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Search: Posts Made By: Sunshine7
Showing results 1 to 25 of 283
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Forum: The Barbie
Feb 13th 2013, 2:45 pm
Replies: 2
Views: 529
Posted By Sunshine7

Air Con in Perth - how often and for how long?

Phew, it's been HOT in Perth these past few days!

Just curious... for those of you with air conditioning, how often have you been using it this summer? What type of system and for how long each...
Forum: The Barbie
Sep 28th 2012, 1:48 pm
Replies: 16
Views: 1,918
Posted By Sunshine7

Re: Family Dental Check - Unbelievable Price

Medibank Private covers that for the whole family - thank goodness :eek: (maybe depends what plan you have mind you).

What a price!!!!
Forum: Australia
Aug 30th 2012, 1:43 pm
Replies: 44
Views: 6,432
Posted By Sunshine7

Re: Damn, I forgot my paddle!

I have nothing useful to say (unfortunately), but didn't want to say nothing... very tough times for you guys - I truly hope something good is just around the corner for you.
Forum: Australia
Jun 6th 2012, 11:44 am
Replies: 10
Views: 1,481
Posted By Sunshine7

Re: Interest Rates drop again but my mortgage

Wish ours was 6.09% - we are around 7.3% and fixed in for the next two years :( Ah well, it could have gone the other way I suppose...
Forum: Australia
May 23rd 2012, 3:51 pm
Replies: 27
Views: 3,684
Posted By Sunshine7

Heating Costs - Gas vs Electric?

It's chilly here in Perth now in the mornings... I have the option of using the portable mains gas heater or the reverse split cycle system.

I know that I could probably answer my own question...
Forum: Australia
Feb 3rd 2012, 1:05 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

We hated renting as well, hated the lack of security and the children just didn't feel at home either. We are probably paying about $1000 more in mortgage etc payments per month than we did in rent...
Forum: Australia
Jan 31st 2012, 12:56 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

Oh no, don't take offence, you just voiced your opinion where it was asked for and that's what BE is all about so you opinions is as valid as anybody elses :)
Forum: Australia
Jan 30th 2012, 11:59 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

That's what I was thinking, and also how I wouldn't like to be paying rent all through my retirement if I could help it.

Maybe a 30 year mortgage is the only way some people can get on the housing...
Forum: Australia
Jan 30th 2012, 2:25 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

I don't know - could be somebody in their forties who has teenage children, buys an "average" priced house, doesn't have much of a deposit and needs to make the repayments as low as possible?

Or...
Forum: Australia
Jan 30th 2012, 12:32 am
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

Well, the 3k includes rates and insurances but even still, when you put it like that, :eek:
Forum: Australia
Jan 29th 2012, 4:33 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

Well it was mentioned earlier in this thread, quite correctly, that the average house price in Perth is 450k. I was giving figures for repayments on around $385k over 30 years (so a 65k deposit).
Forum: Australia
Jan 29th 2012, 3:24 pm
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

Not at all, totally agree with you that most people have to tighten their belts when they get a mortgage, but what would the take-home pay be on, say, an 80k package? Probably around 55k or...
Forum: Australia
Jan 27th 2012, 12:39 am
Replies: 193
Views: 36,336
Posted By Sunshine7

Re: Any families in Australia living on combined gross income of less than $100,000 a

With the average house price you'll be paying around $34K (maybe more) per year over a 30 year mortgage :eek: Don't know how people could manage to do that on less than $100K gross per year to be...
Forum: Australia
Jan 17th 2012, 12:19 am
Replies: 47
Views: 7,392
Posted By Sunshine7

Re: UK Pension

Pretty sure that it's only the actual growth (from the six month date to the date you transfer it) that is liable for tax though (at 15%) - not the whole amount, so not quite as bad as it sounds.
Forum: The Barbie
Jan 3rd 2012, 3:17 pm
Replies: 1
Views: 443
Posted By Sunshine7

Day Trips/Activities for Seniors?

Does anybody have information on day trips or activities for senior citizens in the Rockingham area? I know that with the tourist visa, some elderly parents probably come over from from the UK for...
Forum: Australia
Nov 22nd 2011, 2:03 pm
Replies: 36
Views: 4,993
Posted By Sunshine7

Re: job offer in kwinana

Good luck with it all. You probably wouldn't want to live in Kwinana, but Baldivis is only a short commute and it's a lovely area - not too pricey either.

I know a bit about both suburbs, as well...
Forum: Australia
Oct 31st 2011, 2:20 pm
Replies: 7
Views: 1,563
Posted By Sunshine7

Re: Final Salary Pension Transfer

Thanks for the replies, this is something we definitely feel we should take professional advice about. Two votes for Prism then - anybody else have a recommendation?

Much appreciated :)
Forum: Australia
Oct 31st 2011, 2:43 am
Replies: 7
Views: 1,563
Posted By Sunshine7

Re: Final Salary Pension Transfer

I know there are risks and also some benefits to moving it and just don't want to make the wrong decision. The sums involved are probably quite high I would say (although that's subjective I guess)...
Forum: Australia
Oct 31st 2011, 12:52 am
Replies: 7
Views: 1,563
Posted By Sunshine7

Final Salary Pension Transfer

We are trying to get independent advice on whether to transfer UK final salary pensions to Australia. Just wondering if anybody on here has used an adviser that they would recommend? Thought I...
Forum: Australia
Oct 26th 2011, 3:39 pm
Replies: 24
Views: 2,716
Posted By Sunshine7

Re: Help please! Need lots of info on moving to Perth!

457 Visa holders don't have to pay for schooling in WA (unless of course it's private schooling in which case everybody has to pay, regardless of visa).

Unless the rules have changes in the past...
Forum: The Barbie
Oct 7th 2011, 12:43 pm
Replies: 6
Views: 3,028
Posted By Sunshine7

Automatic Pool Cleaners

We are considering buying an automatic pool cleaner but they all seem a bit too expensive for us to justify the cost. Bunnings have two in at the moment, the Skoop and the Poseidon Mk 2 and they are...
Forum: Immigration, Visas & Citizenship (Australia)
Sep 28th 2011, 3:39 pm
Replies: 19
Views: 1,742
Posted By Sunshine7

Re: Mums coming over !! What do we need to get her??

Ah, but they don't pay for this visa at all, it's totally free. Maybe it's just what it "says on the tin", the visitor can stay up to three months on each trip, and the visa lasts for a year - so...
Forum: Immigration, Visas & Citizenship (Australia)
Sep 28th 2011, 12:11 pm
Replies: 19
Views: 1,742
Posted By Sunshine7

Re: Mums coming over !! What do we need to get her??

I really, really didn't mean anything dishonest :) If it is a three month visa though, then why does it last for a year I wonder, why not just three months?
Forum: Immigration, Visas & Citizenship (Australia)
Sep 28th 2011, 12:54 am
Replies: 19
Views: 1,742
Posted By Sunshine7

Re: Mums coming over !! What do we need to get her??

:eek: I wasn't suggesting for one minute anybody should abuse the system, sorry if you took it that way. I was only explaining the facts - all of which can be found on the DIAC website.

I...
Forum: Immigration, Visas & Citizenship (Australia)
Sep 27th 2011, 2:04 pm
Replies: 19
Views: 1,742
Posted By Sunshine7

Re: Mums coming over !! What do we need to get her??

Well, the visa lasts for one year, and within that year each visit must not extend three months. Theoretically I guess you could stay for three months, have a couple of days off-shore then come back...
Showing results 1 to 25 of 283
 
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