2 Caixa bank questions
#1
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Joined: Apr 2010
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From: London (mainly)/Oliva











1) I've been receiving interest on my Caixa bank current account for the last few months. I can find no reference to receiving interest on current account balances on the website so have no idea why. It seems most unlike Caixa.
Is it a mistake or can someone point me to where I can find information about it?
​​2) I've just sold a property in Spain and the money has just hit my Caixa account. What is the most cost effective method to transfer funds to the UK?
Thanks in advance.
Is it a mistake or can someone point me to where I can find information about it?
​​2) I've just sold a property in Spain and the money has just hit my Caixa account. What is the most cost effective method to transfer funds to the UK?
Thanks in advance.
#2
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Joined: Aug 2009
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From: Costa Blanca











#3
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Hi, regarding the Caixa bank account issue I think you may need to get help from the others but I will be able to help with your transfer since I transferred the money to Spain to buy a property actually. I got a very good rate and fast. By the way if you don't mind my asking, why did you sell the property? sorry for asking but I actually bought one recently.
#4
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Joined: Apr 2010
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From: London (mainly)/Oliva











Hi, regarding the Caixa bank account issue I think you may need to get help from the others but I will be able to help with your transfer since I transferred the money to Spain to buy a property actually. I got a very good rate and fast. By the way if you don't mind my asking, why did you sell the property? sorry for asking but I actually bought one recently.
I sold a 3 storey town house with high ceilings and the stairs were becoming a problem, otherwise I wouldn't have sold.
I still have an apartment with a lift at the beach so still able to visit.
#6
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Caixa will make a charge to transfer money to a Wise account but from there on converting to £ will be cheap and once it's converted transferring to a UK bank account will be cheap if not free.
#7
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Joined: Aug 2023
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I agree. That's why i didn't use a bank to do my transfer. Wise was good but i actually stopped working with wise after a huge delay in one of my payments last year. I used Magna Financial, it was better actually. Most of my friends are now using Magna. Wise is good for maybe for a small transfer i guess. I just didn't want to risk my payment this time. Trustpilot reviews are actually good to check before anything i guess.
#8
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Joined: Jun 2023
Posts: 57

You cannot directly equate the cost of sending money to a Spanish bank with sending money from it.
Caixa will make a charge to transfer money to a Wise account but from there on converting to £ will be cheap and once it's converted transferring to a UK bank account will be cheap if not free.
Caixa will make a charge to transfer money to a Wise account but from there on converting to £ will be cheap and once it's converted transferring to a UK bank account will be cheap if not free.
#9
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#10
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Joined: Jun 2023
Posts: 57

Never ever seen that. But may be because I don't pay any banking charges........the only fee I see is an optional one if I want the transer to arrive immediately (usually in minutes) and that is €1.99, which I do sometimes use.
Last edited by AdamsAppleR; Aug 3rd 2023 at 7:46 am.
#11
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Joined: Apr 2010
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From: London (mainly)/Oliva











I've tried to make a small euro transfer to Wise from my Caixa account without success.
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
#12
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Joined: Jun 2023
Posts: 57

I've tried to make a small euro transfer to Wise from my Caixa account without success.
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
Last edited by AdamsAppleR; Aug 3rd 2023 at 10:22 pm.
#13
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Joined: Jul 2012
Posts: 1,256
From: Xirles Tiny village near Polop











I've tried to make a small euro transfer to Wise from my Caixa account without success.
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?
I tell it how much and where it comes from, wise than asks you if you want to transfer from Debit/Credit?Bank account.
Then if its one they have in the list you just login and its all ready to go..
I move £ from Nationwide BS in the Uk to € direct to my Santader.es account and $Oz to my daughters Bank of Australia account without charges except for the wise one.
I move $Oz from my daughters account to my £ balance on the wise card.
All from wise, and if its only a couple of hundred I dont even have to authorise the payments or transfers from the banks themselves, because I make regular transfers, the banks auto authorise..
Try doing the transfers inside the Wise app.





