Joint Accounts
Aug 9th 2005, 9:47 pm
#1
C.G.D.S
Thread Starter
Joined: Nov 2003
Location: Ireland--->London--->Spain--->Rockport, MA
Posts: 3,353
Joint Accounts
Mr Sibsie and I are having this "thing" over joint accounts. At the moment our finances are separate. I have a monthly income which goes into my account and his salary goes into his. We don't have a mortgage for me to contribute as the house is his outright and in some trust thing in his name alone.
I have some savings in Euros which Mr Sibsie wants to put into a joint $ account but I'm for various reasons, I'm not keen on bringing it over here. I have no prob in making him a beneficiary on my accounts but he's adamant that my money has to be in joint names. Suffice to say it's causing some tension! :scared:
Do you all bother with joint accounts for everything?
I have some savings in Euros which Mr Sibsie wants to put into a joint $ account but I'm for various reasons, I'm not keen on bringing it over here. I have no prob in making him a beneficiary on my accounts but he's adamant that my money has to be in joint names. Suffice to say it's causing some tension! :scared:
Do you all bother with joint accounts for everything?
Aug 9th 2005, 9:56 pm
#2
You Are All Diseased
Joined: Feb 2004
Location: Farnham, UK
Posts: 4,511
Re: Joint Accounts
Originally Posted by sibsie
Do you all bother with joint accounts for everything?
The only thing in joint names are life insurance, health insurance, motor insurance and the telephone account.
At the end of the day, what difference does it make?? It may help USCIS when it comes to proving you live together but it's not that important.
If both of you are working, I don't see what the problem is.
Aug 9th 2005, 9:58 pm
#3
C.G.D.S
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Location: Ireland--->London--->Spain--->Rockport, MA
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Re: Joint Accounts
Originally Posted by rincewind
At the end of the day, what difference does it make??
Aug 9th 2005, 10:02 pm
#4
You Are All Diseased
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Location: Farnham, UK
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Re: Joint Accounts
Originally Posted by sibsie
That was my argument. The house is his and will stay that way. The boat is his and will stay that way but he's saying that I put my money into joint names or I go **** myself!
Hmmm....then I would suggest you do just that.
Sounds to me like someone is after a bit of extra cash. If it's put like that, I wouldn't do it as you may end up paying for someone else's spending habits.
Aug 9th 2005, 10:04 pm
#5
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Re: Joint Accounts
We have joint checking, mortgage, pretty much everything apart from my rainy day account which hubbie is not aware of.
Aug 9th 2005, 10:04 pm
#6
Joined: Jun 2005
Posts: 30,102
Re: Joint Accounts
Originally Posted by LeedsGirl
We have joint checking, mortgage, pretty much everything apart from my rainy day account which hubbie is not aware of.
Aug 9th 2005, 10:07 pm
#7
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Re: Joint Accounts
Originally Posted by gruffbrown
He is now
Hubbie not computer savvy, although daughter is teaching him, so for now rainy day account is still secret
Aug 9th 2005, 10:12 pm
#8
Return of bouncing girl!
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Location: The Fourth Reich
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Re: Joint Accounts
Originally Posted by sibsie
That was my argument. The house is his and will stay that way. The boat is his and will stay that way but he's saying that I put my money into joint names or I go **** myself!
If the latter, I'd present him with a ten foot barge pole and tell him precisely what he can do with it.
Aug 9th 2005, 10:13 pm
#9
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Re: Joint Accounts
Originally Posted by LeedsGirl
We have joint checking, mortgage, pretty much everything apart from my rainy day account which hubbie is not aware of.
How much is that little nugget of information worth to you?
Aug 9th 2005, 10:14 pm
#10
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Re: Joint Accounts
Originally Posted by Wintersong
If the latter, I'd present him with a ten foot barge pole and tell him precisely what he can do with it.
Isn't that how you got pregnant
Aug 9th 2005, 10:14 pm
#11
Open All Hours!
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Re: Joint Accounts
Originally Posted by Wintersong
*cough*
How much is that little nugget of information worth to you?
How much is that little nugget of information worth to you?
Babysitting Services for free
Aug 9th 2005, 10:17 pm
#12
Return of bouncing girl!
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Re: Joint Accounts
Originally Posted by LeedsGirl
Isn't that how you got pregnant
I'm just interested in how you know about it...
Aug 9th 2005, 10:18 pm
#13
Return of bouncing girl!
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Re: Joint Accounts
Originally Posted by LeedsGirl
Babysitting Services for free
Aug 9th 2005, 10:19 pm
#14
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Re: Joint Accounts
Originally Posted by Wintersong
It's a bit difficult to get pregnant by being shafted up the rear with a 10 foot pole, but the similarities between it and my husband's anatomy are striking, I'll admit.
I'm just interested in how you know about it...
I'm just interested in how you know about it...
Aug 9th 2005, 10:20 pm
#15
C.G.D.S
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Location: Ireland--->London--->Spain--->Rockport, MA
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Re: Joint Accounts
Originally Posted by Wintersong
Is he willing to dissolve both of your individual accounts and open up one joint account, with both of your salaries paid into it, or does he want just your savings in the joint account?
