Any Help for Self Employed
#46
Re: Any Help for Self Employed
Does anyone have more information on the nil payments? Someone mentioned it nearer the beginning of this thread...
My unemployment benefits run out in 2 months and I am going to start a business.....I applied for 2 grants back in June that I am waiting to hear from...... but if i do not get any help I will have to delay becoming legal!
I simply cannot afford to pay the 265€ a month whilst the business is starting up!
My unemployment benefits run out in 2 months and I am going to start a business.....I applied for 2 grants back in June that I am waiting to hear from...... but if i do not get any help I will have to delay becoming legal!
I simply cannot afford to pay the 265€ a month whilst the business is starting up!
and as cricketman said - a lot simply don't register until they get their first payment
#47
Joined: Mar 2006
Posts: 1,980
Re: Any Help for Self Employed
I managed to successfully get two grants and I am a small business.
The great thing is that once you are "on the radar", whenever a new grant comes out they telephone you to see if you want to apply for it.
I had a telephone call this week from the Camara de Comercio letting me know that a new grant for women has just gone online. I'm going to find out about it but haven't had time yet.
The great thing is that once you are "on the radar", whenever a new grant comes out they telephone you to see if you want to apply for it.
I had a telephone call this week from the Camara de Comercio letting me know that a new grant for women has just gone online. I'm going to find out about it but haven't had time yet.
#48
Joined: Mar 2006
Posts: 1,980
Re: Any Help for Self Employed
Does anyone have more information on the nil payments? Someone mentioned it nearer the beginning of this thread...
My unemployment benefits run out in 2 months and I am going to start a business.....I applied for 2 grants back in June that I am waiting to hear from...... but if i do not get any help I will have to delay becoming legal!
I simply cannot afford to pay the 265€ a month whilst the business is starting up!
My unemployment benefits run out in 2 months and I am going to start a business.....I applied for 2 grants back in June that I am waiting to hear from...... but if i do not get any help I will have to delay becoming legal!
I simply cannot afford to pay the 265€ a month whilst the business is starting up!
This is important: Anything you will need to buy for your business will have to be bought while you are in the "alta" AND always pay by bankcard or by transfer. Payments which you have done in cash are not accepted.
Friend of mine did get his grant granted in the form of a letter to confirm that it´s been awarded. He did not receive any money yet.....
Last edited by Jur; Feb 3rd 2010 at 7:55 pm.
#49
Re: Any Help for Self Employed
Get yourself on the radar, then they will call.
By that I mean visit the Camara de Comercio and register yourself. Go to the whatever your local Servicios Empresariales organisation is called and get yourself registered there too. Got a female partner? Get her registered with the Instituto de Mujeres. Do you have a Red Territorial de Empresarios? Register there too.
It only takes 5 minutes to register in each one and then you will get their circulars about grants/free training courses/micro credits, etc. It keeps you in the loop.
#50
Re: Any Help for Self Employed
I'm pretty up to speed with what is available in my area, but not so much where you are.
Try:
Camara de Comercio
soyempresaria.com (females only)
Instituto de la Mujer (females only)
Red Teritorial de Empresarios
I have Cadiz Emprende. Perhaps there is a Huelva Emprende too?
Red de Cooperacion de Emprendedores.
Junta de Andalucia - Ayudas
Some of these offer grants and free training. Others just offer free advice for small businesses. But whatever it is that they offer, it's free and keeps you informed about what is going on/what's available.
The grants tend to go online and offline throughout the year. So if there is nothing that you can apply for today, it doesnt mean that there will be nothing tomorrow. But if you get yourself on these mailing lists, at least you'll be informed when a new one goes online and you won't miss the boat.
BTW - if you do apply for a grant, expect the money to arrive at least a year or so later. These things don't happen quickly. But hey, I ain't complaining about free money!
#51
Joined: Mar 2006
Posts: 1,980
Re: Any Help for Self Employed
Hi Jur
I'm pretty up to speed with what is available in my area, but not so much where you are.
Try:
Camara de Comercio
soyempresaria.com (females only)
Instituto de la Mujer (females only)
Red Teritorial de Empresarios
I have Cadiz Emprende. Perhaps there is a Huelva Emprende too?
Red de Cooperacion de Emprendedores.
Junta de Andalucia - Ayudas
Some of these offer grants and free training. Others just offer free advice for small businesses. But whatever it is that they offer, it's free and keeps you informed about what is going on/what's available.
The grants tend to go online and offline throughout the year. So if there is nothing that you can apply for today, it doesnt mean that there will be nothing tomorrow. But if you get yourself on these mailing lists, at least you'll be informed when a new one goes online and you won't miss the boat.
BTW - if you do apply for a grant, expect the money to arrive at least a year or so later. These things don't happen quickly. But hey, I ain't complaining about free money!
I'm pretty up to speed with what is available in my area, but not so much where you are.
Try:
Camara de Comercio
soyempresaria.com (females only)
Instituto de la Mujer (females only)
Red Teritorial de Empresarios
I have Cadiz Emprende. Perhaps there is a Huelva Emprende too?
Red de Cooperacion de Emprendedores.
Junta de Andalucia - Ayudas
Some of these offer grants and free training. Others just offer free advice for small businesses. But whatever it is that they offer, it's free and keeps you informed about what is going on/what's available.
The grants tend to go online and offline throughout the year. So if there is nothing that you can apply for today, it doesnt mean that there will be nothing tomorrow. But if you get yourself on these mailing lists, at least you'll be informed when a new one goes online and you won't miss the boat.
BTW - if you do apply for a grant, expect the money to arrive at least a year or so later. These things don't happen quickly. But hey, I ain't complaining about free money!
Let´s keep this thread going!
#52
Re: Any Help for Self Employed
The Red Teritorial de Emprendedores (called CADE in my town) do TONS of free courses for autonomos. Most are quick and simple half-day type things. Like "how to fill in your tax return forms" or "SL or autonomo, which should I choose", or "presentation of X grant", or "intro to e-commerce". I get emailed about once a week with the upcoming courses.
These things are great for networking too if that's your sort of thing.
#53
Re: Any Help for Self Employed
Just to clarify, yes I meant in the UK ref nil payments.
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
#54
Lost in BE Cyberspace
Joined: Apr 2009
Posts: 7,749
Re: Any Help for Self Employed
Just to clarify, yes I meant in the UK ref nil payments.
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
But I wouldnt worry about that too much, I'd just declare the money you receive from each invoice. Doesnt matter what currency or country it is from. However, there are different IVA rules depending on what country you are dealing with and teh service you are providing. The IVA rules are very complicated!
#55
Re: Any Help for Self Employed
The grants are being treated by the junta, I´ve been told not to count on anything and that it can take 10-12 months before getting any sort of outcome.
This is important: Anything you will need to buy for your business will have to be bought while you are in the "alta" AND always pay by bankcard or by transfer. Payments which you have done in cash are not accepted.
Friend of mine did get his grant granted in the form of a letter to confirm that it´s been awarded. He did not receive any money yet.....
This is important: Anything you will need to buy for your business will have to be bought while you are in the "alta" AND always pay by bankcard or by transfer. Payments which you have done in cash are not accepted.
Friend of mine did get his grant granted in the form of a letter to confirm that it´s been awarded. He did not receive any money yet.....
#56
Just Joined
Joined: Jan 2010
Posts: 10
Re: Any Help for Self Employed
This is a fantastic thread folks, i'm planning the move around 2011 self employed as I am in Ireland with in the automotive IT area..
Thanks all and keep the info coming...............
Dara.
Thanks all and keep the info coming...............
Dara.
#57
Forum Regular
Joined: May 2009
Location: Marbella
Posts: 256
Re: Any Help for Self Employed
Thanks very helpful thread!
#58
Joined: Mar 2006
Posts: 1,980
Re: Any Help for Self Employed
I´ll check with the accountant tomorrow.
#59
Re: Any Help for Self Employed
Just to clarify, yes I meant in the UK ref nil payments.
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
A minor curve ball.... how does 'contract' type work come under the Spanish system; I'm absolutely not in a million years doing anything at the moment but if I were and had received no payment yet but might expect to receive some money but not sure in what currency nor from where.... how does that work?
My OH does contract work for translations and things, some in the UK and some in Spain. It depends how long it will take you to get paid. (I think) you are meant to pay your taxes on the work you have done at the time rather than the amount you receive in invoices each month.
But I wouldnt worry about that too much, I'd just declare the money you receive from each invoice. Doesnt matter what currency or country it is from. However, there are different IVA rules depending on what country you are dealing with and teh service you are providing. The IVA rules are very complicated!
But I wouldnt worry about that too much, I'd just declare the money you receive from each invoice. Doesnt matter what currency or country it is from. However, there are different IVA rules depending on what country you are dealing with and teh service you are providing. The IVA rules are very complicated!
#60
Lost in BE Cyberspace
Joined: Apr 2009
Posts: 7,749
Re: Any Help for Self Employed
If it were me, I'd worry about all this once you've won the work. You'll be in a better position to decide what to do then. You could be sneaky and invoice through the UK if it's a one-off...(did I just say that? )