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Re: Random stuff - the anything else thread
Originally Posted by Former Lancastrian
(Post 12438999)
How does the sea air smell wafting in from the pristine waters of the Irish Sea?
Were you walking along with a styrofoam carton of fish and chips perhaps. The 99% humidity here is better for us. |
Re: Random stuff - the anything else thread
Originally Posted by magnumpi
(Post 12439002)
Not done fish chips yet, had the full breakfast tho, no sausage...(too salty)
The 99% humidity here is better for us. Is Blackpool really that bad these days (a shithole) or is that just bad media reporting? I hear they have a new roller coaster at the Pleasure Beach. |
Re: Random stuff - the anything else thread
Originally Posted by Former Lancastrian
(Post 12439005)
Now if this was CNN I could refer to you as a reporter embedded in the area and then ask you
Is Blackpool really that bad these days (a shithole) or is that just bad media reporting? I hear they have a new roller coaster at the Pleasure Beach. |
Re: Random stuff - the anything else thread
Originally Posted by Former Lancastrian
(Post 12439005)
Now if this was CNN I could refer to you as a reporter embedded in the area and then ask you
Is Blackpool really that bad these days (a shithole) or is that just bad media reporting? I hear they have a new roller coaster at the Pleasure Beach. “I am standing near the tower in Blackpool, on a wind swept prom, and I can report that the area is much worse than I anticipated, roller shutter doors appear to be the new shop fronts and salt has eaten most of the buildings without any repair.†Asian reporter, for channel 5 news Tricia Takanawa signing off ;) |
Re: Random stuff - the anything else thread
1 Attachment(s)
Air Canada saves space on the Dash-8 with the new Baby Bin.
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Re: Random stuff - the anything else thread
2 Attachment(s)
Jsmith are you working this morning? I'm in yvr until about 8.
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Re: Random stuff - the anything else thread
Originally Posted by magnumpi
(Post 12439010)
In a Family guy Asian reporters voice
“I am standing near the tower in Blackpool, on a wind swept prom, and I can report that the area is much worse than I anticipated, roller shutter doors appear to be the new shop fronts and salt has eaten most of the buildings without any repair.†Asian reporter, for channel 5 news Tricia Takanawa signing off ;) |
Re: Random stuff - the anything else thread
Originally Posted by Novocastrian
(Post 12439274)
Sounds right, apart from the racist slurs..
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Re: Random stuff - the anything else thread
Originally Posted by caretaker
(Post 12439094)
Jsmith are you working this morning? I'm in yvr until about 8.
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Re: Random stuff - the anything else thread
I note that pedestrians are not sacrificing themselves on the streets here in Lancashire.
Would appear that cars have the right of way on the roads, who would have thought that would work and be safer for pedestrians? I supose the human right to to have power over and right of way on the roads trumps safety in Canada |
Re: Random stuff - the anything else thread
Originally Posted by magnumpi
(Post 12440070)
I note that pedestrians are not sacrificing themselves on the streets here in Lancashire.
Would appear that cars have the right of way on the roads, who would have thought that would work and be safer for pedestrians? I supose the human right to to have power over and right of way on the roads trumps safety in Canada |
Re: Random stuff - the anything else thread
I find it so odd in Canada people will simply walk out into the road, often times not even looking to see if there are cars.
I didn't notice such behavior anywhere along the western US coast while there either, almost all crosswalks were controlled as well, where in BC at least they will put a cross walk randomly in a busy road, which makes no sense to me, 4 lane roads with heavy traffic should not have random uncontrolled cross walks. Pedestrians in BC always forget about this part of the law as well. "A pedestrian must not leave a curb or other place of safety and walk or run into the path of a vehicle that is so close it is impracticable for the driver to yield the right of way."
Originally Posted by magnumpi
(Post 12440070)
I note that pedestrians are not sacrificing themselves on the streets here in Lancashire.
Would appear that cars have the right of way on the roads, who would have thought that would work and be safer for pedestrians? I supose the human right to to have power over and right of way on the roads trumps safety in Canada |
Re: Random stuff - the anything else thread
Originally Posted by Jsmth321
(Post 12440287)
"A pedestrian must not leave a curb or other place of safety and walk or run into the path of a vehicle that is so close it is impracticable for the driver to yield the right of way."
In the movies, trucks - it's only ever big rigs - will frequently plough into other vehicles or people at top speed with a blast of the horn as if it's up to the driver or person to just get out of the way. I understand if it's a last minute jump in its path that it can't take evasive action, brake etc - although if it's that instant the driver probably can't sound the horn that quickly either. But quite often it's not last minute - a person may be standing in the road or a car may be overtaking another or the driver has simply lost concentration and is on the wrong side of the road. Whatever it is, the rig driver should have ample to time to react earlier - even if it's only sounding the horn earlier. Of course, it's a brilliant and dramatic effect for the viewer to be taken by surprise by the sudden horn blast as the truck kills the person or destroys the car. Is this simply a movie thing or does it happen in real life too. :lol: |
Re: Random stuff - the anything else thread
Anyone else ever have a bill to pay, want to pay by credit card but waiting for the statement day to pass so it needn't be paid for until another month but the statement still isn't done yet as if it's waiting for you to pay so it gets included immediately? :frown:
Most have been dated 10th or 11th, with some earlier. We're now the 12th and still not done. :( |
Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440467)
Anyone else ever have a bill to pay, want to pay by credit card but waiting for the statement day to pass so it needn't be paid for until another month but the statement still isn't done yet as if it's waiting for you to pay so it gets included immediately? :frown:
Most have been dated 10th or 11th, with some earlier. We're now the 12th and still not done. :( |
Re: Random stuff - the anything else thread
:( Just made a small purchase, then I carefully placed the receipt in my wallet and crumpled up and threw a 5 Euro note into the bin.
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Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440467)
Anyone else ever have a bill to pay, want to pay by credit card but waiting for the statement day to pass so it needn't be paid for until another month but the statement still isn't done yet as if it's waiting for you to pay so it gets included immediately? :frown:
Most have been dated 10th or 11th, with some earlier. We're now the 12th and still not done. :( |
Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440478)
I pay all my bills as they fall due. The amount I could make by deferring a payment by a few days wouldn't be worth the effort involved.
If I paid the water bill now and it gets included on the statement I'd get charged the interest on the full amount unless I cleared it immediately. That would cost me at least $30. Or I can wait a couple of days, clear the balance in full and then clear next month's in full as usual. No late payments and no needless $30 in interest. It's no more effort, the emails alert me to the statement being ready. |
Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440508)
I pay by the due date but it's not about making money, just delaying the bill payment by a few days so that I can clear a higher than usual credit card bill in full.
If I paid the water bill now and it gets included on the statement I'd get charged the interest on the full amount unless I cleared it immediately. That would cost me at least $30. Or I can wait a couple of days, clear the balance in full and then clear next month's in full as usual. No late payments and no needless $30 in interest. It's no more effort, the emails alert me to the statement being ready. |
Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440541)
If I pay for something using a credit card today, I will pay the card off as soon as I get home so I never have to worry about late payments or interest.
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Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440541)
If I pay for something using a credit card today, I will pay the card off as soon as I get home so I never have to worry about late payments or interest.
That aside, the mention of a late payment was for the water bill, not the credit card. That's never late. But if you have an expense that you don't normally have and you're not wealthy enough to pay it instantly (or you don't want to withdraw from other savings) and by delaying the payment of that expense by a couple of days, but still paying it well within due time, you can continue to pay off a card in full without incurring interest, why would you not do it? It was only supposed to be a light hearted Murphy's Law thing. :lol: |
Re: Random stuff - the anything else thread
Originally Posted by Jsmth321
(Post 12440499)
I suppose with the 10th or 11th being a weekend this month, those days don't count for banking, so today being not a federal holiday, I would say today would be your statement date, so maybe updated for tomorrow?
It normally doesn't matter. It's just not every month one gets dental bills of over $1000 :( |
Re: Random stuff - the anything else thread
Originally Posted by Jingsamichty
(Post 12440493)
:( Just made a small purchase, then I carefully placed the receipt in my wallet and crumpled up and threw a 5 Euro note into the bin.
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Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440560)
One of the advantages of a credit card is the free interest period. You're not getting it;)
That aside, the mention of a late payment was for the water bill, not the credit card. That's never late. But if you have an expense that you don't normally have and you're not wealthy enough to pay it instantly (or you don't want to withdraw from other savings) and by delaying the payment of that expense by a couple of days, but still paying it well within due time, you can continue to pay off a card in full without incurring interest, why would you not do it? It was only supposed to be a light hearted Murphy's Law thing. :lol: |
Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440586)
I understand all that you say which is why I stated above that the money made (by keeping the funds in savings) is simply not worth the effort.
Lawyer's pay must be a lot more than I thought :lol: |
Re: Random stuff - the anything else thread
Originally Posted by magnumpi
(Post 12440547)
I clear mine every pay day. Twice a month.
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Re: Random stuff - the anything else thread
I don't get today off so I didn't get to go fishing, crabbing and drinking unlike the rest of the snivelling malcontents. :frown:
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Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440508)
I pay by the due date but it's not about making money, just delaying the bill payment by a few days so that I can clear a higher than usual credit card bill in full.
If I paid the water bill now and it gets included on the statement I'd get charged the interest on the full amount unless I cleared it immediately. That would cost me at least $30. Or I can wait a couple of days, clear the balance in full and then clear next month's in full as usual. No late payments and no needless $30 in interest. It's no more effort, the emails alert me to the statement being ready. |
Re: Random stuff - the anything else thread
Originally Posted by Jingsamichty
(Post 12440493)
:( Just made a small purchase, then I carefully placed the receipt in my wallet and crumpled up and threw a 5 Euro note into the bin.
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Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12440621)
Saving $30 by doing no more than paying the water bill a couple of days later, not worth the effort.
Lawyer's pay must be a lot more than I thought :lol: |
Re: Random stuff - the anything else thread
Originally Posted by Shard
(Post 12440681)
But as AC said, there is not going to be any substantive 'saving' by charging the water bill and then paying it off immediately.
If I wait for the statement to be made up, I then pay it in full - having budgeted/juggled for the expensive dental treatment. Then I put the water bill on the now cleared CC and it's easy to pay next month with no interest charged on any balance and no interest lost from transferring money from a savings account. Is avoiding $30 interest charged by the CC not a substantive saving for merely paying a water bill on, say, the 15th instead of the 13th? The other choice would be to transfer money from a savings account. That would only involve a small loss of interest but why even do that when paying the water bill on a different day but still in good time involves nothing additional at all? (apart from writing about it on BE :rofl:) |
Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440705)
I would never get to the stage where the interest free period was close to expiring. I was referring to the interest earned on the savings by having an interest free period.
Close to expiring would be getting close to that 21 day point but that's the complete opposite of my issue because I want the statement so I can pay it straight-away. :lol: But I know what you mean, as you're clearing it as you go. :nod: |
Re: Random stuff - the anything else thread
Originally Posted by bats
(Post 12440684)
Rockefeller
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Re: Random stuff - the anything else thread
Originally Posted by Jsmth321
(Post 12440649)
That is what I do if I have used the card, I try not to use it, but sometimes things come up between pay days and gotta put it on the card.
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Re: Random stuff - the anything else thread
Originally Posted by Almost Canadian
(Post 12440541)
If I pay for something using a credit card today, I will pay the card off as soon as I get home so I never have to worry about late payments or interest.
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Re: Random stuff - the anything else thread
If my card gave rewards I would do the same..
Originally Posted by magnumpi
(Post 12440939)
I use mine whenever possible, TD pay me to use it and it just paid for 50% of my flights to U.K.
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Re: Random stuff - the anything else thread
I wish CRA would open netfile earlier. Feb 26th apparently, but I want to file now....:lol:
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Re: Random stuff - the anything else thread
Originally Posted by Jsmth321
(Post 12441325)
I wish CRA would open netfile earlier. Feb 26th apparently, but I want to file now....:lol:
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Re: Random stuff - the anything else thread
Originally Posted by BristolUK
(Post 12441327)
I've got three waiting. :nod:
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Re: Random stuff - the anything else thread
Originally Posted by Jsmth321
(Post 12441335)
You would think CRA could have it open by now... IRS in the US has had theirs open since Jan 29th.
I get a reduction in property tax based on the return but because of this delay it's never done in time for the new property tax bill and I end up paying the full amount, getting a credit and revision about six months later. :( |
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