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Search: Posts Made By: Mark_Rigby
Showing results 1 to 25 of 48
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Forum: Australia
Jun 20th 2007, 1:45 pm
Replies: 2
Views: 639
Posted By Mark_Rigby

Re: boring i know.....

Hi, you can get introductory rates, but there will be a higher penalty to close the mortgage within say the first 4 years, so they often work out to be more expensive than a non-introductory rate....
Forum: The Barbie
Jun 19th 2007, 9:20 pm
Replies: 24
Views: 1,261
Posted By Mark_Rigby

Re: Are the worst estate Agents in Melbourne right now!?

Hi, could I suggest that you use a buyers agent. We did that recently with a purchase in Perth. We knew of a local real estate agent that we trusted and when we wanted to view a property, we let her...
Forum: Immigration, Visas & Citizenship (Australia)
May 29th 2007, 9:51 pm
Replies: 6
Views: 1,447
Posted By Mark_Rigby

Re: Advice on sub class 820 spouse visa

Hiya, I came to Oz on a spouse visa in 1994, went back to UK after 12 months (with my wife) and returned back to live in Perth in 2003 (with a few holiday visits in between). We had to keep renewing...
Forum: Australia
May 29th 2007, 9:30 pm
Replies: 35
Views: 3,095
Posted By Mark_Rigby

Re: BA or Emirates?

We've always had great flights with Emirates - very clean, great service, good food - every bit worth the extra dosh. Would fly with them over BA or Qantas. BTW saw on the news that Australians...
Forum: Australia
May 29th 2007, 3:54 pm
Replies: 10
Views: 838
Posted By Mark_Rigby

Re: Moving to Perth in 15 months or so.....too "late" for housing prices????

Sorry dont agree at all. Lots of good properties in Perth for that money and
what can you buy for $500,000 thats half decent and anywhere near to the city in Sydney? You get a lot more property for...
Forum: Australia
May 29th 2007, 1:26 pm
Replies: 10
Views: 838
Posted By Mark_Rigby

Re: Moving to Perth in 15 months or so.....too "late" for housing prices????

Prices in Perth are coming off a little at the moment, but thats a good thing really. No one predicted the boom weve had over the last few years and so no one really knows how it will pan out....
Forum: Australia
May 28th 2007, 1:33 am
Replies: 11
Views: 1,014
Posted By Mark_Rigby

Re: House buying from the UK

Hi, I think you should find it fairly straightforward. Best first point of call may be the Foreign Investment Review Board.

www.firb.gov.au

They may need to authorise any property purchase you...
Forum: Australia
May 28th 2007, 1:23 am
Replies: 34
Views: 3,487
Posted By Mark_Rigby

Re: Guys - Do you give your Train seat to women who are standing up?

Yeah, that was how I was brought up too. But after a few years of commuting in rush hour in and out of London I'd had plenty of opportunities to be shivilrous, and quite often I'd get a right dirty...
Forum: Australia
May 28th 2007, 1:11 am
Replies: 40
Views: 3,155
Posted By Mark_Rigby

Re: perth housing..

Very true, and the banks are all tightening their mortgage assesments on the back of this. Worse hit is Western Sydney though, it's pretty bad there from what I can tell although I've not heard of...
Forum: Australia
May 25th 2007, 7:29 pm
Replies: 28
Views: 1,913
Posted By Mark_Rigby

Re: Complete Newbie

Just a quick comment to make on leaving family behind. Before I moved to Oz, I moved down to London/Berkshire from the North. Although I spoke to my folks alot, and popped up on the odd long weekend...
Forum: Australia
May 25th 2007, 7:10 pm
Replies: 6
Views: 1,085
Posted By Mark_Rigby

Re: Credit ratings, loans and some such matters

Hi, true when you arrive you will have a blank credit report. Therefore whenever you apply for any kind of credit, there will be no past credit information for that lender to refer back to. In most...
Forum: Australia
May 23rd 2007, 5:24 pm
Replies: 29
Views: 3,951
Posted By Mark_Rigby

Re: Australia vs UK?

Fair comment. They use profiles a lot, I think that takes a bit of getting used to, but makes it easier to chuck em down. You hear alot hear that brickies are getting a $1 + per brick, but I'm not...
Forum: Australia
May 23rd 2007, 2:00 pm
Replies: 29
Views: 3,951
Posted By Mark_Rigby

Re: Australia vs UK?

Hi, would agree with other posters that you will have to give it a go to see if its for you. See it as an adventure. Try to be positive and forward looking when you get here. Locals (expats who are...
Forum: Australia
May 23rd 2007, 1:38 pm
Replies: 8
Views: 741
Posted By Mark_Rigby

Re: Need some legal /consumer advice please!

Hi sounds like a nightmare! Have you thought about referring to the Master Builders Association or the HIA. You'd hope that the builder who built your new house and organised the plumbing in the...
Forum: Australia
May 23rd 2007, 1:33 pm
Replies: 17
Views: 1,719
Posted By Mark_Rigby

Re: Anyone know of mortgages in Oz similar to Virgin One ?

Hi, here's a link to some info on the ANZ Equity Manager:

http://www.anz.com.au/aus/homeloans/productinfoequity/equityManager.asp

If you take this loan with the Breakfree Package, then there is...
Forum: Australia
May 22nd 2007, 8:56 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

Hi Seabird, it may well be similar to WA. Maybe try contacting:

http://www.revenuesa.sa.gov.au/

regarding stamp duty questions, or try talking to a local settlement agent/conveyancer.
Forum: Australia
May 22nd 2007, 8:54 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

Hi, good one then. I thought it would be a bit rich for OSR to charge full stamp duty.
Forum: Australia
May 22nd 2007, 8:52 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

Hi, you should have no problems purchasing a property and getting a mortgage when you get here. However the First Home Owners Grant is only available to Citizens and Permanent Residents, so you may...
Forum: Australia
May 22nd 2007, 7:15 pm
Replies: 5
Views: 684
Posted By Mark_Rigby

Re: MORTGAGE IN AUS WHILE STILL IN THE UK

You may be best off taking to an Australian bank and getting a mortgage using the new house in Adelaide at the security. You will be classed as a non-resident by the bank here and you will need at...
Forum: Australia
May 22nd 2007, 7:09 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

Full stamp duty would only apply if it was an on the market purchase. I'm pretty sure that only a reduced rate of duty would be applicable to add you to the title.
Forum: Australia
May 22nd 2007, 3:45 pm
Replies: 17
Views: 1,719
Posted By Mark_Rigby

Re: Anyone know of mortgages in Oz similar to Virgin One ?

The MyRate loan looks quite good, like the no fees, but the rate seems a little high. You can get something that would work farily similar with ANZ directly at a 0.38% lower rate for an average loan...
Forum: Australia
May 22nd 2007, 3:36 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

A settlement agent or conveyancer is someone who specialises in the legal side of property transactions. There should be plenty listed in the yellow pages for the city you are in.
Forum: Australia
May 22nd 2007, 2:26 pm
Replies: 17
Views: 1,719
Posted By Mark_Rigby

Re: Anyone know of mortgages in Oz similar to Virgin One ?

Hi Westpac have a home loan called an Equity Access loan which can work similar to the Virgin One. It's basically a line of credit account, most banks have one in their product range. Ask about an...
Forum: Australia
May 22nd 2007, 2:20 pm
Replies: 15
Views: 1,560
Posted By Mark_Rigby

Re: First time buyer grant when one person isn't

Hi Seabird, a tricky question. But to try and help... A settlement agent would be able to help you in organising the change to the property ownership, through what is called a transfer of land...
Forum: The Barbie
May 20th 2007, 2:36 pm
Replies: 18
Views: 2,315
Posted By Mark_Rigby

Unhappy Re: British Beer Imports - Perth

Thanks for that, will try Freo next time. I really wanted John Smiths, but they had sold out - one can left!! Maybe because it was FA cup night? Although not quite the same in a bottle, the Bass...
Showing results 1 to 25 of 48
 
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