2 Caixa bank questions
 

1) I've been receiving interest on my Caixa bank current account for the last few months. I can find no reference to receiving interest on current account balances on the website so have no idea why. It seems most unlike Caixa.
Is it a mistake or can someone point me to where I can find information about it?
​​2) I've just sold a property in Spain and the money has just hit my Caixa account. What is the most cost effective method to transfer funds to the UK?

Thanks in advance.

Re: 2 Caixa bank questions
 

1) Don't know but doubt it's a mistake.

2) I would say Wise

https://wise.com/gb/compare/

Re: 2 Caixa bank questions
 

Hi, regarding the Caixa bank account issue I think you may need to get help from the others but I will be able to help with your transfer since I transferred the money to Spain to buy a property actually. I got a very good rate and fast. By the way if you don't mind my asking, why did you sell the property? sorry for asking but I actually bought one recently.

Re: 2 Caixa bank questions
 

I sold a 3 storey town house with high ceilings and the stairs were becoming a problem, otherwise I wouldn't have sold.
I still have an apartment with a lift at the beach so still able to visit.

Re: 2 Caixa bank questions
 

oh i see. sorry i was wondering why people are selling their properties.

Re: 2 Caixa bank questions
 

You cannot directly equate the cost of sending money to a Spanish bank with sending money from it.

Caixa will make a charge to transfer money to a Wise account but from there on converting to £ will be cheap and once it's converted transferring to a UK bank account will be cheap if not free.

Re: 2 Caixa bank questions
 

I agree. That's why i didn't use a bank to do my transfer. Wise was good but i actually stopped working with wise after a huge delay in one of my payments last year. I used Magna Financial, it was better actually. Most of my friends are now using Magna. Wise is good for maybe for a small transfer i guess. I just didn't want to risk my payment this time. Trustpilot reviews are actually good to check before anything i guess.

Re: 2 Caixa bank questions
 

Never ever been charged by Caixa to transfer money to my Wise account and have done so numerous times.

Re: 2 Caixa bank questions
 

These are the options you have when transferring from Caixa to Wise.

https://cimg2.ibsrv.net/gimg/british...44152bf344.jpg

Re: 2 Caixa bank questions
 

Re: 2 Caixa bank questions
 

I've tried to make a small euro transfer to Wise from my Caixa account without success.
I downloaded the Caixa bank sign in app and all looks good but the transfer wasn't made. A tick appears the app tells to me close it and check it has gone through on my banking app. It hasn't and there are no pending transactions showing.
I must but doing something incorrectly but I have no idea what.
Any ideas what I'm doing wrong?

Re: 2 Caixa bank questions
 

I always do mine from my laptop via Caixabank online, once relevant info is completed I get a message on my Caixabank sign app on my phone asking me to confirm transaction. Maybe try doing it via your Caixa bank App rather than the Caixa Sign app. I just was under the impression the Caixa Sign App was just a method for authorising all your digital banking transactions

Re: 2 Caixa bank questions
 

I do all of my transfers using the wise app.
I tell it how much and where it comes from, wise than asks you if you want to transfer from Debit/Credit?Bank account.
Then if its one they have in the list you just login and its all ready to go..

I move £ from Nationwide BS in the Uk to € direct to my Santader.es account and $Oz to my daughters Bank of Australia account without charges except for the wise one.
I move $Oz from my daughters account to my £ balance on the wise card.

All from wise, and if its only a couple of hundred I dont even have to authorise the payments or transfers from the banks themselves, because I make regular transfers, the banks auto authorise..
Try doing the transfers inside the Wise app.

Re: 2 Caixa bank questions
 

https://cimg9.ibsrv.net/gimg/british...81f40a3564.jpg
Still no luck!

Re: 2 Caixa bank questions
 

johnnyone..........what app did you do the transfer from....?