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Search: Posts Made By: marcbernard
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Forum: Spain
Feb 13th 2024, 4:10 am
Replies: 35
Views: 3,679
Posted By marcbernard

Re: Pensions /tax

exchangerates.org.uk should assist
Forum: Spain
Feb 12th 2024, 4:50 am
Replies: 35
Views: 3,679
Posted By marcbernard

Re: Pensions /tax

The average rate for 2023 was quoted to me as 1.1492
Forum: Spain
Feb 10th 2023, 9:06 pm
Replies: 14
Views: 1,764
Posted By marcbernard

Re: UK government pension

Let me take issue with this.
I am a retired civil servant who still pays tax in the UK (since my pension exceeds the personal allowances). HMRC will only issue a NT code for incomes which are only...
Forum: Spain
Feb 9th 2023, 10:27 pm
Replies: 5
Views: 1,416
Posted By marcbernard

Re: Problem with Lloyds Bank calls?

I was told this morning that there will be problems tomorrow morning,up till about 7.30,due to "improvements"in the faster transfer section. But nothing about previous activity. I had no problem...
Forum: Spain
Dec 26th 2022, 4:42 am
Replies: 123
Views: 16,753
Posted By marcbernard

Re: UK banks closing accounts for no-residents

You would not necessarily need to open an offshore account, since the ease of transferring from various currencies to some 50 others, all within Wise,is simple, speedy and inexpensive.
My...
Forum: Spain
Sep 7th 2022, 4:22 am
Replies: 123
Views: 16,753
Posted By marcbernard

Re: UK banks closing accounts for no-residents

I have been totally web based since many years with all correspondence from the bank coming via email. They know my Spanish address, and the UK one too, and they give no trouble. This is Lloyds, just...
Forum: Spain
Sep 6th 2022, 9:40 pm
Replies: 123
Views: 16,753
Posted By marcbernard

Re: UK banks closing accounts for no-residents

Not Barclays. I am still using my UK bank for other purposes. I have been with them since about 1966 and have not been asked to remove myself.
Forum: Spain
Sep 6th 2022, 9:18 pm
Replies: 123
Views: 16,753
Posted By marcbernard

Re: UK banks closing accounts for no-residents

I enquired, by email, from the paying organisation whether my Wise account was suitable to receive my state pension. This was nearly a month ago. Their prompt reply was that it was indeed possible...
Forum: Spain
May 27th 2022, 10:09 pm
Replies: 26
Views: 3,515
Posted By marcbernard

Re: How can mum join me

Lynn
You say that Annuities are taxed to a lesser degree. A friend told me yesterday that his annuity, previously benefiting from the reduction in previous years, had this year suffered tax on the...
Forum: Spain
Apr 28th 2022, 8:48 pm
Replies: 14
Views: 1,820
Posted By marcbernard

Re: Tax on UK Gov pensions

Your post does not venture to explain why HMRC are not taxing the pension in the UK. Mine certainly is! I think that HMRC have made a mistake (not their first!)
Forum: Spain
Apr 28th 2022, 8:02 pm
Replies: 14
Views: 1,820
Posted By marcbernard

Re: Tax on UK Gov pensions

I am at a loss in understanding why your Civil Service pension is declared to HMRC as zero, since my CS pension suffers tax at its fullest extend. There are, I believe, certain pensions payable to...
Forum: Spain
Apr 18th 2022, 10:22 pm
Replies: 75
Views: 8,209
Posted By marcbernard

Re: Cost of Living

What FX exchange rate did you use in your comparison? Or is it left for readers to make the true comparison?
Forum: Spain
Mar 23rd 2022, 5:53 am
Replies: 1
Views: 1,002
Posted By marcbernard

Re: Problems logging into BBVA bank ??

No problem here with logging in to BBVA
Forum: Spain
May 9th 2021, 3:48 am
Replies: 187
Views: 17,120
Posted By marcbernard

Re: British Citizens Can No Longer Move to Spain Unless.....

You suggest that persons who have retired and whose income is below the INCOME TAX bracket contribute "Zilch". Never heard of IVA then? And those same guys and gals who struggle to get by on a poor...
Forum: Spain
Apr 2nd 2021, 8:59 pm
Replies: 19
Views: 2,120
Posted By marcbernard

Re: Reliable and safest way to exchange and transfer money from UK to Spain

I note that you say that Wise debit card is free. I paid €7 for mine back in January! Do you think I could claim it back?
Forum: Spain
Oct 10th 2020, 5:31 am
Replies: 57
Views: 6,886
Posted By marcbernard

Re: Final call? Spain: register your residency

A full quote would have made clear that I did not support the Searl view
Forum: Spain
Oct 7th 2020, 11:18 pm
Replies: 57
Views: 6,886
Posted By marcbernard

Re: Final call? Spain: register your residency

In this week's edition of EWN I am surprised to see an answer in "Legally Speaking" by David Searl which is contrary to any number of posts on various forums, and on advice given by various officials...
Forum: Spain
Sep 12th 2020, 9:12 pm
Replies: 8
Views: 855
Posted By marcbernard

Re: Will double taxation agreement still stand?

Who can say what will be next for tearing up international agreements? Puppet master "Eyetest" Cummings may have yet more delights to inflict.
Forum: Spain
Jun 3rd 2020, 2:06 am
Replies: 14
Views: 1,782
Posted By marcbernard

Re: UK medication in Spain.

I did say "whilst it lasts"
Forum: Spain
Jun 2nd 2020, 3:55 am
Replies: 14
Views: 1,782
Posted By marcbernard

Re: UK medication in Spain.

It will probably depend on which of the 17 autonamous regions you will be resident in, and whether you are in possession of the S1 from the UK (whilst it lasts).
In Valencia region, as a long...
Forum: Spain
Aug 8th 2018, 5:43 am
Replies: 7
Views: 687
Posted By marcbernard

Re: Amplodipine

Yet another reason never to go back to England! To hell with Brexit too.
Forum: Spain
Aug 8th 2018, 4:41 am
Replies: 7
Views: 687
Posted By marcbernard

Re: Amplodipine

Out of interest, the full price if you have to pay it, is €1.25 for 30 tablets.How does this compare with NHS?
Forum: Spain
Aug 8th 2018, 3:44 am
Replies: 7
Views: 687
Posted By marcbernard

Re: Amplodipine

The Spanish version is amlodipino, made by various companies, such as Cinfa.
The tablets are readily available given a medical prescription but some times you can buy them straight. Bring your UK...
Forum: Spain
Jun 3rd 2018, 3:23 am
Replies: 16
Views: 1,361
Posted By marcbernard

Re: Prime Minister Rajoy.

What on earth does the crusifix or the bible got to do with the government ? Religion is an outdated concept attempting to keep people in line. No longer relevant!
Forum: Spain
Oct 1st 2017, 4:48 am
Replies: 47
Views: 5,454
Posted By marcbernard

Re: Scenes in Catalonia

I first came to Spain before Franco kicked the bucket. I can confirm that democracy is very much greater than under the fascist regime! There may be some way to go but that is true of a number of W...
Showing results 1 to 25 of 185
 


 
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