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Search: Posts Made By: ScotinCanada
Showing results 1 to 25 of 112
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Forum: Canniversary
Jan 4th 2021, 4:10 am
Replies: 1
Views: 1,803
Posted By ScotinCanada

Third winter in Ontario: no regrets

Hi everyone, happy new year

It's been a loooooong time since I've been on this Forum. It was invaluable for me in making to decision to move to Canada.

We're now into our third winter here in...
Forum: Canniversary
Sep 18th 2019, 6:25 am
Replies: 6
Views: 4,099
Posted By ScotinCanada

Re: 1 Year!

Nice one. Happy Canniversary!
Forum: Canniversary
Sep 18th 2019, 6:24 am
Replies: 18
Views: 6,304
Posted By ScotinCanada

Re: 15 years

Congratulations!
Forum: Canada
Sep 17th 2019, 7:45 am
Replies: 52
Views: 11,715
Posted By ScotinCanada

Re: car insurance

hi. Insurance is such a pain!

We went with Johnson’s as they were recommended by people on this forum as accepting UK no claims. https://www1.johnson.ca/

We still had some trouble as they...
Forum: Canada
May 27th 2019, 12:16 pm
Replies: 17
Views: 3,651
Posted By ScotinCanada

Re: To self-pack or not to self-pack?

Well yes and no. Our employer was paying and organizing shipping so they wouldn’t let us deviate from that.
Forum: Canada
May 27th 2019, 9:50 am
Replies: 9
Views: 1,822
Posted By ScotinCanada

Re: Mortgage under Work Permit

i would second that! We were only considering it because hubby has a tenured position at a university so super-tight job security.

We’re renting for a year and spending loads of time...
Forum: Canada
May 27th 2019, 9:42 am
Replies: 17
Views: 3,651
Posted By ScotinCanada

Re: To self-pack or not to self-pack?

We brought a full 3 bed house full of stuff with us (full 20ft container) and got the shipping company to pack for us.

We had no choice - each company that quoted wouldn’t insure us if they...
Forum: Canada
May 27th 2019, 9:32 am
Replies: 17
Views: 3,877
Posted By ScotinCanada

Re: Joint income of approximately C$145,000 in Ontario

Hi

my husband earns slightly more than that and after taxes and benefits he clears $7,500 a month.

The PwC tax calculator is the most reliable we’ve found (and our tax accountant recommended...
Forum: Canada
May 27th 2019, 9:21 am
Replies: 3
Views: 1,538
Posted By ScotinCanada

Re: BSF186 - Goods to Follow

I totally forgot to do it. They didn’t accept the removals company form as you need to have rough values in Canadian dollars for the items, which mine didn’t.

So I hand wrote a simple list of...
Forum: Canada
May 27th 2019, 9:19 am
Replies: 4
Views: 739
Posted By ScotinCanada

Re: Exchanging driving licence in Ontario

Hi!

I changed mine 6 months ago in Ontario. I took a print out of my licence record I downloaded from the DVLA which they glanced at but really weren’t interested in. ...
Forum: Canada
May 22nd 2019, 5:53 am
Replies: 9
Views: 1,822
Posted By ScotinCanada

Re: Mortgage under Work Permit

Hi!

yes you can totally get a mortgage based on the visa status.

We are here on a 5 year temporary working visa and recently spoke to a mortgage broker about it. Several banks offer mortgage...
Forum: Canada
May 8th 2019, 12:52 pm
Replies: 3
Views: 1,360
Posted By ScotinCanada

Re: Recommended Toronto Tax Accountant

Not in Toronto, but Mississauga - we’ve used VS LLP as they came highly recommended from some locals. They did our first Canadian tax return and seemed to all go well. They’ve also given us loads...
Forum: Canada
May 8th 2019, 12:47 pm
Replies: 29
Views: 4,257
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

I should also add that renting in Mississauga is a bit of a nightmare at the moment so if you’re planning on moving here make sure you look well in advance.

We had a monthly budget of $2,500...
Forum: Canada
May 8th 2019, 12:39 pm
Replies: 29
Views: 4,257
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

True. I concur with all the comments about schooling and Mississauga. Also don’t worry too much about the kids having to change schools a couple of times before you’re properly settled....
Forum: Canada
May 6th 2019, 8:35 am
Replies: 20
Views: 3,069
Posted By ScotinCanada

Re: Few questions !

ah but my issue isn’t that we’re surrounded by immigrants. Obviously that’s fine otherwise I wouldn’t have moved to Canada as an immigrant myself.

My issue was that we’re in an area...
Forum: Canada
May 6th 2019, 6:54 am
Replies: 29
Views: 4,257
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

ha ha. Almost all our fresh produce at the local supermarket seems to come from USA and Mexico.

I found an amazing farmers market but it’s too far away for regular shops so just need to locate...
Forum: Canada
May 6th 2019, 6:52 am
Replies: 20
Views: 3,069
Posted By ScotinCanada

Re: Few questions !

That was probably me in the other thread! Yep I spend $1,500 a month on just food (doesn’t include household stuff like cleaning materials, alcohol). I find it’s a huge amount more than in the...
Forum: Canada
May 6th 2019, 6:46 am
Replies: 29
Views: 4,257
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

2 adults and 2 kids. I feed them 3 meals a day, 7 days a week. We eat a lot of fresh produce which can get very expensive.
Forum: Canada
May 6th 2019, 2:45 am
Replies: 20
Views: 3,069
Posted By ScotinCanada

Re: Few questions !

As I say, it’s fine but there’s a few things we don’t like:

- it’s super expensive to buy a house here, you definitely get more for your money East of Toronto

- there is a huge...
Forum: Canada
May 6th 2019, 12:44 am
Replies: 20
Views: 3,069
Posted By ScotinCanada

Re: Few questions !

From what I understand, the school system here is very different to the UK.

The school is is obligated to give your child a space if you’re in their catchment area so you will get a space.
...
Forum: Canada
May 5th 2019, 11:40 am
Replies: 20
Views: 3,069
Posted By ScotinCanada

Re: Few questions !

Good luck with the move! A friend of mine lives in Aurora and really loves it there.

We signed a lease on a visit over before we got our visas - had to pay 2 months rent up front to secure it...
Forum: Canada
May 5th 2019, 2:12 am
Replies: 29
Views: 4,257
Posted By ScotinCanada

Re: Moving to Toronto with a family of 4

Hi welcome!

We moved here 6 months ago from Hertfordshire.

Cost of of living is a tough one and guessing what it would be was a large bit of our stress before we moved.

Our cost of living...
Forum: Immigration & Citizenship (Canada)
Mar 25th 2019, 10:58 am
Replies: 9
Views: 1,335
Posted By ScotinCanada

Re: Visa Canada

Sorry, meant to add. We came here on my husbands working visa and they issued student visas for our kids too (age 6 and 8). We all needed etas to get in the country to land on our visa.
Forum: Immigration & Citizenship (Canada)
Mar 25th 2019, 10:57 am
Replies: 9
Views: 1,335
Posted By ScotinCanada

Re: Visa Canada

All four of you need an eta to get into the country as far as I know - they’re cheap and easy so I would get one for everyone to be on the safe side!
Forum: The Maple Leaf
Mar 25th 2019, 10:55 am
Replies: 82
Views: 10,219
Posted By ScotinCanada

Re: A Get Well Soon Siouxie thread!

Hi Siouxie

Good to hear life is continuing and is richer in many ways. I hope it continues for a long time!
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