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Community Insurance

Community Insurance

Old May 8th 2011, 8:18 pm
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Default Community Insurance

I have just bought a detached property on a small urbanisation of five other properties.
I have insurance for buildings cover and contents of my own property.
I have asked the President regarding Community Insurance for the common areas e.g. walkways, community pool, stairways.
I have been told that it is not required.
Is it a legal requirement in Spain to have Community Insurance or is it just "nice to have"?

As a minimum, must we have Public Liability insurance to cover the Community in the event that either a renter or other third party (e.g. workman or visitor) is injured when in the Community areas ?
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Old May 8th 2011, 8:32 pm
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Default Re: Community Insurance

It is required, but should be paid out of the community funds by the administrator not by the individuals.
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Old May 8th 2011, 8:59 pm
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Default Re: Community Insurance

Originally Posted by jdr View Post
It is required, but should be paid out of the community funds by the administrator not by the individuals.
Thanks JDR, but is it a legal requirement, and if so what is the relevant legislation ?
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Old May 9th 2011, 4:05 pm
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Default Re: Community Insurance

Originally Posted by fergusonsfolly View Post
Thanks JDR, but is it a legal requirement, and if so what is the relevant legislation ?
Not sure if it is a legal requirement, but just a little good sense, a few €`s could save a big claim.
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