British Expats

British Expats (https://britishexpats.com/forum/)
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-   -   Mortgages, being unemployed, etc, etc, etc ..(Split from national healthcare thread) (https://britishexpats.com/forum/rovers-return-111/mortgages-being-unemployed-etc-etc-etc-split-national-healthcare-thread-625284/)

Sally Redux Aug 12th 2009 6:14 pm

Mortgages, being unemployed, etc, etc, etc ..(Split from national healthcare thread)
 

Originally Posted by Thydney (Post 7836936)
You would never lose your house to pay for medical stuff. You also have some legal rights to your job whilst you are sick and you would get sick pay from the state and free medicines etc

When I was in teaching you could get retirement at any age on ill health grounds, it would keep the wolf from the door.

Jerseygirl Aug 12th 2009 6:16 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836913)
I'm betting that it can be done in the UK as well.....the plus side is you don't have to worry about insurance. However, you do still have to worry about your other obligations should you lose a job because your ill. My husband's company did have a very good sick leave in the UK - much, much better then here. However, the companies that I worked for over there did not. I would have been out of luck.

In saying that, our neighbor just went back to work at his company and same position after being off work for 9 months and being paid disability. He has a union job, so perhaps that makes a difference.

Don't be daft how can you possibly lose your house in the UK to pay for healthcare?:rolleyes:


Originally Posted by AmerLisa (Post 7836940)
Yes I know you would get sick pay and free medicines.....but certainly if you can't make your monthly mortgage, nor pay car payments, etc.....you're not going to be in a very good situation. Regardless if your sick or not.

What's losing your car/house when you're unemployed got to do with this thread? Come on now you really are grasping at straws.

BTW many don't...the mortgage is paid for by the UK social services.

Thydney Aug 12th 2009 6:26 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836940)
Yes I know you would get sick pay and free medicines.....but certainly if you can't make your monthly mortgage, nor pay car payments, etc.....you're not going to be in a very good situation. Regardless if your sick or not.

but you can still get benefits to cover the mortgage

Jerseygirl Aug 12th 2009 6:28 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Thydney (Post 7836967)
but you can still get benefits to cover the mortgage

Exactly Thyd and in some cases car payments.

AmerLisa Aug 12th 2009 6:29 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Jerseygirl (Post 7836948)
Don't be daft how can you possibly lose your house in the UK to pay for healthcare?:rolleyes:


Don't be silly JG....I didn't say anything about paying for healthcare, I said if you were sick and had to have an extended time off of work. :rolleyes:

AmerLisa Aug 12th 2009 6:30 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Thydney (Post 7836967)
but you can still get benefits to cover the mortgage

You can get that here as well, along with benefits to cover car payments, credit card payments.....

Sally Redux Aug 12th 2009 6:31 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836977)
Don't be silly JG....I didn't say anything about paying for healthcare, I said if you were sick and had to have an extended time off of work. :rolleyes:

You said you were betting Thydney's situation could happen in the UK too - which I don't think it would.

Giantaxe Aug 12th 2009 6:31 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Thydney (Post 7836967)
but you can still get benefits to cover the mortgage

Mortgage interest to be precise. But the basic point is that the difference between the two countries is that in the UK, you are extremely unlikely to have to worry about a medical bill-related bankruptcy, something that is the commonest cause of personal bankruptcy in the US.

AmerLisa Aug 12th 2009 6:31 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Jerseygirl (Post 7836948)



What's losing your car/house when you're unemployed got to do with this thread? Come on now you really are grasping at straws.

BTW many don't...the mortgage is paid for by the UK social services.

I'm NOT grasping at straws, JG. I was commenting on what Thyd wrote.....

AmerLisa Aug 12th 2009 6:32 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Sally Redux (Post 7836985)
You said you were betting Thydney's situation could happen in the UK too - which I don't think it would.

that someone could lose their house because they were off from work? sure it could....and that's exactly what I meant.

Actually going back and looking at what Thyd wrote, it was that an employer could sack you if you were ill from work..... And my comment was that it can be done in the UK as well. Which would lead to problems meeting your other obligations....

Jerseygirl Aug 12th 2009 6:33 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836977)
Don't be silly JG....I didn't say anything about paying for healthcare, I said if you were sick and had to have an extended time off of work. :rolleyes:

What Sally said below.


Originally Posted by Sally Redux (Post 7836985)
You said you were betting Thydney's situation could happen in the UK too - which I don't think it would.

Exactly

Originally Posted by AmerLisa (Post 7836988)
I'm NOT grasping at straws, JG. I was commenting on what Thyd wrote.....


Yes you are...you are making the most outrageous comments to diss the UK.


Originally Posted by AmerLisa (Post 7836993)
that someone could lose their house because they were off from work? sure it could....and that's exactly what I meant.


Again they wouldn't...if they couldn't come to some agreement with the mortgage company...in most cases the SS will pay the mortgage.

Sally Redux Aug 12th 2009 6:36 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836993)
that someone could lose their house because they were off from work? sure it could....and that's exactly what I meant.

Off from work for what reason?

AmerLisa Aug 12th 2009 6:37 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Jerseygirl (Post 7836997)
What Sally said below.



Exactly



Yes you are...you are making the most outrageous comments to diss the UK.

I'm not doing any such thing - and I'm pretty annoyed you are suggesting that. The fact that I disagree doesn't mean I'm dissing anything or anybody, JG. You need to get off that bandwagon.....especially being a moderator. Its pretty rude. See my above post where I AGAIN explained what I meant. :rolleyes:

Giantaxe Aug 12th 2009 6:37 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by AmerLisa (Post 7836993)
that someone could lose their house because they were off from work? sure it could....and that's exactly what I meant.

Actually going back and looking at what Thyd wrote, it was that an employer could sack you if you were ill from work..... And my comment was that it can be done in the UK as well. Which would lead to problems meeting your other obligations....

Let's make this really simple for you... do you agree or disagree with Thydney's statetment about the UK?


Originally Posted by Thydney
You would never lose your house to pay for medical stuff.


AmerLisa Aug 12th 2009 6:38 pm

Re: Confused Yankee wants the truth on uks example of a national health care.
 

Originally Posted by Sally Redux (Post 7837002)
Off from work for what reason?

If someone was off work for an extended length of time in the UK, they too could lose their job. Certainly jobs aren't extended to people for life, are they?


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