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Search: Posts Made By: Norm_uk
Showing results 1 to 25 of 1000
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Forum: The Sand Pit
Mar 8th 2026, 3:03 pm
Replies: 5
Views: 1,627
Posted By Norm_uk

Re: Been a while…

All's well thanks.
Forum: The Sand Pit
Mar 4th 2026, 4:27 pm
Replies: 5
Views: 1,627
Posted By Norm_uk

Re: Been a while…

Definitely not the same anymore in so many ways.
Forum: Middle East
Jan 19th 2026, 5:43 pm
Replies: 5
Views: 1,724
Posted By Norm_uk

Re: Expat banking

It sounds like an offshore bank might be better such as one based in the Isle of Man, or the Channel Islands.

I've been in Financial Services for over two decades in the GCC and would avoid HSBC...
Forum: Spain
Mar 26th 2025, 6:26 pm
Replies: 11
Views: 1,435
Posted By Norm_uk

Re: Inheriting Spanish property as a non-resident?

You're welcome. Happy to share his details even if they just want a second opinion.
Forum: Spain
Mar 18th 2025, 3:46 am
Replies: 11
Views: 1,435
Posted By Norm_uk

Re: Inheriting Spanish property as a non-resident?

The Spanish lawyer I mentioned in my last post can help with this - feel free to DM me if you'd like his contact details.
Forum: Spain
Mar 17th 2025, 5:51 pm
Replies: 11
Views: 1,435
Posted By Norm_uk

Re: Inheriting Spanish property as a non-resident?

I was recently introduced to a Spanish lawyer and have just dropped him a message to see if this is an area of law he can answer questions about - I would imagine as a first step having a will in...
Forum: Australia
Dec 16th 2024, 7:34 pm
Replies: 6
Views: 1,351
Posted By Norm_uk

Re: UK based SIPP

These days there are low cost easy to understand SIPP providers out there - for most SIPPs just leaving the money in ETFs/Index funds works for most people. Over the last three years we have had...
Forum: France
Dec 11th 2024, 10:03 pm
Replies: 19
Views: 2,663
Posted By Norm_uk

Re: Currency Exchange

A lot of banks use undeclared third party banks for FX - including major banks. It's often buried deep in terms and conditions. Sometimes using a regulated FX exchange is actually far more...
Forum: USA
Nov 28th 2024, 9:52 pm
Replies: 25
Views: 7,534
Posted By Norm_uk

Re: UK Bank account whilst living in the US

The IRS might - depend a lot on your personal situation, income, employment, green card/citizenship/residence etc. Also depends on if you are simply banking or investing as well.
Forum: France
Nov 28th 2024, 9:27 pm
Replies: 19
Views: 2,663
Posted By Norm_uk

Re: Currency Exchange

There are many FCA-regulated currency exchange services that offer personalised assistance without requiring large transfers. Most of these services have no fees, competitive rates, and extensive...
Forum: USA
Nov 26th 2024, 4:23 am
Replies: 25
Views: 7,534
Posted By Norm_uk

Re: UK Bank account whilst living in the US

Offshore accounts in the Channel Islands or Isle of Man will usually give you multicurrency accounts, and are experienced in working with non-residents and expats. Most of the big name international...
Forum: Middle East
Nov 25th 2024, 6:36 pm
Replies: 3
Views: 1,296
Posted By Norm_uk

Re: Life Insurance as a non-resident Brit with residency in KSA

I do know a Dubai based broker who usually has options - I'd be happy to share his details if you want to drop me a DM.
Forum: Africa
Nov 19th 2024, 3:22 pm
Replies: 9
Views: 1,744
Posted By Norm_uk

Re: The Boer War

My wife's ancestors survived the concentration camps - none of my family fought in the war I am glad to say....it seems that since Cromwell bankers have pulled the government strings and decided who...
Forum: Italy
Sep 25th 2024, 12:00 pm
Replies: 11
Views: 927
Posted By Norm_uk

Re: Purchased life annuity

Italy and the UK have had a double taxation agreement in place since 1991 for Income Tax and Capital Gains Tax - which should mean you will only be paying tax in one country even if in the other - ie...
Forum: Moving back or to the UK
Sep 25th 2024, 11:52 am
Replies: 29
Views: 4,517
Posted By Norm_uk

Re: Moving money from one country to another

Your current bank will be able to do it. But you may find using an FCA regulated FX broker will be just as safe and likely save you a lot on both rates and fees.
Forum: Middle East
Sep 25th 2024, 11:49 am
Replies: 1
Views: 677
Posted By Norm_uk

Re: Best way to insure my mother in KSA (visit visa)

Travel insurance from any reputable broker that covers the duration of her visit that specifically covers KSA or anywhere else she will be travelling. Unless she is a resident she will only have...
Forum: Middle East
Sep 25th 2024, 11:45 am
Replies: 2
Views: 1,055
Posted By Norm_uk

Re: Suspicious behaviour by an FS provider in UK – need advice

It's hard to say exactly what the issue is but many UK regulated firms don't offer certain types of advice to expats - but whatever the case a UK firm should be under the FCA so your first port of...
Forum: Middle East
Jun 26th 2024, 6:29 pm
Replies: 2
Views: 1,357
Posted By Norm_uk

Re: Emirates ID Timelines

For a new application, you will be called to undergo the biometric scans - this is done by appointment - is this your first Emirates ID? It normally takes about a week after biometric scans to be...
Forum: Middle East
Apr 24th 2024, 7:23 pm
Replies: 3
Views: 1,124
Posted By Norm_uk

Re: Life Insurance for UK expats

You're welcome.

Sorry I don't have any recommendations for UK providers - I've not lived in the UK for over 20 years and did my insurance through Zurich and Friends Provident's international arms.
Forum: Middle East
Apr 24th 2024, 4:59 pm
Replies: 3
Views: 1,124
Posted By Norm_uk

Re: Life Insurance for UK expats

Local insurance brokers exist who can assist with this - it's important to keep in mind that not all insurance companies underwrite properly in the region, and so when it comes time to payout your...
Forum: The Barbie
Apr 24th 2024, 4:45 pm
Replies: 17
Views: 3,606
Posted By Norm_uk

Re: ANZAC Day

It's a commemoration of the dead in the Dardanelles Campaign, which is also marked in Turkey as a remembrance of the dead. In no way is it a 'celebration'. Britain, Russia and France were also...
Forum: The Trailer Park
Mar 26th 2024, 6:01 am
Replies: 16
Views: 3,469
Posted By Norm_uk

Re: Bridge Collapse Baltimore

The ongoing competency crisis continues...
Forum: The Maple Leaf
Mar 19th 2024, 5:01 pm
Replies: 11
Views: 2,079
Posted By Norm_uk

Re: UK Inheritance

Possibly but it depends. Is this about planning for inheritance tax at a future date or has the inheritance already been confirmed and paid?

N.
Forum: The Barbie
Mar 12th 2024, 1:11 am
Replies: 45
Views: 9,910
Posted By Norm_uk

Re: Australia's earliest settlers

One would need to determine the people who had ancestors who were involved as perpetrators and victims - a task which if done with any degree of accuracy would probably cost more than compensation...
Forum: Middle East
Jan 23rd 2024, 1:57 pm
Replies: 2
Views: 1,763
Posted By Norm_uk

Re: Dubai low wages - what gives?

Dubai's had huge influxes of people in the last couple of years - wages are stagnating as a result of a swelling and increasingly desperate labour pool across many industries. The cost of living,...
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