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Search: Posts Made By: BullcreekBob
Showing results 1 to 25 of 164
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Forum: Australia
Oct 31st 2007, 5:33 am
Replies: 7
Views: 750
Posted By BullcreekBob

Re: Remortgaging in Australia - how does it work?

G'day

Yes it is both quite common and quite easy to do.

The easiest way is to contact a Mortgage Broker at let them do all the running around for you.

Cheers
Bob in Bull Creek
Forum: Australia
Oct 31st 2007, 5:29 am
Replies: 12
Views: 831
Posted By BullcreekBob

Re: mortgages, spouse visa,deposit

G'day

It is illegal for an Australian based lender or bank to lend more than 80% of a property's value to a temporary resident.

If you have substantial assets in the UK or a good UK income...
Forum: Australia
Oct 12th 2007, 2:38 am
Replies: 7
Views: 636
Posted By BullcreekBob

Re: shares, gains & tax

G'day

Indeed you've made 20p with loss to tax. Even better is ...

Buy investment property for 50K, hold for many years, property worth 200K when you emigrate, sell 2 years later for 210K and...
Forum: The Barbie
Oct 12th 2007, 2:30 am
Replies: 46
Views: 2,266
Posted By BullcreekBob

Re: were in the sh1t

G'day

There's not much of Perth left that's not connected to mains sewerage. Whereabouts are you? I'd check when you are going to be connected (mandatory but at your expense) before spending any...
Forum: Australia
Oct 10th 2007, 10:38 am
Replies: 7
Views: 636
Posted By BullcreekBob

Re: shares, gains & tax

45p
Forum: The Barbie
Sep 14th 2007, 4:06 am
Replies: 18
Views: 1,066
Posted By BullcreekBob

Re: Warning for those living in Perth! Train shutdown...

G'day

The last time I caught a train in Perth, on the back of the ticket it said all children had to stand and give up their seat to a full fare paying adult.

It would seem times have changed....
Forum: Australia
Sep 13th 2007, 1:26 pm
Replies: 26
Views: 1,390
Posted By BullcreekBob

Re: Election approaching: who'd you vote for?

Yup I loved her policy of wanting to stop all this bloody migration. Tell all those foreign people to P off and leave us Aussies alone.
Forum: Australia
Sep 11th 2007, 10:08 am
Replies: 17
Views: 1,231
Posted By BullcreekBob

Re: question

Not in WA.
Forum: Australia
Sep 11th 2007, 10:02 am
Replies: 27
Views: 1,742
Posted By BullcreekBob

Re: Taking pets as excess baggage...

I think some one else should
Forum: Australia
Sep 11th 2007, 1:12 am
Replies: 8
Views: 712
Posted By BullcreekBob

Re: High Internet Usage - which ISP in WA

Westnet - been with them for years and very happy. iiNet are good too.
Forum: Australia
Sep 10th 2007, 8:36 am
Replies: 55
Views: 5,384
Posted By BullcreekBob

Re: Using British passport after obtaining australian citizenship

G'day

According to my Aussie passport, I've left the country a few times and come back just as many times. No stamps at all for where I've been. When I get to the UK I just wave the red passport...
Forum: Australia
Sep 10th 2007, 1:52 am
Replies: 1
Views: 532
Posted By BullcreekBob

Re: Low doc Mortgage?? anyone use it??

G'day

If you've got a decent deposit then you can generally find your way to a normal fully documented mortgage. Banks and other lenders generally show some lenience towards recently arrived...
Forum: The Barbie
Sep 9th 2007, 5:48 am
Replies: 22
Views: 1,250
Posted By BullcreekBob

Re: Getting car finance upon arrival in Bris??

G'day

I consider myself an Aussie not an expat cos I've been here over 30years, however this is not a case of comeone "with a bit of information think (sic) they're an Oracle on everything...
Forum: The Barbie
Sep 8th 2007, 6:06 am
Replies: 22
Views: 1,250
Posted By BullcreekBob

Re: Getting car finance upon arrival in Bris??

G'day

I've heard of new arrivals doing stupid things for stupid reasons, but this one takes the cake. Why on earth would you want credit history here?

In Australia only negative things are...
Forum: The Barbie
Sep 8th 2007, 5:56 am
Replies: 22
Views: 1,433
Posted By BullcreekBob

Re: Google Earth has no limits! (not for children)

He might not be up for it (again)
Forum: The Barbie
Sep 8th 2007, 5:43 am
Replies: 11
Views: 660
Posted By BullcreekBob

Re: I`ve had a bloke....

Now we know Aussies have a hoist in the back garden....
Forum: Australia
Sep 8th 2007, 5:36 am
Replies: 6
Views: 7,444
Posted By BullcreekBob

Re: Buying a house on 457 visa

G'day

Yes, you can buy (if you apply for FIRB permission) a newbuild. The house can be used as a residence or as an investment and rented out.

You can also buy (if you apply for FIRB...
Forum: Australia
Sep 8th 2007, 4:57 am
Replies: 19
Views: 1,846
Posted By BullcreekBob

Re: Should we buy house while on holiday in Perth?

G'day

Even if you are Aussie citizens, banks will not lend you more than 80% while you are resident outside of Australia. This is because the Mortgage Insurers that operate in Aust will not accept...
Forum: Australia
Sep 5th 2007, 7:37 am
Replies: 11
Views: 4,270
Posted By BullcreekBob

Re: CAN I GET A MORTGAGE ON THE SUBCLASS 457 VISA???

But Qld only pay FHOG if you've never owned a house anywhere else before. If you've owned in the UK, you will not get FHOG in Qld.
Forum: Australia
Aug 30th 2007, 12:30 pm
Replies: 20
Views: 1,145
Posted By BullcreekBob

Re: record for speeding fine

Instead of taking an English test, perhaps new pommie migrants should be forced to read the highway code. Or take a driving test, theory and practical.
Forum: The Barbie
Aug 30th 2007, 7:30 am
Replies: 8
Views: 621
Posted By BullcreekBob

Re: leaving house

Yup, I know how you're feeling.

Ours fell over the day before we were booked to fly when the potential purchasers decided to drop their offer price by 20,000UKP.

After discussions we just came...
Forum: Australia
Aug 30th 2007, 12:46 am
Replies: 4
Views: 538
Posted By BullcreekBob

Re: Accomodation in Mandurah?

G'day

Another place to try is http://www.emi-great.com/ It is a small forum for folks based in or around Mandurah and the site owners have a few short term furnished properties.
Forum: Australia
Aug 29th 2007, 3:13 pm
Replies: 10
Views: 857
Posted By BullcreekBob

Re: house purchase

As has been pointed out, you are on a permanent visa so you can buy what you want.

Even if you were on a temporary visa, you can buy a house that's already been lived in. You would need FIRB...
Forum: Australia
Aug 29th 2007, 8:11 am
Replies: 18
Views: 1,415
Posted By BullcreekBob

Re: Help.....calling real estate agents or lawyers!

G'day

I think that in WA the house becomes yours at midday on the day after settlement. I imagine it's similar in other states. Where's a real estate agent when you need one to clarify things....
Forum: The Barbie
Aug 28th 2007, 5:54 am
Replies: 11
Views: 871
Posted By BullcreekBob

Re: Looking for Work in Perth -Any ideas?

The work is still there if anyone else is looking for part time or casual work in Bull Creek.
Showing results 1 to 25 of 164
 
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