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Search: Posts Made By: Owen778
Showing results 1 to 25 of 1000
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Forum: USA
Apr 5th 2024, 4:40 pm
Replies: 15
Views: 653
Posted By Owen778

Re: Gatwick Airport Hotels?

I had a quick look. Seems pretty clear that all three of the hotels Pulaski lists are easily walkable to the North Terminal by moving to Google Streetview from Google Maps. This is the crossing from...
Forum: USA
Apr 4th 2024, 4:15 pm
Replies: 16
Views: 1,248
Posted By Owen778

Re: Do you really want to move to Florida?

Indeed. Alaska is the only state with neither an income tax nor a sales tax, on the basis that the state has taxes and royalty from resource development instead, but even then the municipalities and...
Forum: USA
Mar 13th 2024, 5:27 am
Replies: 22
Views: 1,765
Posted By Owen778

Re: Help deciding if moving to Maine is a good idea

This sounds like a bad idea to me, or at least what you propose in detail:
1. You'd be taking on a lot of extra cost for the US house, health insurance and medical costs, private school and flights...
Forum: USA
Feb 18th 2024, 11:10 pm
Replies: 14
Views: 970
Posted By Owen778

Re: Another FBAR question with larger balances in overseas investment account.

I don't have expertise with missing FBARs, but I know there are some here who can offer some advice. I suggest looking at previous threads here on FBAR filing and on rental income for more info. You...
Forum: USA
Feb 18th 2024, 9:04 pm
Replies: 14
Views: 970
Posted By Owen778

Re: Another FBAR question with larger balances in overseas investment account.

Wow! If that's really the case, and you're not misunderstanding something, you should fire this CPA. This may be a big issue, both for the tax return and the FBARs.

The US taxes on the basis of...
Forum: USA
Feb 4th 2024, 4:25 pm
Replies: 7
Views: 744
Posted By Owen778

Re: UK state pension

This is a reminder that if you're outside the UK and have previous national insurance contributions, you should aim to make voluntary contributions to increase the amount of your UK state pension....
Forum: USA
Jan 29th 2024, 4:38 pm
Replies: 8
Views: 806
Posted By Owen778

Re: Help with High School

So, two things:
1. You may want to wait to move until your child finishes secondary school. Moving a child to the US halfway through high school is often hugely disruptive, partly for obvious...
Forum: USA
Jan 17th 2024, 4:10 pm
Replies: 10
Views: 1,016
Posted By Owen778

Re: Renting UK house, is it useful for university local fee qualification?

If your kids are not even in school yet, UK University fees really aren't something you should worry about now. By the time they are ready for higher education, either you'll have been back living in...
Forum: USA
Jan 4th 2024, 10:14 pm
Replies: 25
Views: 3,693
Posted By Owen778

Re: Moving to Los Angeles California from UK. HELP!

This is the jdpower annual survey I usually direct people to for retail banking: https://www.jdpower.com/business/press-releases/2023-us-retail-banking-satisfaction-study

Scroll down for the...
Forum: USA
Jan 4th 2024, 8:53 pm
Replies: 19
Views: 1,513
Posted By Owen778

Re: FBAR Errors

From the info you've provided, I'm not sure that the pensions were under-reported. The guidance I received here when I still had sufficient UK cash assets to require reporting, was that defined...
Forum: USA
Jan 4th 2024, 8:40 pm
Replies: 6
Views: 934
Posted By Owen778

Re: I inherited a SIPP in the UK: what are my options?

Assuming the brother is in the UK, another option might be for the brother to inherit all of the SIPP and you to inherit other assets of equivalent value.
Forum: The Trailer Park
Dec 21st 2023, 2:30 am
Replies: 57
Views: 4,418
Posted By Owen778

Re: Drought in the West/ Pulaski Road Trip

I had the opposite experience, in several ways, the first time we rented in the UK in about 2014. I didn't drive much before I got to the US, so when my wife and I booked a car for our week trip...
Forum: USA
Nov 9th 2023, 3:05 am
Replies: 16
Views: 2,778
Posted By Owen778

Re: Barclays closing expat bank accounts

I have accounts with Barclays that have been kept active with my class 2 National Insurance payments for years.

Why are you so concerned about this? I haven't seen anything suggesting Barclays...
Forum: USA
Aug 8th 2023, 6:20 pm
Replies: 17
Views: 1,769
Posted By Owen778

Re: Does anyone have experience with Western Union for their pension payments?

Foreign exchange companies that don't charge fees make their profits from exchange rate spread. Check if their rates are competitive.


​​​
Forum: USA
Jul 31st 2023, 11:51 pm
Replies: 18
Views: 1,873
Posted By Owen778

Re: Guidance on Barclays closed account due to dormancy (Wise or Swift transfer?

Agreed. I seem to remember the limit is $10 of income, though I could be wrong.
Forum: USA
Jul 31st 2023, 9:10 pm
Replies: 18
Views: 1,873
Posted By Owen778

Re: Guidance on Barclays closed account due to dormancy (Wise or Swift transfer?

I have a UK Barclays account that I've maintained for over a decade. For future readers, the best way to do this:
- As tht mentions, use your UK account for your monthly payment of Class 2 NICs for...
Forum: USA
Jul 18th 2023, 11:21 pm
Replies: 17
Views: 1,441
Posted By Owen778

Re: Tax implications for recent L1-A arrival: Advice and recommendations?

Just dropped by and saw this, for some UK-based complication for you:

The ISA allowance is for UK taxpayers only, and it sounds like you may have "used this year's allowance" while not a UK...
Forum: USA
Jun 22nd 2022, 5:00 pm
Replies: 67
Views: 7,279
Posted By Owen778

Re: May be moving to Houston - Few Questions

We lived in Bridgeland, which is a master-planned community on the western side of Cypress. It's essentially the outer 290 suburb. Traffic on 290 can be bad, but then traffic on I-10 through the...
Forum: USA
Jun 22nd 2022, 4:31 pm
Replies: 24
Views: 1,948
Posted By Owen778

Re: Healthcare in the USA - Houston

HSAs you get to keep, and can use like a retirement account. Other account types you lose the remaining money at the end of the year.
Forum: USA
Jun 22nd 2022, 3:47 am
Replies: 67
Views: 7,279
Posted By Owen778

Re: May be moving to Houston - Few Questions

I lived in Houston (Cypress, so NW suburbs) for about 7 years. The Houston metro is sprawling, so where you would want to live depends very much on where you will be working. We can't give good...
Forum: USA
Mar 28th 2022, 1:29 am
Replies: 6
Views: 1,049
Posted By Owen778

Re: Transferring UK Pensions To USA Pension

I forget the exact details, but you should leave them in the UK. I don't think it's even possible to transfer UK pensions in to a 403b or similar vehicle. Hopefully someone who remembers more about...
Forum: USA
Mar 17th 2022, 3:31 pm
Replies: 13
Views: 1,103
Posted By Owen778

Re: Re-Entry Permit + Tax Woes

1040 is just the main US federal tax form. So what it means is, you have to file for federal tax if you're filing for CA tax.
Forum: USA
Jan 20th 2022, 9:32 pm
Replies: 7
Views: 1,915
Posted By Owen778

Re: Moving a scottish 16 year old to America

Welcome, Grace.

So, moving anyone into US high school can get very complicated. We had some hassle just moving states. There are two issues:
1. Fulfilling the graduation requirements. You / your...
Forum: USA
Jan 20th 2022, 9:23 pm
Replies: 6
Views: 2,185
Posted By Owen778

Re: Fbar and ISA question

This is important, but I can't imagine the OP understands what you wrote.

Mimi - what investments are in the ISA? Is it just individual shares, or are there things like unit trusts in there too?...
Forum: US Immigration, Citizenship and Visas
Jan 14th 2022, 4:32 pm
Replies: 13
Views: 2,726
Posted By Owen778

Re: UK citizen working as independent contractor in the US

So, I'm sure the visa background is important. However, I'm going to answer your actual question.

Working in the US beyond holding a few meetings or sales visits or similar requires some form of...
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