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Search: Posts Made By: ianandhelena
Showing results 1 to 25 of 1000
Search took 1.43 seconds; generated 78 minute(s) ago.
Forum: Moving back or to the UK
Oct 22nd 2025, 6:42 am
Replies: 10
Views: 2,914
Posted By ianandhelena

Re: Moving back to UK - 20 years in Brisbane

We moved back from Tas to the UK two years ago.

We used Allied for the move, no problems and helpful staff at either end.

We moved our money via Wise as they gave the best final sum after...
Forum: Moving back or to the UK
May 13th 2025, 5:13 am
Replies: 9
Views: 1,456
Posted By ianandhelena

Re: When to move money

Incorrect. There is no tax on savings but savings interest will be assessable for tax at your marginal rate.
Forum: Moving back or to the UK
Feb 13th 2025, 2:30 am
Replies: 24
Views: 3,047
Posted By ianandhelena

Re: Best way to exchange money

Another vote here for Wise.
Forum: Moving back or to the UK
Nov 6th 2024, 7:08 pm
Replies: 5
Views: 3,007
Posted By ianandhelena

Re: UK Tax on Australian Super?

When you become tax resident in the UK, you are taxed on your worldwide income. Your super income stream is taxable as foreign income.

The way we got around this when we returned to the UK was to...
Forum: Moving back or to the UK
Sep 26th 2024, 6:11 am
Replies: 29
Views: 4,517
Posted By ianandhelena

Re: Moving money from one country to another

Another vote for Wise.

Been using them for several years, and last year easily moved a seven-figure sum from Australia back to the UK as part of our move back.
Forum: Moving back or to the UK
May 29th 2024, 3:33 am
Replies: 2
Views: 577
Posted By ianandhelena

Re: TOR1

Yes.

see https://www.gov.uk/guidance/transfer-of-residence-to-great-britain
Forum: Moving back or to the UK
Feb 14th 2024, 3:01 am
Replies: 11
Views: 2,277
Posted By ianandhelena

Re: Mobile Phone Provider question

Try giffgaff:
https://www.giffgaff.com/help/articles/how-do-i-get-an-esim-on-giffgaff
Forum: Moving back or to the UK
Dec 31st 2023, 4:10 am
Replies: 3
Views: 1,495
Posted By ianandhelena

Re: Returning to UK from Canada - No Claims Discount

We went with Aviva. No documentary evidence of no-claims was asked for, they just took our word for it, and their premium was competitive.
Forum: Moving back or to the UK
Oct 6th 2023, 11:38 pm
Replies: 12
Views: 3,321
Posted By ianandhelena

Re: Newly resident in UK - can't get a credit card!

Are you on the electoral register? If not, you won't get credit.
Forum: Moving back or to the UK
Jun 7th 2023, 4:44 pm
Replies: 5
Views: 1,125
Posted By ianandhelena

Re: ToR question - probably a stupid one

Re your second question-I filled in our TOR application and listed all our belongings as a whole. TOR was granted 2 days later, no questions.
Forum: Moving back or to the UK
Jun 6th 2023, 7:28 pm
Replies: 8
Views: 1,251
Posted By ianandhelena

Re: Mobile phone packages

GiffGaff have some good PAYG deals: https://www.giffgaff.com/sim-only-deals
Forum: Moving back or to the UK
May 21st 2023, 4:19 pm
Replies: 8
Views: 4,325
Posted By ianandhelena

Re: Moving back to UK - car insurance

Aviva and NFU Mutual are recommended often on here.
Aviva-provide this (https://www.aviva.co.uk/faq/answer/motor/425/) as proof of NCD.
https://www.nfumutual.co.uk/motor-insurance/car-insurance/
Forum: Moving back or to the UK
May 16th 2023, 7:54 pm
Replies: 10
Views: 1,403
Posted By ianandhelena

Re: GC Partners

Whenever I compare rates, Wise usually beats OFX. e.g. sending AUD 500,000 to GBP, OFX gets you £265,100, Wise= £265,945 (doing a comparison as I write this).

We'll be transferring our house...
Forum: Moving back or to the UK
May 7th 2023, 1:07 am
Replies: 14
Views: 1,407
Posted By ianandhelena

Re: XE, Torfx etc.

What are “standard rates”?

I would be interested to know how you did your comparison so that OFX came out ahead, given that comparing Wise and OFX’s front-page results (i.e. not logged in)...
Forum: Moving back or to the UK
May 5th 2023, 12:18 pm
Replies: 14
Views: 1,407
Posted By ianandhelena

Re: XE, Torfx etc.

Same procedure as opening any other account with a financial institution.
Forum: Moving back or to the UK
May 5th 2023, 11:52 am
Replies: 14
Views: 1,407
Posted By ianandhelena

Re: XE, Torfx etc.

Interesting.
I just logged in to both my OFX and Wise accounts and did a simultaneous comparison.
On AUD 100,000 to GBP, OFX=52,750, Wise= 53198 i.e. +0.85% better.
On AUD 500,000 to GBP,...
Forum: Moving back or to the UK
May 2nd 2023, 6:33 pm
Replies: 14
Views: 1,407
Posted By ianandhelena

Re: XE, Torfx etc.

I used to use OFX but I usually find that Wise (formerly Transferwise) give me a better rate. We'll be transferring house sale proceeds and super balances to the UK from Aus this way.
...
Forum: Moving back or to the UK
Apr 21st 2023, 7:45 pm
Replies: 13
Views: 1,528
Posted By ianandhelena

Re: DVLA

Apart from the fact that (as somebody has already pointed out) you can't legally hold a licence until you're resident, I read somewhere very recently (and now I can't find the relevant info) that...
Forum: Moving back or to the UK
Mar 10th 2023, 4:11 pm
Replies: 4
Views: 1,248
Posted By ianandhelena

Re: National Insurance Gap Payments and HMRC

Lots of others are in your position-there's some useful info if you search past threads on the Personal Tax subforum and the Self-assessment subforum here:...
Forum: Moving back or to the UK
Mar 8th 2023, 4:41 pm
Replies: 12
Views: 2,379
Posted By ianandhelena

Re: Frome area

Here's some mapped data about Frome, but it dates back to 2019: https://mapmaker.cdrc.ac.uk/#/index-of-multiple-deprivation?m=imde19_rk&lon=-2.3048&lat=51.2394&zoom=12.15
Forum: Moving back or to the UK
Mar 3rd 2023, 4:38 pm
Replies: 7
Views: 1,597
Posted By ianandhelena

Re: UK-Born, planning a move to Scotland from US (with spouse, cats, and busines

Too many questions for me to read, but I think you won't be able to open a UK bank account unless you're onshore.
Forum: Moving back or to the UK
Mar 3rd 2023, 4:36 pm
Replies: 13
Views: 1,661
Posted By ianandhelena

Re: CGT and section 104 holding

This may help:...
Forum: Moving back or to the UK
Feb 26th 2023, 2:45 pm
Replies: 63
Views: 8,511
Posted By ianandhelena

Re: Advice needed for move to England from US

Here's the website of the Sheffield Teaching Hospitals: https://www.sth.nhs.uk/
Forum: Moving back or to the UK
Feb 21st 2023, 4:31 pm
Replies: 44
Views: 32,024
Posted By ianandhelena

Re: Moving back to UK after 12 years of not paying student loan

Check your SP forecast here: https://www.gov.uk/check-state-pension

SLC=Student Loan Company.
Forum: Moving back or to the UK
Feb 8th 2023, 4:41 pm
Replies: 7
Views: 1,541
Posted By ianandhelena

Re: Moved back to UK from NZ and struggling to move pension back?

I think it'll be very difficult to find a UK pension provider willing to accept a transfer:...
Showing results 1 to 25 of 1000
 
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