Joint Accounts
Aug 10th 2005, 6:58 pm
#76
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by Lottie
Thought she would only need his SSN....
Aug 10th 2005, 7:04 pm
#77
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by fatbrit
Think she meant both your credit reports. There is no such thing as a joint one.
I've checked and Maine is NOT a community property state. This means two things: he doesn't have to be as anal as he's being over his "separate property" (meaning: he is being very controlling and abusive) BUT you are not responsible for debt incurred in his name.
IF, however, there is debt incurred in both of your names, then you are responsible. Your own credit report should tell you whether you are a co-obligee on the debt. However, was it me, I'd get his. DOB, SSN, name, address....
One warning, though: if he were to look at his report later, it would show the date that "he" (you) accessed it. The same holds for you though: if you get your own, then if he's checked up on you, it will show.
Aug 10th 2005, 7:07 pm
#78
WTF?
Joined: Aug 2003
Location: Homeostasis
Posts: 79,367
Re: Joint Accounts
Originally Posted by snowbunny
Yes. I would get one, Sibsie, over the Internet. You need only his SSN.
I've checked and Maine is NOT a community property state. This means two things: he doesn't have to be as anal as he's being over his "separate property" (meaning: he is being very controlling and abusive) BUT you are not responsible for debt incurred in his name.
IF, however, there is debt incurred in both of your names, then you are responsible. Your own credit report should tell you whether you are a co-obligee on the debt. However, was it me, I'd get his. DOB, SSN, name, address....
One warning, though: if he were to look at his report later, it would show the date that "he" (you) accessed it. The same holds for you though: if you get your own, then if he's checked up on you, it will show.
I've checked and Maine is NOT a community property state. This means two things: he doesn't have to be as anal as he's being over his "separate property" (meaning: he is being very controlling and abusive) BUT you are not responsible for debt incurred in his name.
IF, however, there is debt incurred in both of your names, then you are responsible. Your own credit report should tell you whether you are a co-obligee on the debt. However, was it me, I'd get his. DOB, SSN, name, address....
One warning, though: if he were to look at his report later, it would show the date that "he" (you) accessed it. The same holds for you though: if you get your own, then if he's checked up on you, it will show.
Maine = ME
Massachusettes = MA
Aug 10th 2005, 7:11 pm
#79
Septicity
Joined: May 2004
Posts: 23,762
Re: Joint Accounts
Community property states are Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin. In Alaska, spouses can sign an agreement making specific assets community property.
Aug 10th 2005, 7:14 pm
#80
Guest
Posts: n/a
Re: Joint Accounts
Originally Posted by Lion in Winter
Sibsie, when someone (him) is in an irrational state, there are no "good arguments". Answer one thing, and they will just change the terms of the argument on you. Believe me, I know whereof I speak.
With your level of doubt about the viability of your marriage - and with very good reason from what you've said - a) don't give him your money and b) prepare your exit plan in case you need one in a hurry.
If you want to talk it out - well here we all are. The man definitely sounds as though he has some sort of severe psychological issue. This is a)not your fault b)not your responsibility and c) is something you need to protect yourself from.
Sounds so easy when I say it like that, doesn't it. I know it isn't, believe me.
With your level of doubt about the viability of your marriage - and with very good reason from what you've said - a) don't give him your money and b) prepare your exit plan in case you need one in a hurry.
If you want to talk it out - well here we all are. The man definitely sounds as though he has some sort of severe psychological issue. This is a)not your fault b)not your responsibility and c) is something you need to protect yourself from.
Sounds so easy when I say it like that, doesn't it. I know it isn't, believe me.
http://www.ocfoundation.org/ocf1010a.htm
Aug 10th 2005, 7:16 pm
#81
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by Leslie66
She's not in Maine.
Maine = ME
Massachusettes = MA
Maine = ME
Massachusettes = MA
All of the community property states are west of the Mississippi save Wisconsin.
Aug 10th 2005, 8:34 pm
#82
Forum Regular
Joined: Mar 2005
Location: Mass.
Posts: 224
Re: Joint Accounts
Originally Posted by sibsie
The lease was in my name alone when we were renting and the plan was that we buy the place we were in at the time. He was chipping in with bills (electricity etc.,) Halfway through sorting it all out and when the lease was coming to an end, he decided that we had to move back to his place at the farm. When I moved out here it was on the understanding that we get a place of our own and not be living in the basement with the MIL upstairs.
Anyway, thanks for the support everyone. I'm sure I'll get it sorted out with my ideal being that I manage to fix something up when I go back to London for a visit next month.
Anyway, thanks for the support everyone. I'm sure I'll get it sorted out with my ideal being that I manage to fix something up when I go back to London for a visit next month.
Aug 10th 2005, 8:39 pm
#83
Guest
Posts: n/a
Re: Joint Accounts
Originally Posted by silvermine
become a US citizen... NOW!
Aug 10th 2005, 8:41 pm
#84
WTF?
Joined: Aug 2003
Location: Homeostasis
Posts: 79,367
Re: Joint Accounts
Originally Posted by ImHere
Um she can't unless she's been permanent resident through marriage for 3 years or more.
Aug 10th 2005, 9:23 pm
#85
Account Closed
Joined: Jul 2003
Posts: 853
Re: Joint Accounts
Hi Sibsie 
Been away and have just read through this string . Yours is a dreadful situation and I do sympathise fully. I can't add anything better than has already been said by the great folk on this forum, but just want to add my wishes that you will be able to work things out in the best way for YOU!
I think you're doing exactly the right thing in planning to go - I hope you do it sooner rather than later.
Been away and have just read through this string . Yours is a dreadful situation and I do sympathise fully. I can't add anything better than has already been said by the great folk on this forum, but just want to add my wishes that you will be able to work things out in the best way for YOU!
I think you're doing exactly the right thing in planning to go - I hope you do it sooner rather than later.
Aug 10th 2005, 10:00 pm
#86
Guest
Posts: n/a
Re: Joint Accounts
Originally Posted by Leslie66
Besides, who says she even wants to?
Aug 10th 2005, 10:31 pm
#87
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by ImHere
I get the feeling from her posts that right now London is where she really wants to be, without some power crazed loon insisting the towels are folded just so.... Screw it Im mad now thinking about it...lets have an ex-pats trip to Rockport and square a few things with this dude.
Aug 10th 2005, 10:35 pm
#88
Joined: Mar 2003
Posts: 68,280
Re: Joint Accounts
The whole situation just saddens me ......
Aug 10th 2005, 10:39 pm
#89
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by ImHere
Um she can't unless she's been permanent resident through marriage for 3 years or more.
There is no minimum residency requirement. "Psychological abuse" is mentioned, though not well defined. Proof that returning to the person's native country would result in "extreme hardship" is required. I don't know that a return to the UK would result in "extreme hardship."
Aug 10th 2005, 10:40 pm
#90
Lapine Member
Joined: Nov 2004
Location: Austin, Texas in my own little world
Posts: 21,691
Re: Joint Accounts
Originally Posted by Ray
The whole situation just saddens me ......