Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
Sep 30th 2014, 1:49 am
#91
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,380
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
Sep 30th 2014, 1:52 am
#92
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,380
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I also wanted to show the huge difference in tuition between the distance program vs the on campus program.
Distance program is via a private school, on campus is through a public college.
Distance program is 19,500 + 900 for books per year + 1,000 in student fees.
Grand total for 2 year program is approx $41,800.
On Campus program at Douglas which is a 3 year program totals are:
Tuition for 3 years $18,541 + books/fees of approx 5,000 over 3 years for a grand total of $23,541.
18,000 difference between the 2 schools, so considering I am having trouble financing the cheaper school, I am pretty sure I'd not be able to take higher priced distance education option.
The government's student loan estimator says I would be estimated to get 3,500 in student loans, and 1,476 in grants for a total of 4,976 for the first year, which would cover tuition and most books and some of the fees.
The issue is how to pay for food, housing, transportation, hydro and the basic essentials, that is where I get stuck.
We get rental assistance but its only 570 per month which is crazy low amount to begin with for this region and the rent amounts I am seeing on craigslist we would need to spend pretty much 80-100% of her disability just to rent.
If I could work 40 hours a week + school, it would not be an issue, but a full-time job isn't something that can be done because of the amount of time the program eats up.
If I can figure out the housing, and still have enough for 2 people to provide the basics we need, I'd apply for school today. Its where I am getting stuck and hitting a brick wall.
If people manage to pay these sorts of tuition just working part-time, I'd love to know how.
Distance program is via a private school, on campus is through a public college.
Distance program is 19,500 + 900 for books per year + 1,000 in student fees.
Grand total for 2 year program is approx $41,800.
On Campus program at Douglas which is a 3 year program totals are:
Tuition for 3 years $18,541 + books/fees of approx 5,000 over 3 years for a grand total of $23,541.
18,000 difference between the 2 schools, so considering I am having trouble financing the cheaper school, I am pretty sure I'd not be able to take higher priced distance education option.
The government's student loan estimator says I would be estimated to get 3,500 in student loans, and 1,476 in grants for a total of 4,976 for the first year, which would cover tuition and most books and some of the fees.
The issue is how to pay for food, housing, transportation, hydro and the basic essentials, that is where I get stuck.
We get rental assistance but its only 570 per month which is crazy low amount to begin with for this region and the rent amounts I am seeing on craigslist we would need to spend pretty much 80-100% of her disability just to rent.
If I could work 40 hours a week + school, it would not be an issue, but a full-time job isn't something that can be done because of the amount of time the program eats up.
If I can figure out the housing, and still have enough for 2 people to provide the basics we need, I'd apply for school today. Its where I am getting stuck and hitting a brick wall.
If people manage to pay these sorts of tuition just working part-time, I'd love to know how.
Sep 30th 2014, 1:55 am
#93
Muskoka, Ontario
Joined: Aug 2013
Posts: 3,045
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I also think having giving it more thought that points of view might directly correlate to the type of job that you have...
I became a nurse not for the pay check which is definitely satisfactory to live on but for the immeasurable job satisfaction that I get from it, it's as unlike anything you can get from money....knowing that you've made a difference to someone's life, I think that attitude generally appears everywhere in my life and values.
I agree that we need the people in society who want to make money but if money making is their primary goal then they're unlikely to want to give it back, so they need to be made to by the government so we can live in a system which is fair for all. We also need to value the people in all aspects of our society. If we don't then what type of society are we...
On a side note, JS, in the UK the government pays for nursing as a vocational job- I didn't pay to go to University and got paid a small bursary to live on as well. I supplemented by working extra shifts as a nursing assistant (good experience) lived away from home and came out with no debt. I know you said your girlfriend had citizenship to the UK- it's just a thought? I didn't realise you had to pay to do the initial nursing course here... Although I know I will have to pay to convert from RPN to RN. I also don't think nursing or caring for people is something that can be taught online...
I became a nurse not for the pay check which is definitely satisfactory to live on but for the immeasurable job satisfaction that I get from it, it's as unlike anything you can get from money....knowing that you've made a difference to someone's life, I think that attitude generally appears everywhere in my life and values.
I agree that we need the people in society who want to make money but if money making is their primary goal then they're unlikely to want to give it back, so they need to be made to by the government so we can live in a system which is fair for all. We also need to value the people in all aspects of our society. If we don't then what type of society are we...
On a side note, JS, in the UK the government pays for nursing as a vocational job- I didn't pay to go to University and got paid a small bursary to live on as well. I supplemented by working extra shifts as a nursing assistant (good experience) lived away from home and came out with no debt. I know you said your girlfriend had citizenship to the UK- it's just a thought? I didn't realise you had to pay to do the initial nursing course here... Although I know I will have to pay to convert from RPN to RN. I also don't think nursing or caring for people is something that can be taught online...
Sep 30th 2014, 2:06 am
#94
Joined: Sep 2008
Posts: 12,830
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
We have become such a consumerist society obsessed with how cheap things we can buy things and the need to posses belongings. We could all have less things, pay more for them, try to live more equally- not the very rich and the very poor model and maybe there wouldn't be this disaffected youth who don't value things. It has to start somewhere. I haven't got the nonce to set up a business but if I did I would at least want to know I was doing the right thing and not just by myself.
Sep 30th 2014, 2:41 am
#95
Dive Bar Drunk
Joined: Nov 2006
Location: Toronto
Posts: 8,651
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
If only the tax man was better resourced to do his job.
Then at the upper end you have Starbucks paying money to Starbucks to deflate numbers and avoid paying tax. Then Google then many more.
A friend of mine is a Tax Specialist in Canary Wharf. Paid a small fortune by companies to find loopholes and help them avoid tax.
At the top you have people paying less tax, arguably cheating the system and then ensuring that they are taking advantage of workers at the bottom by screwing them down.
Sep 30th 2014, 2:44 am
#96
Dive Bar Drunk
Joined: Nov 2006
Location: Toronto
Posts: 8,651
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
Sep 30th 2014, 2:48 am
#97
Joined: Sep 2008
Posts: 12,830
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I also wanted to show the huge difference in tuition between the distance program vs the on campus program.
Distance program is via a private school, on campus is through a public college.
Distance program is 19,500 + 900 for books per year + 1,000 in student fees.
Grand total for 2 year program is approx $41,800.
On Campus program at Douglas which is a 3 year program totals are:
Tuition for 3 years $18,541 + books/fees of approx 5,000 over 3 years for a grand total of $23,541.
18,000 difference between the 2 schools, so considering I am having trouble financing the cheaper school, I am pretty sure I'd not be able to take higher priced distance education option.
The government's student loan estimator says I would be estimated to get 3,500 in student loans, and 1,476 in grants for a total of 4,976 for the first year, which would cover tuition and most books and some of the fees.
The issue is how to pay for food, housing, transportation, hydro and the basic essentials, that is where I get stuck.
We get rental assistance but its only 570 per month which is crazy low amount to begin with for this region and the rent amounts I am seeing on craigslist we would need to spend pretty much 80-100% of her disability just to rent.
If I could work 40 hours a week + school, it would not be an issue, but a full-time job isn't something that can be done because of the amount of time the program eats up.
If I can figure out the housing, and still have enough for 2 people to provide the basics we need, I'd apply for school today. Its where I am getting stuck and hitting a brick wall.
If people manage to pay these sorts of tuition just working part-time, I'd love to know how.
Distance program is via a private school, on campus is through a public college.
Distance program is 19,500 + 900 for books per year + 1,000 in student fees.
Grand total for 2 year program is approx $41,800.
On Campus program at Douglas which is a 3 year program totals are:
Tuition for 3 years $18,541 + books/fees of approx 5,000 over 3 years for a grand total of $23,541.
18,000 difference between the 2 schools, so considering I am having trouble financing the cheaper school, I am pretty sure I'd not be able to take higher priced distance education option.
The government's student loan estimator says I would be estimated to get 3,500 in student loans, and 1,476 in grants for a total of 4,976 for the first year, which would cover tuition and most books and some of the fees.
The issue is how to pay for food, housing, transportation, hydro and the basic essentials, that is where I get stuck.
We get rental assistance but its only 570 per month which is crazy low amount to begin with for this region and the rent amounts I am seeing on craigslist we would need to spend pretty much 80-100% of her disability just to rent.
If I could work 40 hours a week + school, it would not be an issue, but a full-time job isn't something that can be done because of the amount of time the program eats up.
If I can figure out the housing, and still have enough for 2 people to provide the basics we need, I'd apply for school today. Its where I am getting stuck and hitting a brick wall.
If people manage to pay these sorts of tuition just working part-time, I'd love to know how.
Perhaps try getting involved with career counseling, self help groups, volunteering. All help build confidence and help us define who we are and mold our attitudes to ourselves and others.
In Squamish there are a few of groups I am familiar with, Coast Guard Auxiliary, Squamish Search and Rescue, Civil Air Search and Rescue.
Only you can make the change happen. I wish you luck with it.
Sep 30th 2014, 2:58 am
#98
Joined: Sep 2008
Posts: 12,830
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I can think of dozen's of streets in Toronto with cash only businesses who pay out minimum wage.
If only the tax man was better resourced to do his job.
Then at the upper end you have Starbucks paying money to Starbucks to deflate numbers and avoid paying tax. Then Google then many more.
A friend of mine is a Tax Specialist in Canary Wharf. Paid a small fortune by companies to find loopholes and help them avoid tax.
At the top you have people paying less tax, arguably cheating the system and then ensuring that they are taking advantage of workers at the bottom by screwing them down.
If only the tax man was better resourced to do his job.
Then at the upper end you have Starbucks paying money to Starbucks to deflate numbers and avoid paying tax. Then Google then many more.
A friend of mine is a Tax Specialist in Canary Wharf. Paid a small fortune by companies to find loopholes and help them avoid tax.
At the top you have people paying less tax, arguably cheating the system and then ensuring that they are taking advantage of workers at the bottom by screwing them down.
I can think of no reason why a business, or an individual should not take advantage of tax laws, it is good practice. Perhaps government at all levels who waste and squander, overpaid workers who take financial resources from an organisation that could be used to pay lower paid workers.
Lenin and his cohorts tried to create a social utopia, look how that turned out. Chen Duxiu did the same in China, hows that doing?
Business provides income for people, who in turn pay taxes, provide goods that generate taxes. Commerce is the only source of income that keeps government afloat. All other is a derivative of business.
Sep 30th 2014, 3:09 am
#99
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,380
Sep 30th 2014, 3:30 am
#100
Dive Bar Drunk
Joined: Nov 2006
Location: Toronto
Posts: 8,651
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I can think of no reason why a business, or an individual should not take advantage of tax laws, it is good practice. Perhaps government at all levels who waste and squander, overpaid workers who take financial resources from an organisation that could be used to pay lower paid workers.
Those at the bottom on their $15 per hour are more worried about their next meal and electricity bill than paying their lawyer or accountant $380 an hour.
Sep 30th 2014, 3:32 am
#101
Dive Bar Drunk
Joined: Nov 2006
Location: Toronto
Posts: 8,651
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I certainly wouldn't let an amateur near my garden.
You don't know what a professional is worth till you hire an amateur and all that.....
Sep 30th 2014, 3:38 am
#102
Oscar nominated
Joined: Jan 2008
Location: Moncton, NB, CANADA
Posts: 51,864
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
Purely on getting treated in hospital and not being bankrupted or homeless as a result is also a decent measure
But what's the advantage if the aftercare breaks you, that's the part I don't get.
Sep 30th 2014, 3:58 am
#103
Concierge
Joined: Jun 2011
Location: Oakville, ON, CA
Posts: 8,320
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
I remember that. Something to do with GDP or per capita spending or something.
Purely on getting treated in hospital and not being bankrupted or homeless as a result is also a decent measure
But what's the advantage if the aftercare breaks you, that's the part I don't get.
Purely on getting treated in hospital and not being bankrupted or homeless as a result is also a decent measure
But what's the advantage if the aftercare breaks you, that's the part I don't get.
There's also this one which pans the US pretty badly: New Health Rankings: Of 17 Nations, U.S. Is Dead Last - The Atlantic (There's no overall rank, but they do have a few categories of how different countries measure up against each other.)
The WHO survey from 2000 had the UK in 18th, Canada in 30th, and the US in 38th. The results, however, were so controversial that they didn't release an overall ranking in their 2010 survey - http://www.who.int/gho/publications/...WHS10_Full.pdf
Sep 30th 2014, 4:11 am
#104
Lost in BE Cyberspace
Joined: Aug 2005
Location: South of Calgary
Posts: 13,380
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
Again, one can put up as many barriers as possible, or one can make an effort. "Can do" v "can't do". I know which one I would rather be.
Sep 30th 2014, 5:07 am
#105
Muskoka, Ontario
Joined: Aug 2013
Posts: 3,045
Re: Canada ranks # 3 in world for # of low paying jobs-Adv Countries.
It's this one....
Mirror, Mirror on the Wall, 2014 Update: How the U.S. Health Care System Compares Internationally - The Commonwealth Fund
Oops same reference as the Forbes one...sorry schnooks!
Mirror, Mirror on the Wall, 2014 Update: How the U.S. Health Care System Compares Internationally - The Commonwealth Fund
Oops same reference as the Forbes one...sorry schnooks!
Last edited by Tirytory; Sep 30th 2014 at 5:10 am.
