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Search: Posts Made By: chrisd
Showing results 1 to 25 of 31
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Forum: Spain
Apr 9th 2007, 9:20 pm
Replies: 29
Views: 1,806
Posted By chrisd

Re: Vets in Spain

Sorry to hear about the cat... my dog had the same problem and was on the renal diet for years. She was eating the Royal Canin and the 2 or 2.5 kg bag was 15 Euros a time. Vaccinations and consults...
Forum: Spain
Apr 9th 2007, 9:17 pm
Replies: 20
Views: 2,005
Posted By chrisd

Re: Prescription charges???

Don´t say if you´d qualify for treatment under the NHS in Spain. If so, you´ll pay approx 40% of the normal cost of medication rather than a set prescription charge as you do in the UK. In some...
Forum: Spain
Feb 19th 2007, 1:13 pm
Replies: 5
Views: 655
Posted By chrisd

Re: Home Security - Rights to defend from Burglars ?

Think it´s similar to the UK where you have to prove it was in self defence and under threat to yours or someone elses life. Couple of high profile cases over the last months where the security bloke...
Forum: Spain
Feb 19th 2007, 7:42 am
Replies: 19
Views: 1,070
Posted By chrisd

Re: Help me with my Spanish pleeease.

recently saw a programme about Tanya Streeter, world record holder. She´s absolutely amazing and yes, it is is buceo o inmersión a pulmón libre.
Forum: Spain
Feb 16th 2007, 3:29 pm
Replies: 46
Views: 4,746
Posted By chrisd

Re: whats the average yearly salary

Then again, you could be one of the thousands of "mileuristas" in Spain, youth of Spain have been out on the streets over the last few months complaining about low salaries and no chance of...
Forum: Spain
Feb 16th 2007, 2:36 pm
Replies: 46
Views: 4,746
Posted By chrisd

Re: whats the average yearly salary

Take a look at an article in El Pais today http://www.elpais.com/articulo/economia/sueldo/medio/Espana/continua/descendiendo/reduce/primer/trimestre/elpporeco/20060710elpepueco_6/Tes
They state that...
Forum: Spain
Feb 12th 2007, 5:34 pm
Replies: 88
Views: 4,281
Posted By chrisd

Re: Wearing dressing gowns out ????

The absolute norm here... you should try it !!
Forum: Spain
Feb 12th 2007, 3:47 pm
Replies: 44
Views: 2,099
Posted By chrisd

Re: Phoning home

I use Skype as well both to ring the UK and to ring Dubai where my brother is. It´s so much cheaper and easy to use. Quality is sometimes not great but I don´t mind so much if it´s saving me money.
Forum: Spain
Feb 12th 2007, 3:34 pm
Replies: 88
Views: 4,281
Posted By chrisd

Re: Wearing dressing gowns out ????

I´m sure in some of the big cities, it doesn´t happen any more. I always enjoy having a quick nosey inside. It´s amazing how some of the houses look so small from the outside but are really big...
Forum: Spain
Feb 12th 2007, 3:04 pm
Replies: 44
Views: 2,099
Posted By chrisd

Re: Phoning home

Word of warning, a friend of mine bought the euroconnect card, followed the instructions and still ended up paying on her telefonica bill... she was going to find out why but haven´t seen her yet......
Forum: Spain
Feb 12th 2007, 3:02 pm
Replies: 88
Views: 4,281
Posted By chrisd

Re: Wearing dressing gowns out ????

Actually it reminds me of another old Spanish custom where the front door is left wide open all day and dining or kitchen chairs are lined up on the pavement where everyone sits outside watching the...
Forum: Spain
Feb 12th 2007, 2:55 pm
Replies: 11
Views: 674
Posted By chrisd

Re: Will it take me long to get a mortgage in

There´s a fee for taking over the mortgage (subrrogación) which can range from 0.5% to 1% depending on the lender and the product.
Forum: Spain
Feb 12th 2007, 2:13 pm
Replies: 11
Views: 674
Posted By chrisd

Re: Will it take me long to get a mortgage in

Even if you take the developer´s mortgage, there are still set up fees although there are some savings as well. However, you have to look at the overall costs as well as any savings on interest rates...
Forum: Spain
Feb 12th 2007, 2:09 pm
Replies: 11
Views: 674
Posted By chrisd

Re: Will it take me long to get a mortgage in

The developer nearly always has a mortgage in place but they are for a set term. It is always good to know exactly what the developer is offering but I would always recommend you shop around for...
Forum: Spain
Feb 12th 2007, 8:21 am
Replies: 11
Views: 674
Posted By chrisd

Re: Will it take me long to get a mortgage in

You´re right if you do it in person around 10 days after application, you can get it collected. Have to submit personally but someone else can collect for you. Although mortgage offer normally lasts...
Forum: Spain
Feb 1st 2007, 5:00 pm
Replies: 14
Views: 889
Posted By chrisd

Re: Can anyone give me advice about the best

You´d obviously need to complete the relevent forms to open the account but they should be able to do it from the UK.
Forum: Spain
Jan 31st 2007, 12:39 pm
Replies: 20
Views: 1,354
Posted By chrisd

Re: Self Employed

Yes, self employed people pay the minimum which covers healthcare. A lot of people take out emergency cover with Helicopteros Sanitarios which covers for doctors and transfer to a hospital for...
Forum: Spain
Jan 30th 2007, 3:51 pm
Replies: 14
Views: 889
Posted By chrisd

Re: Can anyone give me advice about the best

Spanish mortgage rate varies if you are resident or non resident. Residents, around 4.2% to 4.5%, non residents around 5%. Majority linked to Euribor.
Forum: Spain
Jan 30th 2007, 8:48 am
Replies: 13
Views: 1,098
Posted By chrisd

Re: advice greatly appreciated

Andalucia is a great place to be and it will give the opportunity for your kids to grow up speaking two languages well. It is not difficult to enrol in schools in the south of spain as it is...
Forum: Spain
Jan 30th 2007, 8:43 am
Replies: 20
Views: 1,354
Posted By chrisd

Re: Self Employed

There´s no easy way round this...in any business in the first months, you earn very little and spend a fortune as I´ve found out. You have to pay the minimum social security stamp and you have to...
Forum: Spain
Jan 30th 2007, 8:32 am
Replies: 4
Views: 631
Posted By chrisd

Re: Security issues, Alhaurin?

For insurance purposes, you´ll probably have to prove that all ground floor areas and other areas with easy access are secured. Just ensure that there is no access in the downstairs area. A lot of...
Forum: Spain
Jan 30th 2007, 8:29 am
Replies: 6
Views: 869
Posted By chrisd

Re: Moving to Marbella

Should be sufficient as rents in that area are quite high...hope you settle in well as I´m just down the road in Fuengirola. Sure you´ll enjoy it. Is that net or gross as if it´s gross, you´ll pay...
Forum: Spain
Jan 30th 2007, 8:24 am
Replies: 10
Views: 943
Posted By chrisd

Re: For those of you who've used Hifx

Most of the large FX companies have now waived transfer charges. I used Global Currency exchange for a friend of mine and she was very happy. Have a look for more info on my web page....
Forum: Spain
Jan 30th 2007, 8:18 am
Replies: 14
Views: 889
Posted By chrisd

Re: Can anyone give me advice about the best

Depends how much you´re talking about. Using a specialised FX company can sometimes get you much better rates than through your bank and many of them now waive transfer charges. If you´re...
Forum: Spain
Jan 26th 2007, 12:21 pm
Replies: 20
Views: 1,371
Posted By chrisd

Re: Social Security Number Benefits???

Well, in Marbella, no temporary card is issued and they informed us on our last visit that they do not issue the plastic card either, at least, to pensioners from UK. I am going to the Health centre...
Showing results 1 to 25 of 31
 
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