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Search: Posts Made By: freebo
Showing results 1 to 25 of 1000
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Forum: Moving back or to the UK
Oct 20th 2021, 2:49 pm
Replies: 1
Views: 965
Posted By freebo

Tax on drawdown from foriegn pension account

Hi,
I'm in the process of planning a return to the UK after 12 years in Australia.

During our time here both my wife and I have accumulated some funds in Australian superannuation accounts.
...
Forum: Moving back or to the UK
Sep 7th 2021, 5:15 pm
Replies: 2
Views: 1,086
Posted By freebo

Accessing Aus Pension after moving back to the UK and tax thereon

Pensions and tax is so confusing....

So, we have a pension pot (superannuation) which we've amassed during our time in Australia, when we hit 60 it seems we can do almost whatever we like with it...
Forum: Moving back or to the UK
Sep 6th 2021, 6:12 pm
Replies: 10
Views: 2,249
Posted By freebo

Re: New Zealand 16 Year Itch

Our situation is somewhat similar, been in Australia for coming-up-to 12 years.

Its been great, we have a very comfortable life and the environment and lifestyle is superb. BUT...its not home and...
Forum: Moving back or to the UK
Jun 10th 2021, 10:53 am
Replies: 7
Views: 1,463
Posted By freebo

Re: UK Healthcare (NHS) concerns

As opposed to Australian, actually from a town near where my later father in law was brought up.
Forum: Moving back or to the UK
Jun 9th 2021, 5:00 pm
Replies: 7
Views: 1,463
Posted By freebo

Re: UK Healthcare (NHS) concerns

Really helpful thanks, I have an excellent GP here in Australia too, but she's Welsh :)
Forum: Moving back or to the UK
Jun 9th 2021, 2:04 pm
Replies: 7
Views: 1,463
Posted By freebo

UK Healthcare (NHS) concerns

We've been in Australia for over 10 years and are considering moving back to the UK for retirement.

One concern is the standard of healthcare in the UK, I know the NHS is a wonderful organisation...
Forum: Australia
Apr 14th 2021, 9:58 am
Replies: 7
Views: 2,859
Posted By freebo

Re: Transferring Superannuation from Australia to UK

Depending on the amount (and amount of tax) could you move back to Aus for a yea when you turn 60 to become an Australian tax resident (which for most super accounts can be done free of Aus tax),...
Forum: Moving back or to the UK
Apr 8th 2021, 11:34 am
Replies: 20
Views: 2,898
Posted By freebo

Re: State pension index linking for returned brits?

That's good to hear, did the USA have the index-linking arrangement? Australia doesn't. i.e. if you had stayed in the USA would your payment still be index linked?
Forum: Moving back or to the UK
Apr 7th 2021, 6:11 pm
Replies: 20
Views: 2,898
Posted By freebo

Re: State pension index linking for returned brits?

OK, got it, but if I come back before retirement age will I receive the full New State Pension (assuming I've paid up all the required NI), then have it index linked from then on, i.e. as if I'd...
Forum: Moving back or to the UK
Apr 6th 2021, 5:26 pm
Replies: 20
Views: 2,898
Posted By freebo

State pension index linking for returned brits?

Just doing my retirement sums.

I'm in the process of topping up our UK state pensions, its pretty cheap and I'll get it regardless of which country I retire in.

As I've been in Australia for...
Forum: Moving back or to the UK
Jan 7th 2021, 8:34 am
Replies: 110
Views: 36,909
Posted By freebo

Re: Wanting to move back - sounds like I'm not alone

We sold our place in July 20 and intended to rent for a year before returning to the UK when Australia opened up its borders and the Covid situation was stabilising (we can't leave, or at least not...
Forum: Moving back or to the UK
Dec 19th 2020, 2:35 pm
Replies: 31
Views: 8,196
Posted By freebo

Re: UK - 2021

From memory, there is currently a stamp duty holiday in the UK, ends 1st April 2021, but if you're an overseas purchaser you're not entitled to it, however if you move to the UK within 2 years of...
Forum: Moving back or to the UK
Sep 22nd 2020, 3:42 pm
Replies: 19
Views: 5,341
Posted By freebo

Re: Has the Coronavirus pandemic changed anyone's plans moving back to the UK?

That describes the current situation, no mention of it lasting for 2 years.

I think it will last until there is a vaccine and/or very efficient airport testing, but hope that at least one of these...
Forum: Moving back or to the UK
Sep 18th 2020, 9:40 am
Replies: 2
Views: 1,673
Posted By freebo

Was anyone else apprehensive/conflicted about moving back?

As I've mentioned elsewhere we're planning to head back to the UK after 10 years in Australia but can't do it for around 12 months (probably) due to covid.

Its been Covid that's made us miss our...
Forum: Moving back or to the UK
Sep 14th 2020, 5:29 pm
Replies: 7
Views: 1,461
Posted By freebo

Re: Returning home during COVID

You don't pay tax on your Primary Residence in Australia and no tax to take the money back to the UK so you can do it whenever you choose.

You might want to think about house prices, will they go...
Forum: Moving back or to the UK
Sep 14th 2020, 5:09 pm
Replies: 6
Views: 1,799
Posted By freebo

Topping up UK National Insurance before returning

Has anyone looked into this?

Looks like if you're "Living and working abroad" you can pay the (much cheaper) Class 2 rates to top up UK NI and therefore maximise your state pension?
...
Forum: Australia
Sep 14th 2020, 5:06 pm
Replies: 0
Views: 1,731
Posted By freebo

Topping up UK National Insurance before returning

Deleted, wrong forum
Forum: Moving back or to the UK
Sep 13th 2020, 5:26 pm
Replies: 7
Views: 1,461
Posted By freebo

Re: Returning home during COVID

We're planning to do the same after 10 years in Aus, it was kind of in mind anyway but Covid has made us realise friends and family are more important than sunny weather.

Travel restrictions are...
Forum: Moving back or to the UK
Sep 11th 2020, 2:05 pm
Replies: 52
NHS
Views: 5,884
Posted By freebo

Re: NHS

I realise it will vary countrywide but roughly how quick can one get a GP's appointment in the UK these days?

How about an X-Ray for example.

In Aus Drs and pathology labs (private but govt...
Forum: Moving back or to the UK
Sep 10th 2020, 4:40 pm
Replies: 52
NHS
Views: 5,884
Posted By freebo

Re: NHS

Just jumping on this thread.

We are planning to move back from Australia in late 2021. We have had private health insurance here in Australia for 10 years (even though the public system is...
Forum: Moving back or to the UK
Sep 10th 2020, 12:24 pm
Replies: 2
Views: 1,199
Posted By freebo

Budget to move back from Australia.

Hi all,
We're in the early stages of planning a move back. This might co-inside with semi-retirement. Timeframe is about 12 months away, hopefully travel will be possible by then.

So, I'm doing a...
Forum: Moving back or to the UK
Aug 22nd 2020, 9:57 am
Replies: 14
Views: 1,464
Posted By freebo

Re: Stamp Duty Premium for non-UK Tax Residents

I plan to head back to Northumberland, which is where we lived before coming to Australia.

How did you adapt to going back to the North East, its a bit different from Texas or in my case the Gold...
Forum: Moving back or to the UK
Aug 22nd 2020, 9:48 am
Replies: 14
Views: 1,464
Posted By freebo

Re: Stamp Duty Premium for non-UK Tax Residents

Thanks, that's helpful. Just need to find some corroboration.

Also-a-Durham-Lad (Darlington originally).
Forum: Moving back or to the UK
Aug 22nd 2020, 9:42 am
Replies: 53
Views: 13,321
Posted By freebo

Re: Bringing pets back to the UK (from "approved" countries)

^Thank you, that's really helpful. Tough to hear the dog was down when he got there, ours also is no fan of car rides, funny how similar GR's seem to be.

Rufus is currently 3 and will be 4 by the...
Forum: Moving back or to the UK
Aug 21st 2020, 3:30 pm
Replies: 14
Views: 1,464
Posted By freebo

Re: Stamp Duty Premium for non-UK Tax Residents

I'm googling but not seeing too many that apply.
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