The Canadian Finance Thread
Nov 6th 2012, 6:54 am
#61
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Re: The Canadian Finance Thread
Broken legs too, that tumbling on the ice is so selfish. And cancer, people who have cancer must have sinned against the Lord. Really, how dare the poor get sick? Feckless scum.
Nov 6th 2012, 7:21 am
#62
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Re: The Canadian Finance Thread
I had the exact same thoughts, but didn't want to stir the pot. I'll just have to take words for it
Nov 6th 2012, 7:29 am
#63
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Re: The Canadian Finance Thread
It seems reasonable to me that if you eat after using the "washroom" and you choose not to wash your hands first, then you might not be entirely blameless if you get the shits as a result...
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
Nov 6th 2012, 7:34 am
#64
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Re: The Canadian Finance Thread
It seems reasonable to me that if you eat after using the "washroom" and you choose not to wash your hands first, then you might not be entirely blameless if you get the shits as a result...
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
If you get the flu after declining the flu shot, dont come crying to me.
Sometimes there is no avoiding debt, but in many cases its a choice people make out of greed and/or impatience.
Why would anyone come crying to you if they were sick or found themselves in a situation where they couldn't afford to pay their debts?
What I find odd here is that it's OK for you to use debt when it suits, but everyone else is an irresponsible chav.
Nov 6th 2012, 7:36 am
#65
Joined: Aug 2005
Posts: 14,227
Re: The Canadian Finance Thread
Halo 4 looks great, but I don't have an xbox. Maybe I should get my credit card out?
Nov 6th 2012, 7:39 am
#66
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Re: The Canadian Finance Thread
Wow.....this thread is interest free, but full of rewards 
Nov 6th 2012, 7:55 am
#67
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Re: The Canadian Finance Thread
Doesnt make anyone a chav though, that would appear to be your invention.
Sometime debt, like illness, is unavoidable, but sometimes its also a consequence of an individuals actions and poor choices. Denying that seems bizarre to me. What happened to personal responsibility?
Last edited by iaink; Nov 6th 2012 at 7:57 am.
Nov 6th 2012, 8:07 am
#68
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Posts: 2,404
Re: The Canadian Finance Thread
Did I say that? I said its stupid to run consumer debt at credit card interest rates. That's definitely potentially irresponsible if you dont have the readies to pay it off. Most people will manage to pay it off OK, but if your circumstances change and it gets you in financial trouble then Im not going to be sympathetic.
The vast majority of people pay their debts/payments responsibly, yet you seem to be focussing on a small few.
Not being able to pay your credit card and not being able to pay your mortgage are exactly the same thing... except one will leave you homeless and one wont.
Debt is debt, and sometimes, shit happens... even if you've prepared for it.
Nov 6th 2012, 10:57 pm
#69
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Re: The Canadian Finance Thread
The latter can leave you with a bad credit, that can lead to bankruptcy
Nov 7th 2012, 1:04 am
#72
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Re: The Canadian Finance Thread
Unless one has little equity on one's home, having unsecured credit can still lead to one's home being sold to pay off one's debts.
Nov 7th 2012, 1:41 am
#73
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Nov 7th 2012, 1:49 am
#74
Joined: Sep 2008
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Re: The Canadian Finance Thread
All debt can lead to bankruptcy. Bankruptcy means you cannot pay your debts regardless of what debt it is. As has been said, bad credit has nothing to do with bankruptcy, many people get along fine with bad credit and don't go into bankruptcy.
Nov 7th 2012, 1:52 am
#75
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Re: The Canadian Finance Thread
I don't understand this at all. If the home is worth that much, it should be relatively easy to persuade a Court that the debtor has an asset that, if sold, would enable him/her to satisfy the debt. If that is the case, the debtor will lose their home. Granted, they will then have a fair amount of cash, but the home is gone.
