I want to move to Clearwater, Tampa or Orlando Florida. Help!
#106
Lost in BE Cyberspace
Joined: Nov 2012
Location: bute
Posts: 9,740
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
How can you retire there without a visa ? You have not thought this through.
#108
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
Hello,
I'm looking in to properties in Florida. I'm scared and not sure if I'm making the right decision after reading mixed reviews. I visited Clearwater, Tampa and Orlando last year. I was only a tourist so didn't get to see much of the real life. I liked Clearwater beach but of course it's different as a tourist. I'm from London UK. Desperate to have my own place and want the sun beach for 3-6 months a year. I'm single. No family. It seems it cheap to buy in Florida compared to other places. I saw a 2 bed for $67,000, that's £45,000 in pounds sterling. It's in Pinella County. Never been there. Is it safe? Is it busy? Is it expensive? I've heard the insurance home or tax is expensive and do you "have to" buy home insurance? I never bought my own place and to buy for the first time in another country is scary but I want a new lifestyle. I don't want to pay maintenance monthly fees. Do you think I will regret and find myself in a mess in the future? Anyone done this before? Thank you. I'd appreciate any advice or warnings....
I'm looking in to properties in Florida. I'm scared and not sure if I'm making the right decision after reading mixed reviews. I visited Clearwater, Tampa and Orlando last year. I was only a tourist so didn't get to see much of the real life. I liked Clearwater beach but of course it's different as a tourist. I'm from London UK. Desperate to have my own place and want the sun beach for 3-6 months a year. I'm single. No family. It seems it cheap to buy in Florida compared to other places. I saw a 2 bed for $67,000, that's £45,000 in pounds sterling. It's in Pinella County. Never been there. Is it safe? Is it busy? Is it expensive? I've heard the insurance home or tax is expensive and do you "have to" buy home insurance? I never bought my own place and to buy for the first time in another country is scary but I want a new lifestyle. I don't want to pay maintenance monthly fees. Do you think I will regret and find myself in a mess in the future? Anyone done this before? Thank you. I'd appreciate any advice or warnings....
My house is worth approx $67k. It is 1100 sf 3 bed 1 bath. Lot is 150x50feet, no pool, located in a residential unincorporated area. It is adequate housing for myself. It is a 60 year old wood frame building. The neighbourhood is not dangerous, but not prosperous. Property tax is about $1000 a year, insurance just over $2k. Lawn (jungle) Needs to be mowed every 2 weeks, starting today, till thanksgiving.
A new house was built on my street an sold for $140k a year ago. It looks nice!
#109
BE Enthusiast
Joined: Apr 2012
Location: Apex, NC
Posts: 419
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
#110
Account Closed
Joined: Mar 2004
Posts: 2
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
A looooong way from the coast, London to Gibraltar equivalent.
#111
Forum Regular
Joined: May 2007
Location: Northern Ireland/Florida
Posts: 112
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
I live in Pinellas County in the general St Pete/Clearwater/Tampa area. I have been here nearly 6 years after leaving the UK. I agree with the other posters. We own a house and maintenence is a LOT of work. We pray for no hurricanes. Our AC runs pretty much all year. Our lawns need cut every 2 weeks from now until nearly christmas. Our fencing and decking needs constant weatherproofing as the sun just kills the wood. We have monthly pest control. You have to wash your car at least monthly and get topcoat sealant in the wash or the paint on your car will start to strip off in the sun lol. IT's A LOT OF WORK phew! However, I do love this area. I wouldn't move back to the UK now. I have a British expat friend who is a realtor in this area that could better advise you. He sells to brit expats fairly regularly. I know you wouldn't technically be an expat if you were just coming on a visitors visa but if you want his info let me know. He might have more of an insight.
Last edited by indigogirl1976; Apr 1st 2016 at 5:15 pm.
#112
Just Joined
Joined: Apr 2016
Posts: 1
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
I'm from Hull. I used to live in Tampa and I also lived in Orlando for a while. But I didn't really liked it there. I then moved to Fort Lauderdale and I've lived here for 10 years, although I'm soon gonna move to Pompano Beach area. I recommend you to explore the areas before making any decision ; look at the people, the shops, the quietness, the nature, the beach, ponder.
Last edited by Jerseygirl; Apr 2nd 2016 at 5:06 pm. Reason: Removed rules as it looked a little spammy
#113
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
Only one other person mentioned this, but please consider healthcare, especially if you plan to spend your golden years here when health issues are more likely to arise. You would not be eligible for medicare, and a private plan would be expensive. On top of high monthly premiums, you would still need to pay additional costs for physicians and medications.
Case in point: I have good health insurance, for which I pay $570 a month. I am still responsible for a co-pay of $125 every time I go to the doctor. Last year I went to the ER (A&E) for a kidney stone. I was there for maybe 3 hours. The total bill was over $9,000 - my share was $2,500. If you need an ambulance that will cost you at least $300.
If you are intent on a beach location in the southern hemisphere, consider where many Americans retire to in Central America, such as Costa Rica. It has an excellent healthcare system, and for much less than you would have to pay in the US.
Good luck with whatever you decide to do.
Case in point: I have good health insurance, for which I pay $570 a month. I am still responsible for a co-pay of $125 every time I go to the doctor. Last year I went to the ER (A&E) for a kidney stone. I was there for maybe 3 hours. The total bill was over $9,000 - my share was $2,500. If you need an ambulance that will cost you at least $300.
If you are intent on a beach location in the southern hemisphere, consider where many Americans retire to in Central America, such as Costa Rica. It has an excellent healthcare system, and for much less than you would have to pay in the US.
Good luck with whatever you decide to do.
#114
Banned
Joined: Feb 2016
Location: Chicago, IL
Posts: 348
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
I'm from Hull. I used to live in Tampa and I also lived in Orlando for a while. But I didn't really liked it there. I then moved to Fort Lauderdale and I've lived here for 10 years, although I'm soon gonna move to Pompano Beach area. I recommend you to explore the areas before making any decision ; look at the people, the shops, the quietness, the nature, the beach, ponder.
#116
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
I've been to Florida and I work in Hull. I'll take Hull any day of the week.
#117
Lost in BE Cyberspace
Joined: Nov 2012
Location: bute
Posts: 9,740
Re: I want to move to Clearwater, Tampa or Orlando Florida. Help!
Folly to think of buying a place in a jurisdiction where you cannot get a long-term visa or residency.
Last edited by scot47; Apr 4th 2016 at 7:47 am.