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Search: Posts Made By: ianandhelena
Showing results 1 to 25 of 1000
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Forum: Moving back or to the UK
Feb 14th 2024, 3:01 pm
Replies: 11
Views: 661
Posted By ianandhelena

Re: Mobile Phone Provider question

Try giffgaff:
https://www.giffgaff.com/help/articles/how-do-i-get-an-esim-on-giffgaff
Forum: Moving back or to the UK
Dec 31st 2023, 4:10 pm
Replies: 3
Views: 904
Posted By ianandhelena

Re: Returning to UK from Canada - No Claims Discount

We went with Aviva. No documentary evidence of no-claims was asked for, they just took our word for it, and their premium was competitive.
Forum: Moving back or to the UK
Oct 7th 2023, 11:38 am
Replies: 7
Views: 1,443
Posted By ianandhelena

Re: Newly resident in UK - can't get a credit card!

Are you on the electoral register? If not, you won't get credit.
Forum: Moving back or to the UK
Jun 8th 2023, 4:44 am
Replies: 5
Views: 733
Posted By ianandhelena

Re: ToR question - probably a stupid one

Re your second question-I filled in our TOR application and listed all our belongings as a whole. TOR was granted 2 days later, no questions.
Forum: Moving back or to the UK
Jun 7th 2023, 7:28 am
Replies: 8
Views: 845
Posted By ianandhelena

Re: Mobile phone packages

GiffGaff have some good PAYG deals: https://www.giffgaff.com/sim-only-deals
Forum: Moving back or to the UK
May 22nd 2023, 4:19 am
Replies: 8
Views: 1,528
Posted By ianandhelena

Re: Moving back to UK - car insurance

Aviva and NFU Mutual are recommended often on here.
Aviva-provide this (https://www.aviva.co.uk/faq/answer/motor/425/) as proof of NCD.
https://www.nfumutual.co.uk/motor-insurance/car-insurance/
Forum: Moving back or to the UK
May 17th 2023, 7:54 am
Replies: 10
Views: 817
Posted By ianandhelena

Re: GC Partners

Whenever I compare rates, Wise usually beats OFX. e.g. sending AUD 500,000 to GBP, OFX gets you £265,100, Wise= £265,945 (doing a comparison as I write this).

We'll be transferring our house...
Forum: Moving back or to the UK
May 7th 2023, 1:07 pm
Replies: 14
Views: 892
Posted By ianandhelena

Re: XE, Torfx etc.

What are “standard rates”?

I would be interested to know how you did your comparison so that OFX came out ahead, given that comparing Wise and OFX’s front-page results (i.e. not logged in) say...
Forum: Moving back or to the UK
May 6th 2023, 12:18 am
Replies: 14
Views: 892
Posted By ianandhelena

Re: XE, Torfx etc.

Same procedure as opening any other account with a financial institution.
Forum: Moving back or to the UK
May 5th 2023, 11:52 pm
Replies: 14
Views: 892
Posted By ianandhelena

Re: XE, Torfx etc.

Interesting.
I just logged in to both my OFX and Wise accounts and did a simultaneous comparison.
On AUD 100,000 to GBP, OFX=52,750, Wise= 53198 i.e. +0.85% better.
On AUD 500,000 to GBP,...
Forum: Moving back or to the UK
May 3rd 2023, 6:33 am
Replies: 14
Views: 892
Posted By ianandhelena

Re: XE, Torfx etc.

I used to use OFX but I usually find that Wise (formerly Transferwise) give me a better rate. We'll be transferring house sale proceeds and super balances to the UK from Aus this way.
...
Forum: Moving back or to the UK
Apr 22nd 2023, 7:45 am
Replies: 13
Views: 993
Posted By ianandhelena

Re: DVLA

Apart from the fact that (as somebody has already pointed out) you can't legally hold a licence until you're resident, I read somewhere very recently (and now I can't find the relevant info) that...
Forum: Moving back or to the UK
Mar 11th 2023, 4:11 am
Replies: 4
Views: 923
Posted By ianandhelena

Re: National Insurance Gap Payments and HMRC

Lots of others are in your position-there's some useful info if you search past threads on the Personal Tax subforum and the Self-assessment subforum here:...
Forum: Moving back or to the UK
Mar 9th 2023, 4:41 am
Replies: 12
Views: 837
Posted By ianandhelena

Re: Frome area

Here's some mapped data about Frome, but it dates back to 2019: https://mapmaker.cdrc.ac.uk/#/index-of-multiple-deprivation?m=imde19_rk&lon=-2.3048&lat=51.2394&zoom=12.15
Forum: Moving back or to the UK
Mar 4th 2023, 4:38 am
Replies: 7
Views: 1,107
Posted By ianandhelena

Re: UK-Born, planning a move to Scotland from US (with spouse, cats, and busines

Too many questions for me to read, but I think you won't be able to open a UK bank account unless you're onshore.
Forum: Moving back or to the UK
Mar 4th 2023, 4:36 am
Replies: 13
Views: 677
Posted By ianandhelena

Re: CGT and section 104 holding

This may help:...
Forum: Moving back or to the UK
Feb 27th 2023, 2:45 am
Replies: 23
Views: 2,183
Posted By ianandhelena

Re: Advice needed for move to England from US

Here's the website of the Sheffield Teaching Hospitals: https://www.sth.nhs.uk/
Forum: Moving back or to the UK
Feb 22nd 2023, 4:31 am
Replies: 44
Views: 15,250
Posted By ianandhelena

Re: Moving back to UK after 12 years of not paying student loan

Check your SP forecast here: https://www.gov.uk/check-state-pension

SLC=Student Loan Company.
Forum: Moving back or to the UK
Feb 9th 2023, 4:41 am
Replies: 7
Views: 1,180
Posted By ianandhelena

Re: Moved back to UK from NZ and struggling to move pension back?

I think it'll be very difficult to find a UK pension provider willing to accept a transfer:...
Forum: Moving back or to the UK
Feb 3rd 2023, 4:43 am
Replies: 7
Views: 1,089
Posted By ianandhelena

Re: Shipping Insurance

Another vote for Letton Percival. Ian Harrison there is very helpful: https://www.lettonpercival.co.uk/overseas-removals-insurance/
Forum: Moving back or to the UK
Jan 27th 2023, 7:17 pm
Replies: 3
Views: 645
Posted By ianandhelena

TOR1 question

The gov.uk guidance says:

"If you do not have an address in the UK yet, you can:


upload a statement from the person you will be living with and proof of their address"

Does the bit about...
Forum: Moving back or to the UK
Jan 19th 2023, 4:16 am
Replies: 44
Views: 4,782
Posted By ianandhelena

Re: Moving back Australia-UK - any hints?

If you'll be buying a house when you go back, these sites may help:

utilities: https://www.pleaseconnectme.co.uk/services/

flood risk: https://www.gov.uk/check-long-term-flood-risk

japanese...
Forum: Moving back or to the UK
Jan 16th 2023, 1:43 am
Replies: 2
Views: 790
Posted By ianandhelena

Re: moving advice

We're just doing the same thing. I went online and priced up what it would cost to replace all our furniture if we didn't ship it, and the replacement costs equalled the shipping cost for all our...
Forum: Moving back or to the UK
Jan 15th 2023, 4:29 am
Replies: 44
Views: 4,782
Posted By ianandhelena

Re: Moving back Australia-UK - any hints?

Try this for internet info:
https://www.moneysavingexpert.com/broadband-and-tv/

Shopping:
https://www.moneysavingexpert.com/deals/
Forum: Moving back or to the UK
Dec 23rd 2022, 4:38 am
Replies: 6
Views: 966
Posted By ianandhelena

Re: Choosing items to ship, gardening tools

Movecube quotes and cube dimensions can be found here: https://www.sevenseasworldwide.com/en-au/moving/movecube/
Showing results 1 to 25 of 1000
 
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