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Search: Posts Made By: Raffin
Showing results 1 to 25 of 1000
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Forum: Philippines
Apr 24th 2026, 1:10 pm
Replies: 76
Views: 11,676
Posted By Raffin

Re: Phone, internet, online

Coincidentally Gmail just came up with the same request.
Forum: Philippines
Apr 24th 2026, 12:44 pm
Replies: 76
Views: 11,676
Posted By Raffin

Re: Phone, internet, online

Anyone here using Lloyds online banking with an older Android phone? They're saying update to at least Android 10 if you want to continue using the app.
Mine's 8.1.0. Can use the desktop but phone...
Forum: Philippines
Apr 17th 2026, 12:15 am
Replies: 141
Views: 32,264
Posted By Raffin

Re: The Rise and Fall of GBP

Taking a 3 year view the pound has appreciated steadily against the Php by more than double that. But given the need for more defence spending in the UK and opposition to welfare cuts looks to me...
Forum: Philippines
Apr 16th 2026, 11:58 am
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

Yes, often reports and public enquiries don't help much, recommendations not put into practice etc. Boris Johnson was quite happy to start a process which would report long after he and others left...
Forum: Philippines
Apr 16th 2026, 9:40 am
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

The UK Covid Enquiry has just published another report...this one on covid vaccines, their rollout and the damage compensation scheme.
It's a long report but the BBC have done a summary:
...
Forum: Philippines
Apr 15th 2026, 10:12 pm
Replies: 141
Views: 32,264
Posted By Raffin

Re: The Rise and Fall of GBP

The pound here again getting into territory not seen for many years:

...
Forum: Philippines
Apr 15th 2026, 9:45 pm
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

Covid update

With a lull in the war I thought I should report again on covid. A worldwide health crisis tailing well off only to be superceded by a possible worldwide economic downturn, increased...
Forum: Philippines
Mar 12th 2026, 11:59 pm
Replies: 33
Views: 5,411
Posted By Raffin

Re: Proof of Life 2025

I have another govt type pension and it has a very different proof of life. Five yearly until you get really old and last time I was able to prove I was alive by email. The funny thing was it was by...
Forum: Philippines
Feb 25th 2026, 7:53 pm
Replies: 39
Views: 8,068
Posted By Raffin

Re: Wise

Update:
My funds made it to my account after 8 days.The sending bank arranged them to be freed from Instapay. Of course, they gave me no reason for the long delay. It usually takes seconds..First...
Forum: Philippines
Feb 20th 2026, 10:19 am
Replies: 39
Views: 8,068
Posted By Raffin

Re: Wise

They did up the Bank Sentral maximum insured deposit limit per depositor to P1M last year. So they do review limits.

This doesn't involve Wise but it does Instapay so I will mention it here....
Forum: Philippines
Feb 16th 2026, 8:43 pm
Replies: 39
Views: 8,068
Posted By Raffin

Re: Wise

Yes, thanks it is.
Having a 50k limit to tie in with Instapay here makes sense.
Yes, you shouldn't leave it too late on Fridays otherwise you get a weekend delay.
Just a thought, but in case...
Forum: Philippines
Feb 16th 2026, 4:21 pm
Replies: 39
Views: 8,068
Posted By Raffin

Re: Wise

Asked Wise to send 1,000 pounds here yesterday.late afternoon.They are promising arrival of funds in my account tomorrow afternoon.
But at midday today I asked them to send 500 pounds here, same...
Forum: New Zealand
Jan 31st 2026, 8:51 am
Replies: 29
Views: 5,422
Posted By Raffin

Re: going back for a visit

Well I always used to travelling abroad when UK resident but it somehow slipped my mind when resident abroad. Have done a few trips, a couple with a few others. No issues. But I see the NHS charge...
Forum: New Zealand
Jan 30th 2026, 5:38 pm
Replies: 29
Views: 5,422
Posted By Raffin

Re: going back for a visit

[QUOTE=Justcol;13336792]Just take out zero excess insurance before you leave for your holiday. Its relatively expensive.

That's a good suggestion for some. I've never even considered taking out...
Forum: Philippines
Jan 13th 2026, 8:29 am
Replies: 32
Views: 7,376
Posted By Raffin

Re: 13 A Spousal Visa

Seems to be available from abroad. Eg US and UK.

https://londonpe.dfa.gov.ph/images/Forms/visaform3.pdf

But just check with the Philippine Embassy in London. Caution...the form was revised...
Forum: New Zealand
Jan 12th 2026, 9:42 pm
Replies: 29
Views: 5,422
Posted By Raffin

Re: going back for a visit

Speed limits are a bit of a shock if the country where you live effectively doesn't have them! Modern cars in Britain now alert you so you should be able to avoid fines but the alerts themselves get...
Forum: Philippines
Dec 7th 2025, 8:50 pm
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

Vitamin D update

Best to take this with some caution as Dr John Campbell has been known to come out with something before only to retract it in a few days.
However he's not alone this time with...
Forum: Philippines
Nov 28th 2025, 1:54 pm
Replies: 141
Views: 32,264
Posted By Raffin

Re: The Rise and Fall of GBP

The dip was after the budget but not serious.
Looks like the market is totally focused on the flood prevention corruption here so Britain can get away with not a good economic outlook.
I didn't...
Forum: Philippines
Nov 27th 2025, 8:40 pm
Replies: 141
Views: 32,264
Posted By Raffin

Re: The Rise and Fall of GBP

The Chancellor in the UK budget speech on Wednesday confirmed, as previously promised, the pensions triple lock will be kept for next year. There will be a 4.8% rise in April.

...
Forum: Philippines
Nov 20th 2025, 5:31 pm
Replies: 0
Views: 594
Posted By Raffin

The Ashes 2025

Started today. If you have an Australian VPN you can watch a free live stream on channel 7. They ask for an Australian postcode but that's easy to find. At present England are already all out in...
Forum: Philippines
Nov 13th 2025, 1:23 pm
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

THE PHILIPPINE POPULATION

Local blogger Super Sally. who has now mostly moved on from covid19, is now bemoaning population trends in The Philippines and its neighbouring countries.
Somewhat off...
Forum: Philippines
Nov 6th 2025, 7:10 pm
Replies: 2,174
Views: 187,850
Posted By Raffin

Re: NCR llockdown

Covid Update November 2025

After a search of E and SE Asian news I only found covid news about Japan, and only from August:
...
Forum: New Zealand
Nov 5th 2025, 8:06 pm
Replies: 29
Views: 5,422
Posted By Raffin

Re: going back for a visit

Many of you may not know that since January this year many UK bus fares have been capped at 3 pounds. So in certain places you can go over 40 miles for that cost. Last month there we had a hire car...
Forum: Philippines
Nov 3rd 2025, 2:09 pm
Replies: 33
Views: 5,411
Posted By Raffin

Re: Proof of Life 2025

As I was going to the UK I got a Proof of Life form witnessed here and saved on the expensive courier postage from here by sending it in from the UK list month.
I can't receive the DWP mailings...
Forum: Philippines
Oct 24th 2025, 2:04 pm
Replies: 52
Views: 24,268
Posted By Raffin

Re: Daily Life Improvements

Just to add that if you are a senior you'll get a fare discount on many bus fares here.
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