Originally Posted by angelman

...
This is because pregnancy is a pre existing condition which is not covered it seems. I have to say it had not even occurred to me before reading this forum that pregnancy would not be covered!
There is no way we can afford to have this baby uninsured.

Originally Posted by angelman

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England is looking like a very favourable option right now!

Originally Posted by angelman

So the latest update on this farce is that my wife can NOT be covered at all unless she quits her job.
This is because pregnancy is a pre existing condition which is not covered it seems. I have to say it had not even occurred to me before reading this forum that pregnancy would not be covered!
There is no way we can afford to have this baby uninsured.
So now she has to quit her excellent job that she has spent years and years and thousands of dollars training for, a job that she is really excellent at just so she can be insured by my people.
England is looking like a very favourable option right now!

Originally Posted by Bob

It's a bugger ain't it.

where the missus use to work, the insurance wouldn't cover cost of birth control pills, but would cover abortions...and unless you had the managerial/5+ year work insurance, babies wouldn't be covered except for the birth and 6 hours in hospital, at that....It wasn't that crap when she started, but it became that way in the merger.

Originally Posted by Partystar

I didn't have my records, so they made me have the injections, I had the DT (diphtheria & tetanus), the MMR & Varicella, I remember having chicken pox as a kid, but they made me have the vaccination anyway. If I were you, I'd just have the jabs, there's too much time, money & effort involved in getting your notes.

They offered to run tests to confirm that I was immune to these, but it would have cost more money & then if some came back negative, I'd need them anyway, so I just had them, saving time & money. My GC medical came to $399 (exam, HIV test, 2 Chest X-ray films & 3 shots - DT, MMR & Varicella).

Originally Posted by angelman

to clarify somewhat..
both my wife and i work in good jobs, my job being better paid than hers.
my company offers excellent health insurance.. well apparently its one of the better ones.
However the big caveat with my insurance is that if my wife is offered insurance through her job then she is not allowed to take my insurance as her primary insurance.
It works at present because her previous employer who at the time of last years enrollment she was technically working for did not offer her insurance for her particular salary/experience level. She then got a new job which did offer insurance (the current job with the crappy insurance). I guess technically we should have told my insurance company but then she would have lost her health insurance with my insurance company.
So now is the new year, her current job still offers their crappy insurance and my insurance company has sent us a letter asking us to state whether she is still not being offered insurance by her employer which she is.
we could lie and say she is not working, the employer could lie and say they do not offer insurance or we tell the truth and my wife lose her current doctor and then we have to pay a huge % of the costs.

Its a real dilemma and something so alien to me. The idea that my wife has to quit her job in order to have a baby. This is of course an exageration but in a way not far from the truth. People have said how one should be able to choose a doctor, enjoy pregnancy but as far as I can see its just a nightmare and a tremendous stress on everyone, not the actual event just dealing with the insurance company.
My brief run in with the health insurance people so far has been unbelievably/criminally awful. So the idea of having a baby here is not very pleasant at all. But it looks like we have no choice sadly.[/QUOTE

Originally Posted by Bob

It's a bugger ain't it.

where the missus use to work, the insurance wouldn't cover cost of birth control pills, but would cover abortions...and unless you had the managerial/5+ year work insurance, babies wouldn't be covered except for the birth and 6 hours in hospital, at that....It wasn't that crap when she started, but it became that way in the merger.

Originally Posted by krizzy

I just had a check sent to me from my healthcare Ins company...it was for babys time in ER...they can't pay the hospital for some reason.....I phoned the hospital and asked where to send the money and they said the bill had been paid in full by Mass health...so I phone my company about returning the check to them...and they said keep the money....no wonder costs are so high...

Originally Posted by ladygwennie

whaaaaaat :scared: is that where she is working now? or before you moved? I am quite shocked at that :scared:

Originally Posted by krizzy

My daughter gets her birth pills free...or at a low cost when she brings home enough pay...$7 for 3 months was her last bill...

Originally Posted by Partystar

I didn't have my records, so they made me have the injections, I had the DT (diphtheria & tetanus), the MMR & Varicella, I remember having chicken pox as a kid, but they made me have the vaccination anyway. If I were you, I'd just have the jabs, there's too much time, money & effort involved in getting your notes.

They offered to run tests to confirm that I was immune to these, but it would have cost more money & then if some came back negative, I'd need them anyway, so I just had them, saving time & money. My GC medical came to $399 (exam, HIV test, 2 Chest X-ray films & 3 shots - DT, MMR & Varicella).

Originally Posted by blaze

How much was it for?