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Search: Posts Made By: z0s0
Showing results 1 to 25 of 47
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Forum: Spain
May 12th 2014, 10:24 pm
Replies: 9
Views: 7,351
Posted By z0s0

Re: Tips wanted for TEFL teaching work in Palma de Mallorca

If that were true, it would most certainly contravene EU law.
Forum: Spain
May 12th 2014, 6:20 pm
Replies: 9
Views: 7,351
Posted By z0s0

Re: Tips wanted for TEFL teaching work in Palma de Mallorca

Native Spanish & Catalan speakers have an advantage over native English speakers in the English teaching market? That strikes me as more than a little odd.

In Barcelona last year I never met a...
Forum: Spain
Mar 11th 2014, 7:04 pm
Replies: 1
Views: 1,579
Posted By z0s0

Buying a car, non resident

Hi,

A friend and I are planning on buying a (fairly crappy, old-ish) car to participate in the Mongol Rally this year. Having spent quite a bit of time in Barcelona - and having a number of local...
Forum: Spain
Oct 7th 2013, 8:03 pm
Replies: 2
Views: 647
Posted By z0s0

Re: Shipping a few boxes BCN -> Australia?

Hmmm.. source? UPS et al quote more like 900€.

It really seems like there is no service available matching what we need; either expensive air freight for a few boxes, or "we pack your whole...
Forum: Spain
Oct 6th 2013, 8:27 pm
Replies: 2
Views: 647
Posted By z0s0

Shipping a few boxes BCN -> Australia?

We've accumulated a bit of stuff on our wanderings through Spain that we'd like to send back to Aus. Let's say ~85kg worth that we could fit in 4 large-ish boxes (61x48x44 seems to be a standard...
Forum: Spain
Apr 4th 2013, 3:28 am
Replies: 12
Views: 1,722
Posted By z0s0

Re: Use Of VISA - Dynamic Currency Conversion

I'd recommend you charge it back via your credit card company. You contracted a service to a specific EUR value, not a "similar" GBP value. They've made a charge that you didn't authorize.

I've...
Forum: Spain
Jan 25th 2013, 8:09 am
Replies: 43
Views: 8,331
Posted By z0s0

Re: Exchange rate with Currencies Direct

I'd be careful with this strategy.

The critical question is: Do you want to be a currency speculator? If not, I'd recommend just making regular transfers as needed so your "effective rate" over...
Forum: Spain
Jan 25th 2013, 4:51 am
Replies: 2
Views: 675
Posted By z0s0

Are autonomo charges a deductible expense?

i.e. do they reduce your taxable income for the year by the amount you've paid?

Thanks
Forum: Spain
Nov 25th 2012, 8:40 am
Replies: 4
Views: 1,105
Posted By z0s0

Re: Do you HAVE to get Residency in Spain to work?

(edit) oh you said "for over 3 months". Then yes you do have to.

Nice, easy to understand summary of EU law here:...
Forum: Spain
Oct 9th 2012, 7:41 am
Replies: 8
Views: 1,220
Posted By z0s0

Re: Working In Barcelona

Presumably he has dual nationality. I have both Aus and Brit passports. Quite common in the colonies, don't yer know!

I'm in Barcelona ATM, and many (most?) of the expats I meet here are working...
Forum: Spain
Jul 11th 2012, 6:47 am
Replies: 19
Views: 2,389
Posted By z0s0

Re: Civil residency - how to prove how many days...

Definitely República Checa... "every single shit any government come up with" sounds exactly like what a certain Czech woman I know would say ;-)
Forum: Spain
Jul 2nd 2012, 11:31 pm
Replies: 53
Views: 7,001
Posted By z0s0

Re: Moving to Valencia (NIE)

OK OK calm down ;-) It's an NIE. OK it's not green, it's white, but it definitely has a slight green tinge to it!
Forum: Spain
Jul 2nd 2012, 11:21 pm
Replies: 53
Views: 7,001
Posted By z0s0

Re: Moving to Valencia (NIE)

Just to add to some confusion, the NIE is now issued on a green, A4 sheet. At least, that's what I have at the moment. Well I think it's only an NIE - whatever it is it didn't require proof of...
Forum: Spain
Jun 30th 2012, 5:32 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Trust is of course a subjective matter of opinion, but the above can easily be assessed: What rate did they give you, and on what date?
Forum: Spain
Jun 30th 2012, 2:49 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

I do find it odd that people on this board seem to want to justify their decision to use a bank whilst ignoring the fact that the security it provides (real or imagined) comes at a premium.

If...
Forum: Spain
Jun 30th 2012, 2:42 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

I get a fantastic rate into EUR, thanks to OANDA. I don't have to accept that it costs more - because it doesn't.

And, frankly, I have more faith in their continued existence than most Spanish...
Forum: Spain
Jun 30th 2012, 1:49 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

You should always do your trades during hours when the FX markets are open. They will let you do it on weekends, but at significantly worse rates. So weekends = a bad idea.
Forum: Spain
Jun 29th 2012, 4:47 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

I just logged into my XEtrade account (which I never actually used once I saw their rates), and they seem to be about 1.26% worse than OANDAs offered rate. So at 5K that's equivalent to a £63 pound...
Forum: Spain
Jun 29th 2012, 3:33 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

I'm surprised there's so little in it, actually (0.5%). How did you do the quote? Log in to XETrade and start the transfer process?
Forum: Spain
Jun 29th 2012, 3:12 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Good news then! Sounds like it was regulatory issues they had then. I imagine being a "3rd party wire service" is a pretty big deal for a non-bank institution.
Forum: Spain
Jun 28th 2012, 9:04 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Annoying to say the least - no doubt it's regulatory headaches that they don't want to deal with.

I've fired off an email to them asking for comment. Would certainly be very inconvenient if they...
Forum: Spain
Jun 28th 2012, 8:55 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Sounds like they can no longer provide it to US domiciles. I'm not a US resident, so am evidently not affected. They're still advertising the service and accepting signups:...
Forum: Spain
Jun 28th 2012, 8:47 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

What an odd thing to write in your first post on these forums. I am a regular user of their service, and they are doing nothing of the sort.
Forum: Spain
Jun 21st 2012, 7:52 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Well.. if the sidebar app is showing accurate interbank rates (and it does sound about right), then you paid 4.3% of your transaction to the Post Office. It's a rather bad rate I'm afraid :unsure:
Forum: Spain
Jun 21st 2012, 6:44 am
Replies: 65
Views: 7,978
Posted By z0s0

Re: FX COMPANIES

Of course, it'd be far more fun to do a "if you show me yours, I'll show you mine" ;-)

OANDAs rates are public, and I can confirm they are exactly as shown in the link I gave previously.

I'd...
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