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Search: Posts Made By: lulu41
Showing results 1 to 25 of 74
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Forum: Spain
Jan 27th 2009, 6:57 pm
Replies: 14
Views: 2,439
Posted By lulu41

Re: Leaving Spain deeply sad

John & Kath we are with the Caja Murcia we have had a mortgage with them for 3 years now never missed a payment still havent however I will say they will help you if you go to them before any...
Forum: Spain
Jan 27th 2009, 6:34 pm
Replies: 14
Views: 2,439
Posted By lulu41

Re: Leaving Spain deeply sad

Hi everyone

thank you for all your warm messages this has touch my heart, the funny thing is if you have read my history messages... we both wanted to move back after 1 year of being here once we...
Forum: Spain
Jan 26th 2009, 10:11 pm
Replies: 14
Views: 2,439
Posted By lulu41

Leaving Spain deeply sad

Hi everyone

We leave this Thursday to return to the UK, I haven’t chatted much to you on here about it all, but we are deeply sad and I am totally heartbroken to have to leave my home, we have...
Forum: Spain
Jan 12th 2009, 4:48 am
Replies: 11
Views: 1,718
Posted By lulu41

Re: Anyone know a better route?

Hiya

We wont be selling our 4 x 4 but we will be selling our caravan when we get back, however that is English good old Baileys senator wyoming 2004 model twin axel only really used to come here...
Forum: Spain
Jan 11th 2009, 9:25 pm
Replies: 18
Views: 4,856
Posted By lulu41

Re: Spanish Mortgage Rates - Who is the Cheapest?

Hi there

We are with the Caja Murcia, their rates are being revised in February where we are, I have been told the drop would be about 2%, try asking them if they will extend the loan longer, or...
Forum: Spain
Jan 11th 2009, 9:19 pm
Replies: 16
Views: 2,022
Posted By lulu41

Re: where to sell our villa ???

Hi Father Ted

Sorry to hear of your worries, I know only to well as we are in the same boat:( we have been trying to sell ours since 2006, we paid a lot to have it built and pool, garage etc, we...
Forum: Spain
Jan 11th 2009, 7:35 am
Replies: 11
Views: 1,718
Posted By lulu41

Re: Anyone know a better route?

Hiya

Thanks for link, we have to leave the end of this month, and the Santader ferry doesnt operate until March the bilboa one doesnt take animals on board, so we have to go through France:frown:
Forum: Spain
Jan 10th 2009, 10:02 pm
Replies: 11
Views: 1,718
Posted By lulu41

Anyone know a better route?

Hi everyone

We are travelling through Spain from Murcia and across France to St Malo ferry point the end of this month, with animals a small child and a very large caravan in tow, can we avoid the...
Forum: Spain
Dec 17th 2008, 4:55 am
Replies: 48
Views: 5,485
Posted By lulu41

Re: lowratespanishmortgages

God the amount of mortgage brokers I used back in the UK, and hardly ever went ahead with deals, they can make 1500 quid a deal or more from a mortgage, that doesnt include insurance quotes,...
Forum: Spain
Dec 16th 2008, 12:39 am
Replies: 48
Views: 5,485
Posted By lulu41

Re: lowratespanishmortgages

The only money that should ever be parted with is a BANK valuation, that is always upfront and you can not get a mortgage without one, no other money should be parted with before you get an approved...
Forum: Spain
Nov 25th 2008, 9:27 pm
Replies: 48
Views: 5,485
Posted By lulu41

Re: lowratespanishmortgages

Nobody ever come to visit our property for a valuation or anything else, they took the money and then told us it was declined after 4 months of keeping us dangling on a string.... we used the so...
Forum: Spain
Nov 14th 2008, 5:10 am
Replies: 48
Views: 5,485
Posted By lulu41

Thumbs down Re: lowratespanishmortgages

We waited 4 months for them to tell us our house never came up to the valuation.... what valuation after they had our 600 euros, nobody ever come to value it, they say its done by an automated...
Forum: Spain
Nov 13th 2008, 11:24 pm
Replies: 48
Views: 5,485
Posted By lulu41

Re: lowratespanishmortgages

I am so glad I saw this post, please dont touch them (SNIP) they claim to do a so called automated valuation, well thats a load of C.AP they ripped us off big time, they wanted back in may 600 euros...
Forum: Spain
Nov 2nd 2008, 7:02 am
Replies: 9
Views: 1,139
Posted By lulu41

Re: Home Equity Release

Hi there

Are there Any companies in Spain that buy your property for cash, similar to the UK buy and rent back? or buy for less than its value? Be interested to know if there were.

Thanks
Forum: Spain
Jul 14th 2008, 9:59 am
Replies: 19
Views: 2,133
Posted By lulu41

Re: Leaving in a hurry, any ideas!

Yes I did in the end through choice though:thumbup:

Why because she was in distress as there was NO amniotic fluid left, she was born 2 weeks early, but I could of gone into labour induced I...
Forum: Spain
Jul 14th 2008, 6:28 am
Replies: 19
Views: 2,133
Posted By lulu41

Re: Leaving in a hurry, any ideas!

Exactly my setiments, maybe some have had a better time of it, but for us we didnt qualify for NHS in Spain, so it was all private from day 1, lets just say I think I was shipped to and from to about...
Forum: Spain
Jul 12th 2008, 10:01 pm
Replies: 19
Views: 2,133
Posted By lulu41

Re: Leaving in a hurry, any ideas!

Yes, it was in the end a last min decision, which sometimes I regret and other times I feel it was something I had to do at the time, I was getting panicked mainly to do with the maternity care for...
Forum: Spain
Jul 12th 2008, 9:13 pm
Replies: 19
Views: 2,133
Posted By lulu41

Re: Leaving in a hurry, any ideas!

Well

We travelled from Murcia to Santander last July it was mighty hot too, we towed a 26 Foot caravan, the animals were on board that you see, in cages for safety, they had biscuits and water...
Forum: Spain
Jul 12th 2008, 7:33 am
Replies: 19
Views: 2,133
Posted By lulu41

Re: Leaving in a hurry, any ideas!

try doing with 5 cats 1 dog, and an 8 months pregnant women:curse: myself of course, only stopped once, and even then it took us 15 hrs, BUT I fooled them enough to let me on board, HANG on it doesnt...
Forum: Moving back or to the UK
Jul 11th 2008, 10:02 pm
Replies: 50
Views: 6,526
Posted By lulu41

Re: mortgages on return to Uk

Renting is dead money to me, the best part about buying a property is, you can hang what you like on the wall, you can landscape the garden how you want it, paint the walls etc, can not do this in...
Forum: Moving back or to the UK
Jun 15th 2008, 4:24 am
Replies: 8
Views: 1,184
Posted By lulu41

Re: Lincolnshire where to avoid?

Hiya

Thank you for your input, will now give it a miss, someone told me once that Spalding and Bourne were nice areas, and Petersborough so maybe start looking more that way?

Thanks

lulu
Forum: Moving back or to the UK
Jun 14th 2008, 7:31 am
Replies: 8
Views: 1,184
Posted By lulu41

Lincolnshire where to avoid?

Hiya Everyone

Anyone shed any light on what areas to avoid in Lincolnshire:confused: only when your thinking of going there blind folded;) I think its better to know if any are alot worse than...
Forum: Moving back or to the UK
Jun 4th 2008, 9:58 am
Replies: 6
Views: 825
Posted By lulu41

Re: Somerset Anyone?

Hiya

My inlaws live in Yeovil, you cant go wrong for the shopping centre its got everything, I am sure you will like it, plenty to do and good schools too, good luck.
Forum: Moving back or to the UK
May 28th 2008, 1:06 am
Replies: 20
Views: 2,694
Posted By lulu41

Re: wanted to buy house in uk

What about Spain? we have a lovely villa we want to sale:sneaky: 3 bed 3 bath over an acre of land every mod con going.:thumbsup:
Forum: Republic of Ireland
May 28th 2008, 12:58 am
Replies: 66
Views: 16,264
Posted By lulu41

Re: I Miss Ireland sooooooo Much :(

Know exactly how you feel, been trying to sale our house for 2 years here in Spain, dropped the price to give away price still cant sale it, so depressed with all and worried, we have a 9 month old...
Showing results 1 to 25 of 74
 
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