Emergency Medicaid
Nov 2nd 2011, 7:28 pm
#31
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,170
Re: Emergency Medicaid
Anything happens to the mother though could be horrendously expensive, especially a few nights in hospital and/or need of N/ICU.
Nov 2nd 2011, 7:53 pm
#32
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,662
Re: Emergency Medicaid
We have tried to get individual health insurance for my husband and son, but nobody will touch them. We have tried numerous brokers too, and they all say the same thing. Apparently, my pregnancy is considered a pre existing condition for them even though I would not be on the policy... doesn't make sense to us, but every insurance company says the same thing....
Thanks for replys
Thanks for replys
Nov 2nd 2011, 8:39 pm
#33
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,662
Re: Emergency Medicaid
This does not make sense to me. On an individual and/or family policy you can state which members of the family you want covered. Therefore, if your husband were to include himself and your son then that is whom the insurance company will consider for cover. If YOU are not stated on the application form then you will not come in for consideration and will have no affect on your family's application.
Having done some further research it would appear that many, if not most, new individual health policies will not be granted to men and/or children whose partners are already pregnant! This is apparently due to the following rule:-
"a newborn is technically covered under both the mother’s insurance and the father’s insurance for the first 31 days of his or her life"
Therefore if the potential dad is provided with a policy, any problems with the newborn could make his policy liable for the costs.
So something else we have learnt today ... even men and children get denied insurance cover if the female partner is already pregnant.
Nov 3rd 2011, 12:53 am
#34
BE Forum Addict
Joined: Mar 2008
Location: Santa Cruz, CA
Posts: 4,913
Re: Emergency Medicaid
Yes, I think that the OP should seriously consider that option.
Nov 3rd 2011, 3:22 pm
#35
The Kwisatz Haderach
Joined: Aug 2008
Location: North Wales
Posts: 8,080
Re: Emergency Medicaid
That's what i was wondering too.
If I was in the OP's shoes I'd move back to England and walk away from the emergency room debt, especially if I had assets/income. That way at least they're going to have access to healthcare for their family as opposed to the problematic situation they are in here.
If I was in the OP's shoes I'd move back to England and walk away from the emergency room debt, especially if I had assets/income. That way at least they're going to have access to healthcare for their family as opposed to the problematic situation they are in here.
Run, do not walk to the nearest exit and have the baby back home.
Nov 3rd 2011, 4:05 pm
#36
Account Closed
Joined: Feb 2004
Posts: 928
Re: Emergency Medicaid
The expression to 'fall' pregnant is a common UK expression or at least I thought it was.
A friend of mine got pregnant who didn't have any insurance and she was able to arrange reasonably cheap ante natal/birth care from a Catholic charity I think it was. There are places that help expectant mothers with no insurance if you look around. This was New York though so obviously there would be more organisations there than in most cities/towns.
A friend of mine got pregnant who didn't have any insurance and she was able to arrange reasonably cheap ante natal/birth care from a Catholic charity I think it was. There are places that help expectant mothers with no insurance if you look around. This was New York though so obviously there would be more organisations there than in most cities/towns.
