Say wot now?

Pretty sure my insurance is definitely going to be that expensive largely because i'm a male.

I'll humour you and put in my details but "female"..

Yeah, no.... Me, male, 17 y.o, full G unrestricted license, $420/mo.
Same things, female gender, $310/mo.

Savings of $1320/yr just for being a different gender.... ffs.

Any particular reason that you, as a 17 year old, living at home need a car just for yourself. Is it really worth $420/month.? How much would it be to be the 3rd driver on your parents cars?

$5000 a year would pay for a nice car in 3 years. Seems like throwing money down the drain.

Not sure exactly where in SW Ontario you are but here in Ottawa the demand for teenagers to get their own car is quite low. Public transit and using the parents cars when necessary is fine for most.

Driving back and forth to college + living at home. 45 min commute. I live in a small town, no public transport thats any use. Besides any time i've used any public transport anywhere I find it takes at least twice as long compared to just driving.

Its cheaper then residence by roughly half and i'd rather not live in a room the size of my closet.

I also have a passion or "enthusiasm" for driving much like dbd... So its a worthwhile expense IMO.

I only have access to the rating system of one company. A company that paid me to change various systems to eliminate the gender bias due to legislative changes. Of course, even if it's the law, it's open to interpretation and some companies will comply and some won't. The one I dealt with just increased the premiums for female drivers.

Ah OK I see... That doesn't seem very competitive however if other insurance companies are still discriminating, and those females can just go there for a cheaper quote.

This is an interesting generational shift. Among middle aged people around here it's rare to find someone who doesn't drive and that's usually because they're banned. Among my children's generation it's usual not to have a car and common not to have a license. If the trend is more general than local to Ontario it'll be a big problem for car makers in future.

Yep... Can confirm. I personally don't get it. So many people my age don't have their license and meanwhile I am set to get my full license in 2 weeks if I pass. My driver's ed course was full of "Oh shit I need to be able to drive to get to/from a job or as part of my job duties" and they are stuck going through the 18 month process as an adult.

My opinion has always been do it as early as possible, then you have your license.

Ironically all of these people constantly ask me to drive them around.

The Dept of Education driver training course that we had in high school was great, the instructors got us downtown in rush hour traffic, everyone got lots of wheel time but if you squealed the tires you went in the back seat and the other student took over. Crestview Chrysler Dodge supplied the cars so my driver training car was a '70 Challenger with a 383.

The drivers ed I did was private, ie one student at a time. I think thats the best, i'd rather not be in the car while someone else drives... We did do downtown London once, but the majority was just puttering around town practising to pass the test.

I found practically, learning how to drive from my parents was better, but drivers ed was invaluable for learning how to pass the road test.

That car is cool though

I can see why young people don't rush to own a car, it's crazy costly in in Canada just about everywhere, but it perplexes me why they don't even get a license.

Unless you desire to never leave the city, a license at least gives you freedom to get places by renting or borrowing a car when one needs to leave the city where transit is.

But then maybe they have no desire to leave their urban concrete jungles.

So long as they have their phone, gaming console, and wifi, they don't need to go anywhere.

None of my daughters owns a car. I'd struggle to think of people who are more widely travelled. One only recently obtained a license but, prior to that had been to, maybe, twenty countries and numerous States and Provinces as well as sailing on a couple of oceans. Another emigrated from Canada around eight years ago and hasn't yet bothered converting her license because there's no urgency if you don't drive much.

A car provides for a specific type of travel and, provided it's an open car, I enjoy that but there are other ways to get almost anywhere.

Living in a city, people don't see why a licence is needed. And even when leaving it, there are lots of places you can go by train, bus, greyhound, bicycle.

More common in Britain, I'd say, though. A few years ago was trying to explain it to a young Canadian. He could just about grasp not having a car if you had enough access to transit. He didn't see any reason or logic to not have the ability to drive one.

I can see both sides of it. Mainly depends where I'm living, what I'm doing if I have a car. If I'd always been in the situations without one (like I am now), I might not prioritise it.

I can relate to that. I passed my test in 1981. Apart from one refresher lesson when I moved to Canada in 2000, I haven't been behind the wheel since. I have no desire to and I don't really need to. If I did need to, it would probably be cheaper to take taxis than to own a car.

Only 20 countries? Amateur!