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Eligibility for State Pension

Eligibility for State Pension

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Old Jan 19th 2011, 9:34 am
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Default Re: Eligibility for State Pension

Originally Posted by JLFS
I have heard that, and if he is 66 this month, if it was automatic is should have been sorted out by now.
In the UK, you have to apply, it isn't automatic, I know bercause I'm currently doing just that..
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Old Jan 19th 2011, 11:00 am
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Default Re: Eligibility for State Pension

Originally Posted by Fred James
The 15 year rule only applies if the Spanish pension is your only pension.

If you have accrued pension rights in other EU countries they all get added together so it is possible to get a pension having never met the minimum requirement in any country.
Yes the person gets a Spanish pension and a UK one.
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Old Jan 19th 2011, 11:17 am
  #18  
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Smile Re: Eligibility for State Pension

Originally Posted by harbour
Hi, I am writing on behalf of a friend who will be 66 this month and has lived in Spain for 30 years. Before leaving the UK he accrued approximately 18 years of National Insurance Contributions and since living in Spain and running his own business has paid in 18 years of Social Security payments. Can anyone tell me if he is likely to get a pension from Spain based on his contributions and how much this will possibly be. I know the pension rules are complex but would appreciate any information you may have. Thank you
Hi, Having been to a talk by the British High Commssion regarding pensions the current situation is that you are supposed to apply in Spain through the local Social Security office who will issue the form if you have paid into the Spanish system and they will sort it out with the National Insurance contributions made in the UK. Thats the thoery but in practice its different as the paperwork involved is tedious and the time taken to receive any pension can be long. They will not write to you as you have to apply to them. The best thing is to try applying to the UK with a form which you can download from the Pension Service. The amount of pension is always based on contributions. Forecasts are not advisable at his age unless he is going to wait and get a larger pension by waiting.
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Old Jan 19th 2011, 11:38 am
  #19  
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Default Re: Eligibility for State Pension

Originally Posted by chrisjolly
Hi, Having been to a talk by the British High Commssion regarding pensions the current situation is that you are supposed to apply in Spain through the local Social Security office who will issue the form if you have paid into the Spanish system and they will sort it out with the National Insurance contributions made in the UK. Thats the thoery but in practice its different as the paperwork involved is tedious and the time taken to receive any pension can be long. They will not write to you as you have to apply to them. The best thing is to try applying to the UK with a form which you can download from the Pension Service. The amount of pension is always based on contributions. Forecasts are not advisable at his age unless he is going to wait and get a larger pension by waiting.
You can only get a forecast if you have more than 4 months to go to pension age.
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