OP said 2800€ was put in the borrower's bank account in Spain by the borrower's daughter & then moved to the UK.
I'm not sure it's a case of knowing who's right or wrong, more a case of venturing opinions

If I hand money to anybody I expect it back, the same amount.

If that person then puts it into a bank and arranges a transfer to another country, that then is that persons responsibility, not mine.

If the person who originally asked stated that I should give it to that person to enter into there bank and arrange the transfer, that then is the borrowers responsibility.

If there was no third party and the borrower asked for £2,000, but to get £2,000 I needed to spend 2,800, then thats my responsibility.

The borrower should have been aware or made aware that 2,800 was needed and an agreement to either pay back 2,800 or refuse the loan or only agree to pay 2,000.

If either party arranged without first agreeing, then they need to find a middle ground, go legal or simply forget about the 800 Euro`s.

The lender is still responsible, if there elderly, then the borrower should morally be ashamed and pay the difference as they took advantage.

No I seek either a legal solution or beat 800 euros worth of damage on there property.

Similarly, the lender should have made the borrower aware that they would want the equivalent back in Euros.

Only if they had known that their own relative my try a trick like this. It's no wonder the borrower didn't go to a bank. A bank wouldn't put up with this kind of crap.

Excellent point Warren and very true

Exactly.

I wish I could say that all is resolved, but it is not.

But we have said that we do not want to hear another word from either side, we have just got back from visiting Galicia, and the atmosphere up there is very frosty.

Thankfully everyone respected our wish to stay out of it, but thanks to all of you, who tried to give advice.

But some things can never be fixed and this seems to be one of them, handbags at 30 paces may be the final answer,

Cheers to you all

I agree IF this was purely a business transaction and there was a contract, involving interest rates and charges for non-repayment or repayment by installment using some asset as security etc.

However this is clearly an example of altruism and genuine helping hand when someone was vulnerable and needy. It is disgusting to read that individual apparently has such a short memory ..

Neither a lender nor a borrower be. Dodging the vaguely anti semitic aspect of the context, I think its pretty sound advise.

The borrower is a scumbag. I'd disown him/her entirely. They can't be an idiot, so they must have made the same mental association between morality and fairness we all have and consciously decided not to do the right thing. Any 'interest' accrued would be seen as a gift to the lender from a grateful relative. Not an opportunity to profit.

Nuff said.

If someone is generous enough to help you, they should not have to suffer for it.

[QUOTE=bil;8240769]If someone is generous enough to help you, they should not have to suffer for it.[/QUOTE

Unless of course, they deserve it!

Xmas time some friends got stuck and needed us to pay there tickets back home.

We paid the £800 shortfall, we recieved back last week the exact amount we paid, they paid all costs to transfer the money.

You can choose your friends, family your stuck with I guess.

The way I see it, the lender sent over to them 2800 euro so should get back 2800 euro. Look at it another way...if the borrowers had to borrow from a bank they would have had to pay interest but the lender kindly helped them out. The lender should get back the full amount they sent over. Simple

What intrigues me - and it doesn't take away from anything anyone's contributed to the thread, and certainly doesn't take away from the OP's dilemma - is what's actually happening in the family. Just how much sh*t's hit the fan or not. Every family's probably slightly (or majorly, as my dd would say) different so who's to say, but at the end of the day will any of this make a hap'orth of difference to the lives of the folk at the centre of it?

In my opinion the lender was doing this person a favour. If they sent 2800 euro they should get back 2800 euro

Maybe its time for Mr Baseball Bat to step in and continue negotiations.

Pay or your head gets 8888ed.

Oh yeah... thats the answer.

You know, you would fit in perfectly in Spain, are you a football fan as well?