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Search: Posts Made By: bazzer70
Showing results 1 to 25 of 223
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Forum: France
Oct 6th 2023, 5:16 pm
Replies: 13
Views: 1,070
Posted By bazzer70

Re: PUMA

Good to know - thanks for that!
When do we need to fill in the return? April seems a bit late for somebody like me who likes to get things done dusted and behind me asap?
Forum: France
Oct 6th 2023, 2:36 am
Replies: 13
Views: 1,070
Posted By bazzer70

Re: PUMA

And life sure is complicated here! I’m dreading my first tax return - mainly because I have umpteen bank accounts and apparently you have to declare them all even if they’re empty and then...
Forum: France
Oct 6th 2023, 2:33 am
Replies: 13
Views: 1,070
Posted By bazzer70

Re: PUMA

I get it - confused in that you said he was 58
Forum: France
Oct 6th 2023, 1:33 am
Replies: 13
Views: 1,070
Posted By bazzer70

Re: PUMA

After 3 months here I applied to CPAM (same as PUMA?) - had to send plenty documentation and after 3 months I received an attestation des droits (paper letter) which I use at chemists etc and don’t...
Forum: France
Sep 19th 2023, 6:12 pm
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

It’s shocking how they get it wrong at times….
in February maybe, I phoned investec (having previously invested with them and had found them efficient and competitive) and they categorically...
Forum: France
Sep 19th 2023, 2:27 am
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

Just a heads up….
I opened an NS&I bond today -
​​​​​​— they only accept payments by debit card so I spent 20 minutes on phone to Halifax to get this temporarily raised
— after...
Forum: France
Sep 15th 2023, 8:16 pm
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

Thanks again - hope they’re not withdrawn before I get the dosh! Have a good weekend!
Forum: France
Sep 15th 2023, 5:07 pm
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

Thanks again Helen - I’ve read through all the conditions etc but it certainly isn’t clear. As said my dosh will be paid out in 3 stages so am reluctant to leave it in low interest easy access if...
Forum: France
Sep 15th 2023, 3:17 am
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

It’s the 6.2% bond I am interested in - I know with ordinary easy access accounts you can add money any time you want - hopefully I can add to the 6.2% account as and when - which is what I was...
Forum: France
Sep 14th 2023, 4:56 pm
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

Thanks but can I make multiple deposits?
Forum: France
Sep 14th 2023, 2:59 am
Replies: 16
Views: 2,448
Posted By bazzer70

Re: When to declare UK bank interest to the Fisc

Hi Helen - I don’t know the answers but I hope you don’t mind me asking a question about the 6.2% bond…. 3 of my UK banks have told me they are going to close my fixed deposits with them -...
Forum: France
Feb 13th 2023, 10:57 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Mainly for Helen again….
hsbc Uk now opened as well as HSBC international- a bit fiddly but now have those 2 accounts linked and can see them both on either website or app - instant free seamless...
Forum: France
Feb 9th 2023, 7:13 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Just a thought - surely the interest is actually paid annually so you would therefore have to declare it in that year - maybe it’s paid on maturity?
Forum: France
Feb 8th 2023, 9:26 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

That just might be worth a consider - thanks!
However, I’ve just written to them to close my account as I hadn’t used it for so long - and the scare stories of needing to declare all account to...
Forum: France
Feb 3rd 2023, 11:00 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Mainly for Helen this reply… different banks have different restrictions and charges for transferring cash and it makes a huge difference to the amount of interest earned if there are delays...
Forum: France
Jan 27th 2023, 1:14 am
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Helen I know how you feel - it’s hard work trying to minimise the erosion of inflation. I think my life financially is going to be very complicated in the next few years … moving to France BEFORE...
Forum: France
Jan 26th 2023, 8:38 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Further news on HSBC international… (particularly for you Helen) …opened very easily with I.d. Confirmed using iPad camera etc. have since been contacted by them to set up a consultation with one...
Forum: France
Jan 26th 2023, 8:34 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Further to this… Hargreaves have confirmed I can keep accounts until maturity but these accounts need not only to be opened before moving but the pledged amount needs to be funded too. This is a...
Forum: France
Jan 3rd 2023, 7:43 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

this is potentially an issue.
I don’t plan to operate these accounts and hopefully when it is close to maturity I will be able to write and request all funds get transferred to the associated...
Forum: France
Jan 2nd 2023, 7:59 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

yes - we all know that! So therefore I’m trying to minimise HOW much I am losing!
Forum: France
Jan 1st 2023, 10:41 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

HSBC international pays 4.16% on 500k. That’s pretty good as there will be no issues as to residency. This is one year fixed. I have 3 two year fixed account with UK challengers and best I am...
Forum: France
Nov 1st 2022, 11:06 pm
Replies: 67
Views: 15,986
Posted By bazzer70

Re: HSBC expat banking

Thanks ET - they’ve told me I cannot get an S1 until I start receiving my state pension.
Forum: France
Sep 22nd 2022, 1:37 am
Replies: 26
Views: 2,845
Posted By bazzer70

Re: New car purchase - Buy or lease?

I applied for my crit air sticker a few weeks ago and it arrived in todays post (UK). I was expecting it earlier so I contacted them to say it hadn’t arrived and lo and behold the replacement I...
Forum: France
Aug 3rd 2022, 5:13 pm
Replies: 14
Views: 1,610
Posted By bazzer70

Re: Supermarkets

Of course ET it depends on many factors but for me I am paying for French groceries with Sterling that I have converted at the current rates and also earned on a UK salary - so it’s really £ that...
Forum: France
Aug 2nd 2022, 11:17 pm
Replies: 14
Views: 1,610
Posted By bazzer70

Re: Supermarkets

Yes - I’ve noticed is is often better value to buy the smaller packs - odd!
I do have a loyalty card with Carrefour but haven’t worked out what the benefits are yet - but I religiously get it...
Showing results 1 to 25 of 223
 
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