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Search: Posts Made By: formfill1
Showing results 1 to 25 of 131
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Forum: USA
May 24th 2026, 1:11 am
Replies: 7
Views: 577
Posted By formfill1

Re: Transferring Annuity

OK, thanks for your advice.
Forum: USA
May 23rd 2026, 11:40 pm
Replies: 7
Views: 577
Posted By formfill1

Re: Transferring Annuity

Though I would be able as a non-resident to do a 1035 exchange, would there be a difficulty with the company transferring-to, having restrictions on opening an account for a non-resident?
Forum: Moving back or to the UK
May 23rd 2026, 2:00 am
Replies: 1
Views: 233
Posted By formfill1

Changing US annuity

I'm looking to change the US company that holds my annuity, to another US company.
As there should be no tax liable in the US, I want to ensure that the company I move it to does not withhold tax...
Forum: USA
May 23rd 2026, 1:51 am
Replies: 7
Views: 577
Posted By formfill1

Re: Transferring Annuity

Thanks for the clarification about being able to change companies, that is very good news.
I think that there may be more people with experience of the W8 BEN form on the MBTTUK forum, so I'll post...
Forum: USA
May 22nd 2026, 8:27 am
Replies: 7
Views: 577
Posted By formfill1

Re: Transferring Annuity

I opened the Variable Annuity when working in the States (didn't know that there would be something of the same name in the UK), and left it untouched when I moved away from the States.
I would like...
Forum: USA
May 21st 2026, 12:06 am
Replies: 7
Views: 577
Posted By formfill1

Transferring Annuity

A long time ago, I put a lump sum into a Variable Annuity to act as a pension.
Now that it's time to take payments from this, I can see that the annuity can be transferred to another company as a...
Forum: Moving back or to the UK
Apr 20th 2026, 1:32 am
Replies: 8
Views: 746
Posted By formfill1

Re: US tax on UK rental income

I cannot see anything in Article 6 of the treaty, or in the Technical Explanation that says tax would be liable in the US (though the Technical Explanation asserts that the State of residence does...
Forum: Moving back or to the UK
Apr 19th 2026, 1:23 am
Replies: 8
Views: 746
Posted By formfill1

Re: US tax on UK rental income

It looks like item 1 is talking about a different situaion to yours.
To me, it means that any rental from the US may be taxed in the US.
Is there not another article in the treaty that deals with...
Forum: Spain
Mar 4th 2026, 11:24 pm
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

In the future, are there going to be two different types of electronic gates:
1 EES gates
2 Electronic gates for EU citizens and residents
Forum: Spain
Feb 19th 2026, 1:51 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

My concern was with residents being misdirected to EES gates when travelling from the UK.
Are residents going to disobey border officials doing this?
This is likely to cause ongoing problems for...
Forum: Spain
Feb 18th 2026, 11:47 pm
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

From your link:

... will be the only document that allows beneficiaries of the Withdrawal Agreement to be exempt from having their time spent in the EEA counted ...

That implies that they are...
Forum: Spain
Feb 18th 2026, 1:25 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

Though the Spanish Interior Ministry said that residents MUST use the EES gates (posts 41 and 42), this has been contradicted by the police (link below):
...
Forum: Spain
Feb 9th 2026, 1:02 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

If you follow the links in post 42, you will see that it was reported that the Spanish authorities had said that residents will NEED to go through the EES gates.
Forum: Spain
Feb 5th 2026, 8:18 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

That is the document that I have seen before, but have not seen anything more detailed.
It implies a blanket exemption, but that has been shown not to be true.

If you go back to post 42, you can...
Forum: Spain
Feb 5th 2026, 2:06 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

I think the implementation deserves further scrutiny.

Do you have the original EU statement about what exactly the exemption is?
It doesn't appear to be an exemption from using the EES machines....
Forum: Spain
Feb 5th 2026, 12:54 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

That's right AFAIK, but it's the implementation that is the problem.
The concern is that there is no clarity on how it is going to be implemented.
This is accentuated by the ongoing inconsistent...
Forum: Spain
Feb 4th 2026, 8:14 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

Yes, it is difficult to understand how the 90/180 day rule could be enforced for EU residents.
I can see a more troubling situation though.
How is the system going to cope with an EU resident that...
Forum: Spain
Feb 4th 2026, 2:56 am
Replies: 129
Views: 13,740
Posted By formfill1

Re: EES & ETIAS update and explanation

If carriers are obliged to check at UK departures, does that mean EU residence permits will need to be shown each time you fly back from the UK in order to show exemption?

Also, as EU resident...
Forum: USA
Jul 18th 2025, 12:44 am
Replies: 87
Views: 49,969
Posted By formfill1

Re: Social Security Fairness Act and elimination of WEP for expats

I didn't receive notification until a few weeks after the rebate was paid.
Previously, I've seen a post saying that the WEP payments may take up to November before being actioned.

I found out a...
Forum: Moving back or to the UK
Jul 16th 2025, 1:53 am
Replies: 17
Views: 3,556
Posted By formfill1

Re: UK Self assessment

I have seen elsewhere that though there is an extension to June 15, you still have to pay any tax due by April 15.
Otherwise, you will incur a penalty and interest payments.
Have you come across...
Forum: USA
Jul 16th 2025, 1:41 am
Replies: 87
Views: 49,969
Posted By formfill1

Re: Social Security Fairness Act and elimination of WEP for expats

I've just received a letter from SSA about the WEP payments that were reimbursed.
They gave the dollar amount I was reimbursed, and the monthly dollar amount I would be paid in future, but not my...
Forum: USA
Jul 5th 2025, 1:04 am
Replies: 87
Views: 49,969
Posted By formfill1

Re: Social Security Fairness Act and elimination of WEP for expats

They do, but how will this help me check my payments for earlier this year?
That statement will be sent next year, and have NO monthly figures.
Forum: USA
Jul 5th 2025, 12:57 am
Replies: 8
Views: 5,214
Posted By formfill1

Re: UK State Pension

I don't think this is true for everyone.
I was eligible for the pension shortly after the major change to the calculations in 2016.
Due to my works pension being opted-out, I only received two...
Forum: USA
Jun 27th 2025, 3:21 am
Replies: 87
Views: 49,969
Posted By formfill1

Re: Social Security Fairness Act and elimination of WEP for expats

I've just received a lump sum from SSA, which I presume is for previous WEP reductions.
It's heartening to see the SSA making progress, despite all the bad publicity about the US administration.
...
Forum: USA
Jun 23rd 2025, 12:13 am
Replies: 21
Views: 6,399
Posted By formfill1

Re: Leaving U.S. Permanently & Surrendering My GC — Sanity Check My Checklist?

Great points

Yes, I would have encountered fewer problems if I'd known this before leaving the US.

There is something else that the OP might consider as a risk-avoiding action, in case Vanguard...
Showing results 1 to 25 of 131
 
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