Short term health insurance
#1
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Joined: Oct 2013
Location: Raleigh, North Carolina
Posts: 52
Short term health insurance
Hi! Any suggestions for short term medical insurance for my son-in-law who is arriving on a CR 1 visa with my daughter at the end of April? She is a returning US citizen and will have a Blue Cross Blue Shield plan in place when she arrives. But BCBS says they can't insure her husband until he has proof of residence, in the form of his Social Security number, a drivers license, or a lease and a bill in his name. It's not enough for them that he has a visa, and will be issued a temporary green card at his POE. Of course he will apply for his SS number the day after he arrives, but in the few days before he receives his number, I don't want him to be uninsured. I was thinking of just the same kind of travel medical insurance that we have bought when he has come to visit, but I wondered if anyone else had any other ideas or could tell me what they have done when they or their partner/spouse moved over? Thanks!
#2
Re: Short term health insurance
Hi! Any suggestions for short term medical insurance for my son-in-law who is arriving on a CR 1 visa with my daughter at the end of April? She is a returning US citizen and will have a Blue Cross Blue Shield plan in place when she arrives. But BCBS says they can't insure her husband until he has proof of residence, in the form of his Social Security number, a drivers license, or a lease and a bill in his name. It's not enough for them that he has a visa, and will be issued a temporary green card at his POE. Of course he will apply for his SS number the day after he arrives, but in the few days before he receives his number, I don't want him to be uninsured. I was thinking of just the same kind of travel medical insurance that we have bought when he has come to visit, but I wondered if anyone else had any other ideas or could tell me what they have done when they or their partner/spouse moved over? Thanks!
If you google immigrant health insurance you can do a bit of research yourself and find something you're happy with
#3
Re: Short term health insurance
Trust me; it'll take more then 'a few days' to get his SSN and green card. 3-5 weeks for the SSN is a more reasonable timeframe
#4
Re: Short term health insurance
The card, perhaps, but the number can (could?) be obtained from an SS office after less than a week. The green card may take around six weeks to come through.
#6
Re: Short term health insurance
#7
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Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: Short term health insurance
Hi! Any suggestions for short term medical insurance for my son-in-law who is arriving on a CR 1 visa with my daughter at the end of April? She is a returning US citizen and will have a Blue Cross Blue Shield plan in place when she arrives. But BCBS says they can't insure her husband until he has proof of residence, in the form of his Social Security number, a drivers license, or a lease and a bill in his name. It's not enough for them that he has a visa, and will be issued a temporary green card at his POE. Of course he will apply for his SS number the day after he arrives, but in the few days before he receives his number, I don't want him to be uninsured. I was thinking of just the same kind of travel medical insurance that we have bought when he has come to visit, but I wondered if anyone else had any other ideas or could tell me what they have done when they or their partner/spouse moved over? Thanks!
If things happen correctly at the border (and, I think, the "issue SS" box is ticked on one of those forms) then his SS number will be available in just a couple of business days (I arrived on a Thursday and the number was issued on the Monday). However, as others have said, he doesn't want to trigger a verification which sets things back by weeks. He just needs to ask if he has a number - not to do anything if it doesn't yet, at least not in the first few weeks.
#8
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Joined: Aug 2013
Location: Athens GA
Posts: 2,134
Re: Short term health insurance
Hi! Any suggestions for short term medical insurance for my son-in-law who is arriving on a CR 1 visa with my daughter at the end of April? She is a returning US citizen and will have a Blue Cross Blue Shield plan in place when she arrives. But BCBS says they can't insure her husband until he has proof of residence, in the form of his Social Security number, a drivers license, or a lease and a bill in his name. It's not enough for them that he has a visa, and will be issued a temporary green card at his POE. Of course he will apply for his SS number the day after he arrives, but in the few days before he receives his number, I don't want him to be uninsured. I was thinking of just the same kind of travel medical insurance that we have bought when he has come to visit, but I wondered if anyone else had any other ideas or could tell me what they have done when they or their partner/spouse moved over? Thanks!
#9
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Thread Starter
Joined: Oct 2013
Location: Raleigh, North Carolina
Posts: 52
Re: Short term health insurance
Thanks, all, for some really good suggestions. I, too wondered about the BCBS rep, if maybe she misunderstood. It seems pretty obvious that if he has his "green card" issued at the border, he is then a legal permanent resident. You would think that should be enough for them! I plan to call another agent tomorrow.
Especially grateful for the advice regarding the SS number. I would have had him heading over there in the first couple of days, but I think we may hold off for the first week, and then go inquire as to whether he hads one or not. But as you said, not trigger a verification.
I will definitely find some kind of insurance for him - way too risky without. I'll check out the Wiki link! Thanks so much! Will let you know what we find!
Especially grateful for the advice regarding the SS number. I would have had him heading over there in the first couple of days, but I think we may hold off for the first week, and then go inquire as to whether he hads one or not. But as you said, not trigger a verification.
I will definitely find some kind of insurance for him - way too risky without. I'll check out the Wiki link! Thanks so much! Will let you know what we find!
#10
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Joined: Jan 2008
Location: Jacksonville, FL
Posts: 179
Re: Short term health insurance
Google "Patriot America" They provide Health Insurance plans for new immigrants. Not expensive either.
#11
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Location: Temecula, CA
Posts: 4,759
Re: Short term health insurance
Blue Shield [California?] used to have a 6-month residency requirement. No idea if they still do.