Licence of first occupation
Mar 16th 2007 | 10:43 am
#76
Mortgage Wizard
Joined: Jan 2005
Posts: 115
From: Staffs UK/Daya Vieja
Re: Licence of first occupation
We havent moved into our property. However, many people did on our development and the majority of them had never heard of the LFO until we mentioned it.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
Mar 16th 2007 | 2:58 pm
#77
Livin' in Spain at last!
Joined: Aug 2006
Posts: 862
From: La Hortichuela Almeria
Re: Licence of first occupation
We havent moved into our property. However, many people did on our development and the majority of them had never heard of the LFO until we mentioned it.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
You didn't mention whether you actually got your LFO before you moved in. Was everything ok? 
Mar 16th 2007 | 7:55 pm
#78
RETIRED ;-))
Joined: Jul 2003
Posts: 20,156
From: Benalmadena Pueblo,Spain
Re: Licence of first occupation
We havent moved into our property. However, many people did on our development and the majority of them had never heard of the LFO until we mentioned it.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
We only found out about it from the spanishpropertyinsight website after we had arranged our flights and all the money to go over to our spanish bank account ready for completion about 2 weeks before we got the keys and the legal lady dealing with our completion had not mentioned it. Once we asked her about it she was quite forthcoming, but it is worrying that these Solicitors are not even telling their clients about it.
We didn't have a mortgage so did not have a bank to bring it up.
Mar 16th 2007 | 10:15 pm
#79
ex-squaddie
Joined: Jan 2007
Posts: 4,605
From: Aylesbury, UK
Re: Licence of first occupation
I'm having a slightly similar issue with my Developer (and possibly Solicitor) - despite that my purchase is in Cyprus. It's probably true in a high percentage of cases were 'foriegners' are buying property overseas. What you don't ask....they won't tell
Mar 16th 2007 | 11:06 pm
#80
Thread Starter
Smarties
Joined: Jan 2007
Posts: 238
From: Liverpool, soon to be Hondon De Las Nieves
Mar 17th 2007 | 1:35 am
#81
luna~sea..its a lifestyle
Joined: Feb 2007
Posts: 1,926
From: Getting In Touch With My Dysfunctional Side...
Mar 17th 2007 | 3:29 am
#82
Banned
Joined: Feb 2007
Posts: 1,826
From: Hoping to get away from UK to Spain
Re: Licence of first occupation
And it was quick and simple ? Hmmm considering having a top up mortgage on the property in Majorca and save the spending fund for spending lol .. But as i wont be physicaly working for anyone although obviously income coming in . I wasnt sure if the Spanish would go for that ?
Did you have to prove income and long term job security and things Smarties or was it easy ?
Did you have to prove income and long term job security and things Smarties or was it easy ?
Mar 17th 2007 | 3:32 am
#83
luna~sea..its a lifestyle
Joined: Feb 2007
Posts: 1,926
From: Getting In Touch With My Dysfunctional Side...
Re: Licence of first occupation
And it was quick and simple ? Hmmm considering having a top up mortgage on the property in Majorca and save the spending fund for spending lol .. But as i wont be physicaly working for anyone although obviously income coming in . I wasnt sure if the Spanish would go for that ?
Did you have to prove income and long term job security and things Smarties or was it easy ?
Did you have to prove income and long term job security and things Smarties or was it easy ?
Mar 17th 2007 | 3:33 am
#84
Banned
Joined: Feb 2007
Posts: 1,826
From: Hoping to get away from UK to Spain
Mar 17th 2007 | 3:38 am
#85
luna~sea..its a lifestyle
Joined: Feb 2007
Posts: 1,926
From: Getting In Touch With My Dysfunctional Side...
Re: Licence of first occupation
Bank statements as well as where it's coming from.
I believe there is also a self certification that can be done.
Check out Halifax Spain here
Mar 17th 2007 | 3:39 am
#86
Banned
Joined: Feb 2007
Posts: 1,826
From: Hoping to get away from UK to Spain
Re: Licence of first occupation
You have to prove your income obviously
Bank statements as well as where it's coming from.
I believe there is also a self certification that can be done.
Check out Halifax Spain here
Bank statements as well as where it's coming from.
I believe there is also a self certification that can be done.
Check out Halifax Spain here
Mar 17th 2007 | 3:44 am
#87
luna~sea..its a lifestyle
Joined: Feb 2007
Posts: 1,926
From: Getting In Touch With My Dysfunctional Side...
Mar 17th 2007 | 3:53 am
#88
Banned
Joined: Feb 2007
Posts: 1,826
From: Hoping to get away from UK to Spain
Mar 17th 2007 | 5:19 am
#89
Thread Starter
Smarties
Joined: Jan 2007
Posts: 238
From: Liverpool, soon to be Hondon De Las Nieves
Mar 18th 2007 | 1:10 am
#90
Banned
Joined: Feb 2007
Posts: 1,826
From: Hoping to get away from UK to Spain
