The Canadian Finance Thread
#61
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Broken legs too, that tumbling on the ice is so selfish. And cancer, people who have cancer must have sinned against the Lord. Really, how dare the poor get sick? Feckless scum.
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#62
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I had the exact same thoughts, but didn't want to stir the pot. I'll just have to take words for it
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#63
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It seems reasonable to me that if you eat after using the "washroom" and you choose not to wash your hands first, then you might not be entirely blameless if you get the shits as a result...
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
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#64
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It seems reasonable to me that if you eat after using the "washroom" and you choose not to wash your hands first, then you might not be entirely blameless if you get the shits as a result...
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
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Why would anyone come crying to you if they were sick or found themselves in a situation where they couldn't afford to pay their debts?
What I find odd here is that it's OK for you to use debt when it suits, but everyone else is an irresponsible chav.
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Halo 4 looks great, but I don't have an xbox. Maybe I should get my credit card out?
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#66
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Wow.....this thread is interest free, but full of rewards
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#67
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Doesnt make anyone a chav though, that would appear to be your invention.
Sometime debt, like illness, is unavoidable, but sometimes its also a consequence of an individuals actions and poor choices. Denying that seems bizarre to me. What happened to personal responsibility?
Last edited by iaink; Nov 6th 2012 at 7:57 am.
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#68
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Did I say that? I said its stupid to run consumer debt at credit card interest rates. That's definitely potentially irresponsible if you dont have the readies to pay it off. Most people will manage to pay it off OK, but if your circumstances change and it gets you in financial trouble then Im not going to be sympathetic.
The vast majority of people pay their debts/payments responsibly, yet you seem to be focussing on a small few.
Not being able to pay your credit card and not being able to pay your mortgage are exactly the same thing... except one will leave you homeless and one wont.
Debt is debt, and sometimes, shit happens... even if you've prepared for it.
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#69
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The latter can leave you with a bad credit, that can lead to bankruptcy
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#72
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Unless one has little equity on one's home, having unsecured credit can still lead to one's home being sold to pay off one's debts.
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All debt can lead to bankruptcy. Bankruptcy means you cannot pay your debts regardless of what debt it is. As has been said, bad credit has nothing to do with bankruptcy, many people get along fine with bad credit and don't go into bankruptcy.
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#75
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I don't understand this at all. If the home is worth that much, it should be relatively easy to persuade a Court that the debtor has an asset that, if sold, would enable him/her to satisfy the debt. If that is the case, the debtor will lose their home. Granted, they will then have a fair amount of cash, but the home is gone.
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