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Mortgages, being unemployed, etc, etc, etc ..(Split from national healthcare thread)

Mortgages, being unemployed, etc, etc, etc ..(Split from national healthcare thread)

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Old Aug 12th 2009, 7:54 pm
  #61  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by AmerLisa
Ok, you win Ash....
Not about winning, the facts are the facts. Google it.
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Old Aug 12th 2009, 7:56 pm
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Sally Redux
Your initial statement was that you betted on someone losing their house in Thydney's situation in the UK. Clearly you did not, however, know about the safeguards against this.
Where did it say that I knew about the mortgage being paid? Where did it say that I knew? Betting that a person who is ill will lose their job, eventually and also not be able to meet their other obligations is a pretty fair statement. Did I say I knew about this mortgage program?
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Old Aug 12th 2009, 7:58 pm
  #63  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Ash UK/US
Not about winning, the facts are the facts. Google it.
Don't have to....your telling me its a fact.....and I believe everything I read.
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Old Aug 12th 2009, 7:59 pm
  #64  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by AmerLisa
Where did it say that I knew about the mortgage being paid? Where did it say that I knew? Betting that a person who is ill will lose their job, eventually and also not be able to meet their other obligations is a pretty fair statement. Did I say I knew about this mortgage program?
Are you wilfully misunderstanding me? My whole point was that you made a statement betting that a British person would lose their house if they could not meet their mortgage payments, but you didn't actually know what you were talking about. Now you're thrashing around instead of gracefully admitting you DIDN'T KNOW.
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Old Aug 12th 2009, 8:00 pm
  #65  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by AmerLisa
Ah I see. Well that makes sense. Something like my grandmother's property tax not being paid until after her house is sold. Also things are done on her house and will likewise be repaid after the house is sold. Certainly the government will recoup some of the money being put out.
Ok Lisa....I give up, I was trying to be patient and keep the thread informative, but you obviously don't feel like you can give even an inch to the UK for it's obviosly better health/services benefits than the US...If in the case of someone like JG's parents, the help is given for 22+ years, obviously the Gov't will need to recoup some of that money, you make it sound like they are giving with one hand and taking with the other It is in effect the Gov't that owns that house, like a landlord.

Unless the house sells for more than they are owed.
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Old Aug 12th 2009, 8:00 pm
  #66  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by AmerLisa
Don't have to....your telling me its a fact.....and I believe everything I read.
Great for you
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Old Aug 12th 2009, 8:01 pm
  #67  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by AmerLisa
Ah I see. Well that makes sense. Something like my grandmother's property tax not being paid until after her house is sold. Also things are done on her house and will likewise be repaid after the house is sold. Certainly the government will recoup some of the money being put out.
No we do not have to repay anything but the initial loan which was about 15K.

I don't think you grasp the concept Lisa. Elderley and sick people in the UK are looked after by the SS and NHS...it's got nothing to do with property taxes or paying back.
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Old Aug 12th 2009, 8:02 pm
  #68  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Jerseygirl
No we do not have to repay anything but the initial loan which was about 15K.
Even better
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Old Aug 12th 2009, 8:03 pm
  #69  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Bradford Lass
If you are scared of socialism then write to your congressman to demand that the military is privatised immediately.
Not to mention Police, fire, library, post office and coast guard
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Old Aug 12th 2009, 8:10 pm
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Ash UK/US
Not to mention Police, fire, library, post office and coast guard
Don't forget the socialist sidewalks in most places

Last edited by Giantaxe; Aug 12th 2009 at 8:16 pm.
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Old Aug 12th 2009, 8:56 pm
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Jeez..Well at least I learned something new about the program that the UK gov't will pay interest only on the mortgage to keep people from losing their homes. Out of curiosity, how do the banks feel about this? If a person is chronically ill, and the gov't is only paying interest only on a mortgage (up to a certain amount?), how does the mortgage lender handle that? Is the loan effectively sold to the gov't as the lien holder? How would a bank make money off the loan in a situation like that? Or is the bank just shit out of luck on a loan if a person gets that ill?
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Old Aug 12th 2009, 9:13 pm
  #72  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Jerseygirl
No we do not have to repay anything but the initial loan which was about 15K.

I don't think you grasp the concept Lisa. Elderley and sick people in the UK are looked after by the SS and NHS...it's got nothing to do with property taxes or paying back.
Yes, JG, I know that. My similarity was that my grandmother can remain in her own home and not have to pay property taxes until her home is sold. She pays her mortgage payments from her retirement checks from social security. This is really getting bigger then it needs to be.

I really wasn't comparing elderly care here or there....it was just a similarity that I posted. Why does it always have to be a big event? What is the problem with grasping the smaller point?
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Old Aug 12th 2009, 9:18 pm
  #73  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by sunflwrgrl13
Jeez..Well at least I learned something new about the program that the UK gov't will pay interest only on the mortgage to keep people from losing their homes. Out of curiosity, how do the banks feel about this? If a person is chronically ill, and the gov't is only paying interest only on a mortgage (up to a certain amount?), how does the mortgage lender handle that? Is the loan effectively sold to the gov't as the lien holder? How would a bank make money off the loan in a situation like that? Or is the bank just shit out of luck on a loan if a person gets that ill?
Well that was pretty much what I was wondering..... but god forbid I ask the question....
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Old Aug 12th 2009, 9:22 pm
  #74  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by Englishtart
Ok Lisa....I give up, I was trying to be patient and keep the thread informative, but you obviously don't feel like you can give even an inch to the UK for it's obviosly better health/services benefits than the US...If in the case of someone like JG's parents, the help is given for 22+ years, obviously the Gov't will need to recoup some of that money, you make it sound like they are giving with one hand and taking with the other It is in effect the Gov't that owns that house, like a landlord.

Unless the house sells for more than they are owed.
I'm sorry you couldn't understand what I was posting. Quite frankly it is hard for Americans to understand how the government would pay mortgages for years on end. To clarify it and tell me the government in the end "owns" the house makes more sense to me. But after reading Sunflower's post, those would be my next questions I'd ask....what happens to the mortgage company?

And this isn't about which country is better or not. I've lived in both countries and I would say one isn't necessarily better then the other. I could move back to the UK tomorrow and find as much not right over there. Different scenarios to be sure.
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Old Aug 12th 2009, 9:23 pm
  #75  
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Default Re: Confused Yankee wants the truth on uks example of a national health care.

Originally Posted by ironporer
And no, I do not watch Fox news, or Listen to Limbaugh, Hannity or Beck for more than 5 minutes a day...and yes I do think that the others (CNN, ABC, CBS, NBC etc) are as biased toward the left on most issues as Fox, Limbaugh etc are to the right. But at least those admit that they are biased to the right
really? the last time I saw Fox news they were still peddling that "Fair and Balanced" nonsense
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