Car Insurance - but in reverse to normal problem

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Aug 16th 2010 | 8:16 am

#16

lic

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Posts: 272

Re: Car Insurance - but in reverse to normal problem

Won't your Spanish Insurance cover you for a period of time?
I am the reverse of you, and my English registered car is insured for 12 months in Spain, with www.ecarinsurance.co.uk
Why not give them a try?

Aug 16th 2010 | 6:44 pm

#17

Mitzyboy

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Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by jackytoo

The point is...they do not ask about residency. The authorities assume if you have a UK address and want to import a car that you are resident. Computers may talk to each other but they are not exactly in bed with each other, bit of paranoia here!

Oh, OK ... not complete paranoia ... its just that everything I try to do in the UK I have to normally answer the question "are you a UK resident" or "do you normally reside in the uk".

Aug 16th 2010 | 6:46 pm

#18

Mitzyboy

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Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by lic

Ive asked the question yesterday and await a reply.
Do they know you are a Spanish resident?

Aug 17th 2010 | 1:11 am

#19

jdr

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From: Benalmadena Pueblo,Spain

Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Mitzyboy

Ive asked the question yesterday and await a reply.
Do they know you are a Spanish resident?

Very much doubt it .

Aug 17th 2010 | 4:49 am

#20

lic

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Posts: 272

Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Mitzyboy

Ive asked the question yesterday and await a reply.
Do they know you are a Spanish resident?

I am not a Spanish resident. I am a UK resident, but they allow me to keep my car is Spain, or anywhere in Europe for a period of 12months.
They arfe internet based, so may do the reverse for you, i.e Spanish reg car in UK for 12 months whilst you reside in Spain.

Aug 22nd 2010 | 12:49 am

#21

jdr

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From: Benalmadena Pueblo,Spain

Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Mitzyboy

OK, I want to take one of my cars back to the UK, re register it and leave it there for when I go back.

However just spoke to an insurance company there and they told me they cant do it because I am not a resident in the UK

Any experience of this or ideas?

You may not like the news on this site, top box, HERE

Aug 23rd 2010 | 1:49 am

#22

Rotor

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Posts: 3,178

Re: Car Insurance - but in reverse to normal problem

Talk to www.expatinsuranceinspain.com , I have a UK car insured with them in Spain and the insurance is valid in the UK and can be used to tax / re register the car there so this would suit ?

Last edited by Rotor; Aug 23rd 2010 at 1:52 am.

Aug 23rd 2010 | 5:06 am

#23

jdr

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From: Benalmadena Pueblo,Spain

Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Rotor

Talk to www.expatinsuranceinspain.com , I have a UK car insured with them in Spain and the insurance is valid in the UK and can be used to tax / re register the car there so this would suit ?

Read my link.

Aug 24th 2010 | 12:46 am

#24

Rotor

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Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by jdr

Read my link.

Read it but you wont be asked if you are a UK resident when you register a car in the UK ,just use a friends address if you dont have one

And what about non residents who own Spanish cars in Spain???

Last edited by Rotor; Aug 24th 2010 at 12:48 am.

Aug 24th 2010 | 4:39 am

#25

jdr

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From: Benalmadena Pueblo,Spain

Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Rotor

Read it but you wont be asked if you are a UK resident when you register a car in the UK ,just use a friends address if you dont have one

And what about non residents who own Spanish cars in Spain???

That goes for any country in the EU, a great get out clause for the insurance companies etc if needed.
It couldn`t get much better for them, oops sorry not insured you are driving an illegal car.

Aug 24th 2010 | 6:25 pm

#26

Loco

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Re: Car Insurance - but in reverse to normal problem

Ask Gainesâ€“Cooper why you have to. He certainly knows.

Best

Loco

Quote:

Originally Posted by Mitzyboy

Oh, OK ... not complete paranoia ... its just that everything I try to do in the UK I have to normally answer the question "are you a UK resident" or "do you normally reside in the uk".

Aug 24th 2010 | 7:08 pm

#27

Loco

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Re: Car Insurance - but in reverse to normal problem

You seem somewhat confused.

The link JDR posted is to a page on the EU Commission site that at the very top highlights the issue in no uncertain terms.

To quote

"You can only register a car in the country where you normally live or have permanent residence. You cannot register your car in a country where you have a secondary residence or holiday house."

How much clearer does it have to be !

Best

Loco

Quote:

Originally Posted by Rotor

Read it but you wont be asked if you are a UK resident when you register a car in the UK ,just use a friends address if you dont have one

And what about non residents who own Spanish cars in Spain???

Aug 24th 2010 | 7:17 pm

#28

Fred James

Joined: Jun 2006

Posts: 11,231

From: Granada Costa

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Re: Car Insurance - but in reverse to normal problem

Quote:

Originally Posted by Loco

"You can only register a car in the country where you normally live or have permanent residence. You cannot register your car in a country where you have a secondary residence or holiday house."

That may well be what the EU says but in Spain they are happy to ignore that guidance and allow non residents to buy and register a car in Spain.

The UK clearly accept that guidance and insist on residency.