid it won't matter what lender you use, anything over 80 percent needs to be insured by CMHC or Genworth, so they set the criteria the only way round it would be to push one of the lenders to...
Forum: Canada
Sep 5th 2011, 7:27 pm
Replies: 21
Views: 7,357
Posted By mclauchlan35

Re: NEWBIES - moving to Canmore

My wife just started commuting, I don't think it will last any more than a year. Takes her 1hr 20 mins each way going all the way round the stoney. Silvertip is pretty nice Rustic and the Silvertip...
Forum: Canada
Sep 1st 2011, 9:54 pm
Replies: 4
Views: 1,434
Posted By mclauchlan35

Re: Schools in Canmore

Hi

Hard to say how many kids, but there is Catholioc school plus the elementrty plus middle school so i would say plenty:)

I actually work in Banff as my wife did also until a week ago when she...
Forum: Canada
Aug 30th 2011, 3:05 am
Replies: 4
Views: 1,434
Posted By mclauchlan35

Re: Schools in Canmore

The Schools are fine here as mentioned by Steve ERS is the Elementry, my youngest child goes there. They offer both english and french.

My oldest daughter has just started the high school after...
Forum: Canada
Jul 22nd 2011, 12:26 am
Replies: 9
Views: 1,394
Posted By mclauchlan35

Re: Rightmove & Find a Property

realtor.ca
Forum: The Maple Leaf
Aug 5th 2010, 4:49 am
Replies: 73
Views: 11,284
Posted By mclauchlan35

Re: Billy Connolly 2010 Canadian Tour

Thanks booked for Calgary:)
Forum: Canada
May 10th 2010, 5:01 am
Replies: 120
Views: 13,800
Posted By mclauchlan35

Re: any scotties?

We were Ayr/Prestwick and now Canmore, AB.
Forum: Immigration & Citizenship (Canada)
Mar 5th 2010, 12:30 am
Replies: 6
Views: 820
Posted By mclauchlan35

Re: Are credit scores checked?

No
Forum: Immigration & Citizenship (Canada)
Jan 31st 2010, 10:24 pm
Replies: 45
Views: 2,708
Posted By mclauchlan35

Re: Passport Request this Morning......Yippee!

Good news, Its been a tough application for you guys well done on following the dream:thumbsup:
Forum: Canniversary
Jan 31st 2010, 10:20 pm
Replies: 18
Views: 3,314
Posted By mclauchlan35

Re: The first major milestone

Congrats Adele, glad its working out for you:thumbsup:
Forum: Canada
Jan 17th 2010, 6:51 am
Replies: 20
Views: 1,934
Posted By mclauchlan35

Re: mortgage without employment

I work for a bank in Alberta, I can't speak for all the other banks but with the bank I work for you need to prove that you can service the mortgage. Having been involved in mortgages in the UK where...
Forum: Canada
Dec 19th 2009, 7:52 pm
Replies: 86
Views: 4,938
Posted By mclauchlan35

Re: I became a Canadian today!!!

Congrats Trish.. If it makes you happy that's all that really matters, Well done.:thumbup:
Forum: Canada
Dec 4th 2009, 1:43 am
Replies: 5
Views: 861
Posted By mclauchlan35

Re: Redirecting UK mail

We did it for a year I think the cost was £75.00.
Forum: The Maple Leaf
Nov 29th 2009, 11:49 pm
Replies: 6
Views: 1,027
Posted By mclauchlan35

Re: Dog walking In Cochrane , AB

I work with a girl who lives there and is big into dogs and dog walks for a vet here in Canmore, I will ask her and get back, her dogs are her life so if anyone will know she will.
Forum: Immigration & Citizenship (Canada)
Oct 20th 2009, 5:10 am
Replies: 4
Views: 1,072
Posted By mclauchlan35

Re: am I inadmissable to Canada? need to know quick!

Psml:rofl: Thanks for the laugh...
Forum: The Maple Leaf
Oct 6th 2009, 3:45 am
Replies: 28
Views: 1,973
Posted By mclauchlan35

Re: hello? it's a-snowing in Calgary!

It was snowing here in Canmore sat and sun although it was all clear today, there is a little coating on the mountains which is pretty nice.
Forum: The Maple Leaf
Sep 26th 2009, 1:44 am
Replies: 23
Views: 1,420
Posted By mclauchlan35

Re: WTF.......................................

Didn't he score 4 in 4 pre-season? I thought they may have taken a chance with him. Maybe he will go back to the UK he did a season or so with Belfast Giants I believe although I would imagine on...
Forum: Canada
Aug 7th 2009, 12:30 pm
Replies: 34
Views: 2,656
Posted By mclauchlan35

Re: Losing money all over the place

We are just renting ours, hopefully the market will recover in the enough in the next year or two to at least get a decent price.
Forum: Immigration & Citizenship (Canada)
Jul 29th 2009, 3:37 pm
Replies: 22
Views: 1,627
Posted By mclauchlan35

Re: Urgent: Tr`vel Document

I spoke with CHC today, its cost £30 each that can be paid for with a postal order made out to the receiver general for Canada. Or cash if you go to London.
Forum: Immigration & Citizenship (Canada)
Jul 28th 2009, 4:24 pm
Replies: 22
Views: 1,627
Posted By mclauchlan35

Re: Urgent: Travel Document

Sent you a PM with the details.
Forum: Immigration & Citizenship (Canada)
Jul 28th 2009, 3:53 pm
Replies: 22
Views: 1,627
Posted By mclauchlan35

Re: Urgent: Travel Document

Does anybody know, how much the travel document is and if you send a personal cheque or does in need to be a draft.

The girl on the phone at CHC said the other day to send £30 but all the info...
Forum: Canada
Jul 24th 2009, 2:18 pm
Replies: 8
Views: 2,171
Posted By mclauchlan35

Re: Permanent resident card picture.

Phoned CHC today, need to get travel documents for both.:thumbdown:
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