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Search: Posts Made By: ScotinCanada
Showing results 1 to 25 of 112
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Forum: Canniversary
Jan 4th 2021, 4:10 pm
Replies: 1
Views: 1,667
Posted By ScotinCanada

Third winter in Ontario: no regrets

Hi everyone, happy new year

It's been a loooooong time since I've been on this Forum. It was invaluable for me in making to decision to move to Canada.

We're now into our third winter here in...
Forum: Canniversary
Sep 18th 2019, 6:25 pm
Replies: 6
Views: 3,888
Posted By ScotinCanada

Re: 1 Year!

Nice one. Happy Canniversary!
Forum: Canniversary
Sep 18th 2019, 6:24 pm
Replies: 18
Views: 5,234
Posted By ScotinCanada

Re: 15 years

Congratulations!
Forum: Canada
Sep 17th 2019, 7:45 pm
Replies: 52
Views: 10,020
Posted By ScotinCanada

Re: car insurance

hi. Insurance is such a pain!

We went with Johnson’s as they were recommended by people on this forum as accepting UK no claims. https://www1.johnson.ca/

We still had some trouble as they will...
Forum: Canada
May 28th 2019, 12:16 am
Replies: 17
Views: 2,918
Posted By ScotinCanada

Re: To self-pack or not to self-pack?

Well yes and no. Our employer was paying and organizing shipping so they wouldn’t let us deviate from that.
Forum: Canada
May 27th 2019, 9:50 pm
Replies: 9
Views: 1,703
Posted By ScotinCanada

Re: Mortgage under Work Permit

i would second that! We were only considering it because hubby has a tenured position at a university so super-tight job security.

We’re renting for a year and spending loads of time...
Forum: Canada
May 27th 2019, 9:42 pm
Replies: 17
Views: 2,918
Posted By ScotinCanada

Re: To self-pack or not to self-pack?

We brought a full 3 bed house full of stuff with us (full 20ft container) and got the shipping company to pack for us.

We had no choice - each company that quoted wouldn’t insure us if they...
Forum: Canada
May 27th 2019, 9:32 pm
Replies: 17
Views: 3,429
Posted By ScotinCanada

Re: Joint income of approximately C$145,000 in Ontario

Hi

my husband earns slightly more than that and after taxes and benefits he clears $7,500 a month.

The PwC tax calculator is the most reliable we’ve found (and our tax accountant recommended...
Forum: Canada
May 27th 2019, 9:21 pm
Replies: 3
Views: 1,297
Posted By ScotinCanada

Re: BSF186 - Goods to Follow

I totally forgot to do it. They didn’t accept the removals company form as you need to have rough values in Canadian dollars for the items, which mine didn’t.

So I hand wrote a simple list of...
Forum: Canada
May 27th 2019, 9:19 pm
Replies: 4
Views: 663
Posted By ScotinCanada

Re: Exchanging driving licence in Ontario

Hi!

I changed mine 6 months ago in Ontario. I took a print out of my licence record I downloaded from the DVLA which they glanced at but really weren’t interested in. ...
Forum: Canada
May 22nd 2019, 5:53 pm
Replies: 9
Views: 1,703
Posted By ScotinCanada

Re: Mortgage under Work Permit

Hi!

yes you can totally get a mortgage based on the visa status.

We are here on a 5 year temporary working visa and recently spoke to a mortgage broker about it. Several banks offer mortgage...
Forum: Canada
May 9th 2019, 12:52 am
Replies: 3
Views: 1,023
Posted By ScotinCanada

Re: Recommended Toronto Tax Accountant

Not in Toronto, but Mississauga - we’ve used VS LLP as they came highly recommended from some locals. They did our first Canadian tax return and seemed to all go well. They’ve also given us loads of...
Forum: Canada
May 9th 2019, 12:47 am
Replies: 29
Views: 3,620
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

I should also add that renting in Mississauga is a bit of a nightmare at the moment so if you’re planning on moving here make sure you look well in advance.

We had a monthly budget of $2,500 and...
Forum: Canada
May 9th 2019, 12:39 am
Replies: 29
Views: 3,620
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

True. I concur with all the comments about schooling and Mississauga. Also don’t worry too much about the kids having to change schools a couple of times before you’re properly settled. Catchment...
Forum: Canada
May 6th 2019, 8:35 pm
Replies: 20
Views: 2,557
Posted By ScotinCanada

Re: Few questions !

ah but my issue isn’t that we’re surrounded by immigrants. Obviously that’s fine otherwise I wouldn’t have moved to Canada as an immigrant myself.

My issue was that we’re in an area that only has...
Forum: Canada
May 6th 2019, 6:54 pm
Replies: 29
Views: 3,620
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

ha ha. Almost all our fresh produce at the local supermarket seems to come from USA and Mexico.

I found an amazing farmers market but it’s too far away for regular shops so just need to locate...
Forum: Canada
May 6th 2019, 6:52 pm
Replies: 20
Views: 2,557
Posted By ScotinCanada

Re: Few questions !

That was probably me in the other thread! Yep I spend $1,500 a month on just food (doesn’t include household stuff like cleaning materials, alcohol). I find it’s a huge amount more than in the UK,...
Forum: Canada
May 6th 2019, 6:46 pm
Replies: 29
Views: 3,620
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

2 adults and 2 kids. I feed them 3 meals a day, 7 days a week. We eat a lot of fresh produce which can get very expensive.
Forum: Canada
May 6th 2019, 2:45 pm
Replies: 20
Views: 2,557
Posted By ScotinCanada

Re: Few questions !

As I say, it’s fine but there’s a few things we don’t like:

- it’s super expensive to buy a house here, you definitely get more for your money East of Toronto

- there is a huge immigrant...
Forum: Canada
May 6th 2019, 12:44 pm
Replies: 20
Views: 2,557
Posted By ScotinCanada

Re: Few questions !

From what I understand, the school system here is very different to the UK.

The school is is obligated to give your child a space if you’re in their catchment area so you will get a space.
...
Forum: Canada
May 5th 2019, 11:40 pm
Replies: 20
Views: 2,557
Posted By ScotinCanada

Re: Few questions !

Good luck with the move! A friend of mine lives in Aurora and really loves it there.

We signed a lease on a visit over before we got our visas - had to pay 2 months rent up front to secure it...
Forum: Canada
May 5th 2019, 2:12 pm
Replies: 29
Views: 3,620
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

Hi welcome!

We moved here 6 months ago from Hertfordshire.

Cost of of living is a tough one and guessing what it would be was a large bit of our stress before we moved.

Our cost of living...
Forum: Immigration & Citizenship (Canada)
Mar 25th 2019, 10:58 pm
Replies: 9
Views: 1,213
Posted By ScotinCanada

Re: Visa Canada

Sorry, meant to add. We came here on my husbands working visa and they issued student visas for our kids too (age 6 and 8). We all needed etas to get in the country to land on our visa.
Forum: Immigration & Citizenship (Canada)
Mar 25th 2019, 10:57 pm
Replies: 9
Views: 1,213
Posted By ScotinCanada

Re: Visa Canada

All four of you need an eta to get into the country as far as I know - they’re cheap and easy so I would get one for everyone to be on the safe side!
Forum: The Maple Leaf
Mar 25th 2019, 10:55 pm
Replies: 82
Views: 9,042
Posted By ScotinCanada

Re: A Get Well Soon Siouxie thread!

Hi Siouxie

Good to hear life is continuing and is richer in many ways. I hope it continues for a long time!
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