Haha - never thought about it like that before Very true and on the last part...I'm working on it

Or have both. I did.

Ten years? Pah!

You should be on some sort of register.

30s? Bah! 50s is the time of opportunity

Retirement if your lucky, well in late 50's anyhow... My dad is retiring next year a t 59.

He want's time off. His dad died at 63, so why keep on working and take the risk, may as well get some time off hopefully and not work til death....

47 for me. Couldn't have done it without Canada's lower cost of living.

47 is really young.

I have no idea what age I can technically retire, 65 I think, or is it 68?

Whatever the age CPP requires. I wan't to say 65 as that is when BC starts look at kicking disabled off their payments and onto CPP.


Doing the math it is impossible to save enough to really retire, so part-time work will be needed into old age.

My dad worked for a government entity since 1978 so has a nice retirement as does his wife, though she can't retire for 3-4 more years.

My mom worked private sector her whole life, so no retirement other then social security and being able to hopefully work until old age to supplement.


Really the only reason I have interest in a government job is for possible retirement benefits. But man are government jobs hard to obtain, I try all the time for around a decade for provincial and local government jobs, but so far no luck, I still think you need someone on the inside to help unless its a job they are a lot of people for or more skilled like RCMP or CBSA.


I even applied for a US Gov't job for the US Consulate, needed to legally permitted to work in Canada, but got paid in USD$ so would even be nice especially with the loonie is so low.

JS, you're in good company in the UK:

Under-35s in the UK face becoming permanent renters, warns thinktank | Society | The Guardian

I think parts of Australia are having the same kinds of issues.

Renting wouldn't be so bad if you could sign long term leases, but with 1 year lease reverting to month to month being the norm, stability in housing becomes an issue, and it's always stressful not having stable long term comfort in your housing.


Owning has the advantage of being able to change things to accommodate you likes and needed vs someone else likes. But for the right place, I would for return of stable rent sign longer term lease.


Our only real hope at owning is finding a way to produce income on a place like Texada Island or another small middle of nowhere BC town, anything sizable is beyond our price range, and there is no real property ladder, where we can buy, condos tend to decline in price.

There is a complex where we live now where a 2 bed 2 bath is 109,000, 8 years old, when they were built they were going for just about the same price.

Once outside of specific area's condos don't seem to be a great investment to me, still on the fence.


US has the same issues in many regions, but they have such a wide variety of places to choose from, its not hard to find a location you can afford and still enjoy life and where you live.

Canada is more limited options wise, plus with disability being provincial, moving is more difficult here since we are limited to BC.

Other provinces do offer sorts of disability programs, but looking through them, seems our overall life quality would go down since the supports we have here seem to be the best in the country for disability supports.

BC doesn't expect disabled to just sit at home doing nothing, they do allow disabled to work to the limit of their disability and earn a top of income, which some provinces do not allow, and others that do have a very low cut off of like 200 dollars.

It's all relative, innit??

I have a daughter who is older than one of her aunts, & the same age as her uncle.

I have sons almost the same age as their uncle/aunt.

I have a niece the same age as my (very newly minted) granddaughter.

I have cousins aged from >80 - < 30.

That's all without counting the "steps".

Something I noticed tonight on FB. Almost every male that I went to school with is either bald or nearly bald.

I suppose myself still having nice head of hair is a good thing.

I know my time is coming, but my dad isnt bald just thin and didnt happen til his 50s.


Seem they all have fancy jobs houses etc. Maybe the key to sucess is going bald....lol

I can confirm it's not.



Depending on how one defines success

I agree... I have a full head of hair, still have all my own teeth, don't wear glasses (even for reading) I'm grouchy most of the time, yet consider myself happy & financially poor by comparison to some, yet I know that I am financially wealthy in other peoples eyes

Look at Trump, all the past US presidents as well as Canadian Prime Ministers, not many bald guys there.

Bald has zero to to do wealth or happiness

Or that first time in your 20s when someone calls you "sir."