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-   -   In To-day's Newspapers (https://britishexpats.com/forum/goa-170/days-newspapers-558924/)

hemingway Sep 22nd 2011 8:43 am

Re: In To-day's Newspapers
 

Originally Posted by fatbrit (Post 9636830)
You've invented your own question to answer. So I'm confused why you quote my text.

Read what you wrote, read what I wrote & you might realise why I quoted your text.

Regards

H.

fatbrit Sep 22nd 2011 8:52 am

Re: In To-day's Newspapers
 

Originally Posted by hemingway (Post 9636858)
Read what you wrote, read what I wrote & you might realise why I quoted your text.

I've read them both. Hence my comment.

Bipat Sep 22nd 2011 8:54 am

Re: In To-day's Newspapers
 

Originally Posted by hemingway (Post 9636790)
Akin to a bank account with NO overdraft facility: that's how benefits should be: if you've paid in to your benefits 'bank account' then you should be able to withdraw in times of need, however if you have NOT paid in to your benefit 'bank account' then you should not be able to claim one penny - unless you are unfortunate enough to suffer from a mental or physical disability that prevented you from 'paying in' in the first place.

I can stop myself from 'protesting' about some of the nonsense posted on the Goa forum most of the time, however Thursday is the start of the weekend & therefore time for an extra couple of beers after tea & therefore tonight I am weak, hence the post.

Tonight's post dinner beer is 'Lion Stout' - an 8.8% stout imported from Sri Lanka & not widely available in the UK - NOT a session beer by any means but a very nice drink all the same!

Happy Weekend!

Regards

H,

How would the very young unemployed fare though?
However on the other side our son was recently made redundant after paying taxes since college about 17 years. Awarded job seekers allowance, then asked to go for further interview, told that there had been a rethink, his savings were 'just' too high. So he gets nothing. (Hopefully will get a job soon).

hemingway Sep 22nd 2011 9:02 am

Re: In To-day's Newspapers
 

Originally Posted by Bipat (Post 9636872)
How would the very young unemployed fare though?
However on the other side our son was recently made redundant after paying taxes since college about 17 years. Awarded job seekers allowance, then asked to go for further interview, told that there had been a rethink, his savings were 'just' too high. So he gets nothing. (Hopefully will get a job soon).

Okay, my argument is not all encompassing - your son saved his money, got made redundant & now cannot claim - your son should be able to claim, he has paid his tax & national insurance - whatever he did with the remaining income after that should have no bearing whatsoever on a future benefits claim. I sincerely hope he does get a job imminently & chances are, if he has the 'brains' to save his post tax income, he will be succesful in securing gainful employment in the very very near future.

Regards

H.

Bipat Sep 22nd 2011 9:26 am

Re: In To-day's Newspapers
 

Originally Posted by hemingway (Post 9636888)
Okay, my argument is not all encompassing - your son saved his money, got made redundant & now cannot claim - your son should be able to claim, he has paid his tax & national insurance - whatever he did with the remaining income after that should have no bearing whatsoever on a future benefits claim. I sincerely hope he does get a job imminently & chances are, if he has the 'brains' to save his post tax income, he will be succesful in securing gainful employment in the very very near future.

Regards

H.

Thanks I hope he will.

noni Sep 22nd 2011 9:46 am

Re: In To-day's Newspapers
 

Originally Posted by hemingway (Post 9636888)
Okay, my argument is not all encompassing - your son saved his money, got made redundant & now cannot claim - your son should be able to claim, he has paid his tax & national insurance - whatever he did with the remaining income after that should have no bearing whatsoever on a future benefits claim. I sincerely hope he does get a job imminently & chances are, if he has the 'brains' to save his post tax income, he will be succesful in securing gainful employment in the very very near future.

Regards

H.

Bipat, I totally agree with Hem, I wish your son all the best in securing employment in the near future.

dreadsoc Sep 22nd 2011 12:05 pm

Re: In To-day's Newspapers
 

Originally Posted by hemingway (Post 9636790)
Akin to a bank account with NO overdraft facility: that's how benefits should be: if you've paid in to your benefits 'bank account' then you should be able to withdraw in times of need, however if you have NOT paid in to your benefit 'bank account' then you should not be able to claim one penny - unless you are unfortunate enough to suffer from a mental or physical disability that prevented you from 'paying in' in the first place.

I can stop myself from 'protesting' about some of the nonsense posted on the Goa forum most of the time, however Thursday is the start of the weekend & therefore time for an extra couple of beers after tea & therefore tonight I am weak, hence the post.

Tonight's post dinner beer is 'Lion Stout' - an 8.8% stout imported from Sri Lanka & not widely available in the UK - NOT a session beer by any means but a very nice drink all the same!

Happy Weekend!

Regards

H,

And a happy weekend to you too Hem. :thumbup:

Good analogy by the way.

Dread - x

dreadsoc Sep 22nd 2011 12:19 pm

Re: In To-day's Newspapers
 

Originally Posted by Bipat (Post 9636872)
How would the very young unemployed fare though?
However on the other side our son was recently made redundant after paying taxes since college about 17 years. Awarded job seekers allowance, then asked to go for further interview, told that there had been a rethink, his savings were 'just' too high. So he gets nothing. (Hopefully will get a job soon).

This is exactly why I have a beef with the UK benefits system.
Your son has got off his backside, got up in a morning, and gone out to work, paid his NI and taxes, and been smart and sensible to save some money. For him to be denied benefits is like he is being penalised for being sensible and saving some of what he EARNED.
Yet there are many out there who have never worked (not all by choice I may add), and there are those who are blatantly workshy and do not want to work, and deliberately make themselves unemployable. there are those who make choices such as becoming drug abusers and alcoholics - let's face it this is their choice because the warnings are out there loud and clear and frequently reinforced. Yet these people get paid every benefit going.

Now someone remind me - how is that fair?

(By the way I will point out here that I have no objection whatsoever to the benefit system paying out to those genuinely out of work such as disabled or those who are actively and genuinely trying to find work - but the workshy and lazy who think they have entitlement to a life at the expense of the state should get zilch)

All the best for your son in his job hunt Bipat.

Dread - x

BEVS Sep 22nd 2011 7:54 pm

Re: In To-day's Newspapers
 
Any newspapers? From anywhere?

We got religion here. All Blacks :p
Spoiler:
( spare me any rubbish on the sanctimony of religion purleaseezy. It's a bit of fun)


HERE is the big NZ news

Sometimes, you just have to get out a little. :lol:

noni Sep 22nd 2011 8:02 pm

Re: In To-day's Newspapers
 

Originally Posted by BEVS (Post 9637545)
Any newspapers? From anywhere?

We got religion here. All Blacks :p
Spoiler:
( spare me any rubbish on the sanctimony of religion purleaseezy. It's a bit of fun)


HERE is the big NZ news

Sometimes, you just have to get out a little. :lol:

Big weekend in NZ with, England, Wales, etc. playing.

How is Mike Tindall hope Zara gave him a hard time, wonder if he will have a black eye to-day! :rolleyes: ~But then it was in the DM is it can't be true.

BEVS Sep 22nd 2011 8:07 pm

Re: In To-day's Newspapers
 
Ooooozz . I think it had an element of truth around it. Certainly. :sneaky: She has flown out early for no good reason really .

Queenstown , where England are training is apparently dead as a DoDo. I am really surprised at that.

afaiknow Sep 22nd 2011 11:17 pm

Re: In To-day's Newspapers
 
If you have savings or assets such as cash deposits, shares, bonds, etc exceeding £16,000 I believe you are not entitled to Benefits and there is curtailment of Housing Benefit and Council Tax relief.

If you have been working and have been feckless, you pretty much get whatever's on offer.

Bipat, I advise your son to go on a spending spree to reduce his savings until this ' between jobs' situation is over, so that the State can remunerate him some of the contributions he has obviously made while working, it is only getting his own money back.

It seems that being financially prudent doesn't pay in UK today, look at pensioners and the negative return on their life savings (relative to inflation) with a base rate of 0.5% for over two years now.

Bipat Sep 23rd 2011 12:42 am

Re: In To-day's Newspapers
 

Originally Posted by afaiknow (Post 9637752)
If you have savings or assets such as cash deposits, shares, bonds, etc exceeding £16,000 I believe you are not entitled to Benefits and there is curtailment of Housing Benefit and Council Tax relief.

If you have been working and have been feckless, you pretty much get whatever's on offer.

Bipat, I advise your son to go on a spending spree to reduce his savings until this ' between jobs' situation is over, so that the State can remunerate him some of the contributions he has obviously made while working, it is only getting his own money back.

It seems that being financially prudent doesn't pay in UK today, look at pensioners and the negative return on their life savings (relative to inflation) with a base rate of 0.5% for over two years now.

Getting benefits seems to be quite a complex affair if you are not used to it. JSA is based on the NI contributions payed in last 2 years only. Earlier payments don't count however long. Son and wife both public sector workers in different towns went part-time, hopefully to preserve their jobs. Also to share care themselves of their baby awaiting a serious heart op. So not enough NI contributions. Then it is according to savings etc. and they certainly haven't got £16,000.
(Grandsons op completely sucessful). So they are very optimistic for the future, and we are there!!

noni Sep 23rd 2011 1:15 am

Re: In To-day's Newspapers
 

Originally Posted by Bipat (Post 9637853)
Getting benefits seems to be quite a complex affair if you are not used to it. JSA is based on the NI contributions payed in last 2 years only. Earlier payments don't count however long. Son and wife both public sector workers in different towns went part-time, hopefully to preserve their jobs. Also to share care themselves of their baby awaiting a serious heart op. So not enough NI contributions. Then it is according to savings etc. and they certainly haven't got £16,000.
(Grandsons op completely sucessful). So they are very optimistic for the future, and we are there!!

This happened to my children about five years ago, they were both off six months, hardly any savings - they didn't get what they should have and at the end of the day had to pay back the reduction in Council Tax when they returned to work.

Glad to hear your Grandsons op was a success. We have our greatnephew(age 7) in the Heath Cardiff in ITU. Hoping we may be allowed to visit next week.

a_f_d Sep 23rd 2011 2:04 am

Re: In To-day's Newspapers
 

Originally Posted by Bipat (Post 9636872)
How would the very young unemployed fare though?
However on the other side our son was recently made redundant after paying taxes since college about 17 years. Awarded job seekers allowance, then asked to go for further interview, told that there had been a rethink, his savings were 'just' too high. So he gets nothing. (Hopefully will get a job soon).

According to the govt website:

How it works

There are two types of Jobseeker's Allowance, 'contribution-based Jobseeker's Allowance' and 'income-based Jobseeker's Allowance'.
Contribution-based Jobseeker's Allowance

You may be entitled to claim contribution-based Jobseeker's Allowance if you have paid enough National Insurance contributions (NICs). Jobcentre Plus can pay this for up to 182 days. Generally, self-employed contributions will not help you qualify for contribution-based Jobseeker’s Allowance.

Income-based Jobseeker's Allowance

This is based on your income and savings. You may get this if you have not paid enough NICs (or you've only paid contributions for self-employment) and you're on a low income.


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