Remember it was all starting to happen for us....
#3
Got an e-mail from our mortgage broker. The bank were going to give him a certificate for the builders saying they were giving us a mortgage so they would release the keys to us. The certificate should have been ready last Wednesday but the bank didn't have it ready, they said to go back Friday (yesterday). He went back and now the bank have said they will have the certificate ready on Monday BUT they will add a clause saying that the property MUST be ready (escrituras applied for) by the end of May. This can only mean they will withdraw their offer of a mortgage and we will have to re-apply
The builders are applying for the escrituras a few properties at a time. I feel sick
The builders are applying for the escrituras a few properties at a time. I feel sick
#4
Smarties



Joined: Jan 2007
Posts: 238
From: Liverpool, soon to be Hondon De Las Nieves









Got an e-mail from our mortgage broker. The bank were going to give him a certificate for the builders saying they were giving us a mortgage so they would release the keys to us. The certificate should have been ready last Wednesday but the bank didn't have it ready, they said to go back Friday (yesterday). He went back and now the bank have said they will have the certificate ready on Monday BUT they will add a clause saying that the property MUST be ready (escrituras applied for) by the end of May. This can only mean they will withdraw their offer of a mortgage and we will have to re-apply
The builders are applying for the escrituras a few properties at a time. I feel sick 
The builders are applying for the escrituras a few properties at a time. I feel sick 
#5








Joined: May 2004
Posts: 3,254

Got an e-mail from our mortgage broker. The bank were going to give him a certificate for the builders saying they were giving us a mortgage so they would release the keys to us. The certificate should have been ready last Wednesday but the bank didn't have it ready, they said to go back Friday (yesterday). He went back and now the bank have said they will have the certificate ready on Monday BUT they will add a clause saying that the property MUST be ready (escrituras applied for) by the end of May. This can only mean they will withdraw their offer of a mortgage and we will have to re-apply
The builders are applying for the escrituras a few properties at a time. I feel sick 
The builders are applying for the escrituras a few properties at a time. I feel sick 
#6
Surely they will apply for yours first given the delays you have incurred previously. Do the builders know of this late spanner in the works. They probably want to bank the money as much as you want to spend it so if the know the deadline is looming they might apply for the escrituras on yours pronto 

Maybe we should pull out after all, they are in breach of contract after the end of April so we'll see what happens then. This has been a nightmare! They have a great way in Spain of lifting a persons spirits and then dropping you again from a great height!!
#7
Go and chat to the builder and tell him your problem. If he thinks he will lose the sale and who knows when he may get another one, it might motivate him to move on yours.
Got an e-mail from our mortgage broker. The bank were going to give him a certificate for the builders saying they were giving us a mortgage so they would release the keys to us. The certificate should have been ready last Wednesday but the bank didn't have it ready, they said to go back Friday (yesterday). He went back and now the bank have said they will have the certificate ready on Monday BUT they will add a clause saying that the property MUST be ready (escrituras applied for) by the end of May. This can only mean they will withdraw their offer of a mortgage and we will have to re-apply
The builders are applying for the escrituras a few properties at a time. I feel sick 
The builders are applying for the escrituras a few properties at a time. I feel sick 
#8
Forum Regular

Joined: Feb 2007
Posts: 43

Hey - it's not the end of the road, just another pot-hole.
You'll get there in the end if it's what you really want. Good luck!
You'll get there in the end if it's what you really want. Good luck!
#9
Can't do anything until Monday, we are waiting to see what the bank has put in the clause. Then I will contact the agents we are buying from and see what to do next. I just feel really fed up
#10
#11
Sods law !
Good luck and I am sure it will be OK
Last edited by gallerie9; Mar 30th 2007 at 11:02 pm.
#12
Forum Regular

Joined: Feb 2007
Posts: 43

Oh no! Catastrophe! If it's any consolation, I'm in Spain, just finished for a week's holiday and it's cold and wet. I also need comfort food but can't face going out....
#13
Well the sun is shining here, it's a lovely day but still a bit chilly.
Yes Gallerie - I agree they probably get a sadistic pleasure out of messing up a weekend I bet they time it that way on purpose!
Yes Gallerie - I agree they probably get a sadistic pleasure out of messing up a weekend I bet they time it that way on purpose!
#14








Joined: May 2004
Posts: 3,254

Well there you go, probably best to still be in England this weekend cos its bloomin raining here!!!
#15
After we bought our house in Spain but still living in UK we were worried about water and sewage bill so e-mailed someone in the town hall. When we translated his reply it began with 'but calm' and then went on to explain the procedure.
Yesturday the gestoria told us to smile it is Friday we have a weekend. So, so laid back.
Sorry for your glitch but do not let it get to you too much your plans WILL still go ahead I am sure.
Every thing crossed
Rosemary




