OVER 50's+ MOVING BACK TO THE UK - Part II
#7441
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
I take your point and will in future stop before it gets tiresome and direct them to the new thread I opened under MBTTUK - UK Pensions and Retirement Planning. All the answers are right there and as I mentioned some time before the directgov website is very well maintained so often it has been updated for info that some of us (assistants) might not have been aware of so better to go to the horse.
#7442
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Location: Back home now in my home town in England U.K. after 36 years in U.S. now retired and loving it,
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#7443
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
#7444
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
This Heathrow Travel Care information worries me, have any of our returning members experienced problems accessing NHS care?
http://www.heathrowtravelcare.co.uk/...k-from-abroad/
http://www.heathrowtravelcare.co.uk/...k-from-abroad/
#7445
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
The operation only takes about 10 minutes, in fact she was waiting for them to start and they told they had finished already.
#7446
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
Thank you both. DW is walking around and saying she can't believe the difference in her sight. Unfortunately for me she now sees the weeds in the garden which is not good for the one who has to get out there and start picking them up.
The operation only takes about 10 minutes, in fact she was waiting for them to start and they told they had finished already.
The operation only takes about 10 minutes, in fact she was waiting for them to start and they told they had finished already.
#7447
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
I don't think that prescriptions are covered under Medicare, however, we have a private supplementary prescription insurance, which we have to pay for separately, to cover prescriptions but they only cover a certain amount. Sort of like the pea under the shell game.
To refresh your memory. When you get your Social Security they take out of it Medicare insurance (part A or Part B) to cover hospital stays or doctors visits.
Example, your doctor or hospital charges medicare $1000 but medicare only allows say $800. Medicare pays I think 80% of the $800 so that would leave 20% for me to pay, $160. I then have a supplemental insurance through AARP and they pick up the remaining $160.
This is the same way with prescriptions. I have insurance for prescriptions and I pay $39 per month but as I said they only cover so much and I have to pay out of pocket what the insurance doesn't pay. My DW also pays the same amount each month and we had to pay $110 for the eye drops that the insurance didn't cover. They paid part but not all of the cost, I hope that is clear. I hate to think how much the drugs/drops would cost without the insurance.
Supposedly if I moved back home to England I wouldn't have to pay for all this insurance and deductibles, that is until they become more modern in the UK and Americanize the British National Health System. Sarcasm
intended!
Rodney you may check to see if they are are deducting from your Social Security for Medicare insurance. If they are you can cancel it and get more money on your check.
#7448
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
Sorry about that.
I don't think that prescriptions are covered under Medicare, however, we have a private supplementary prescription insurance, which we have to pay for separately, to cover prescriptions but they only cover a certain amount. Sort of like the pea under the shell game.
To refresh your memory. When you get your Social Security they take out of it Medicare insurance (part A or Part B) to cover hospital stays or doctors visits.
Example, your doctor or hospital charges medicare $1000 but medicare only allows say $800. Medicare pays I think 80% of the $800 so that would leave 20% for me to pay, $160. I then have a supplemental insurance through AARP and they pick up the remaining $160.
This is the same way with prescriptions. I have insurance for prescriptions and I pay $39 per month but as I said they only cover so much and I have to pay out of pocket what the insurance doesn't pay. My DW also pays the same amount each month and we had to pay $110 for the eye drops that the insurance didn't cover. They paid part but not all of the cost, I hope that is clear. I hate to think how much the drugs/drops would cost without the insurance.
Supposedly if I moved back home to England I wouldn't have to pay for all this insurance and deductibles, that is until they become more modern in the UK and Americanize the British National Health System. Sarcasm
intended!
Rodney you may check to see if they are are deducting from your Social Security for Medicare insurance. If they are you can cancel it and get more money on your check.
I don't think that prescriptions are covered under Medicare, however, we have a private supplementary prescription insurance, which we have to pay for separately, to cover prescriptions but they only cover a certain amount. Sort of like the pea under the shell game.
To refresh your memory. When you get your Social Security they take out of it Medicare insurance (part A or Part B) to cover hospital stays or doctors visits.
Example, your doctor or hospital charges medicare $1000 but medicare only allows say $800. Medicare pays I think 80% of the $800 so that would leave 20% for me to pay, $160. I then have a supplemental insurance through AARP and they pick up the remaining $160.
This is the same way with prescriptions. I have insurance for prescriptions and I pay $39 per month but as I said they only cover so much and I have to pay out of pocket what the insurance doesn't pay. My DW also pays the same amount each month and we had to pay $110 for the eye drops that the insurance didn't cover. They paid part but not all of the cost, I hope that is clear. I hate to think how much the drugs/drops would cost without the insurance.
Supposedly if I moved back home to England I wouldn't have to pay for all this insurance and deductibles, that is until they become more modern in the UK and Americanize the British National Health System. Sarcasm
intended!
Rodney you may check to see if they are are deducting from your Social Security for Medicare insurance. If they are you can cancel it and get more money on your check.
5 months before I left the U.S. I turned 65 and so when S.S. sent me the papers to enrol in Medicare I phoned them up to tell them that I was moving to England so I do not need to pay for medicare, and they told me to Just send the card back and check the box that says hospital coverage only, they explained that part is free, and so I did and they sent me my medicare card which says clearly on there hospital only, ---- so to answer your question I get no deduction for medicare from my social security benefits.
Yes of course your right cheers those drops would have cost you nothing over here under the NHS,
Last edited by jasper123; Jun 10th 2011 at 10:30 pm. Reason: add word
#7449
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
I suppose it depends on circumstances. I would imagine that a lot of people pretend to be returning for long term residency, solely to receive free medical treatment.
Last edited by aries; Jun 12th 2011 at 1:20 am.
#7450
Re: OVER 50's+ MOVING BACK TO THE UK - Part II
#7452
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
Celticspirit....Will do.
#7453
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II
#7454
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Re: OVER 50's+ MOVING BACK TO THE UK - Part II