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Search: Posts Made By: MMcD
Showing results 1 to 25 of 1000
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Forum: USA
Apr 20th 2024, 8:31 pm
Replies: 3
Views: 399
Posted By MMcD

Re: FinCEN Report 114 strange response

Submitted FBAR '23 mid-March
Received immediate e-mail (same day) titled "F-BAR submission accepted"
Following day received 2nd email titled "FinCen Acknowledgement XXX......."XXXX..."
The...
Forum: USA
Feb 5th 2024, 8:38 pm
Replies: 7
Views: 744
Posted By MMcD

Re: UK state pension

....And (correct me if you think I'm wrong)..... An FBAR is not reported for UK STATE PENSION (even if one is at an age when they were already receiving that pension)
Forum: USA
Feb 5th 2024, 8:21 pm
Replies: 11
Views: 739
Posted By MMcD

Re: Interest on Wise Account and FDIC Insurance

Thanks for your speedy reply :thumbsup:
Forum: USA
Feb 5th 2024, 7:52 pm
Replies: 11
Views: 739
Posted By MMcD

Re: Interest on Wise Account and FDIC Insurance

I think I posted about this at the time...Wise first offered an interest bearing opt-in feature around May (?) of 2023.
At that time the interest rate they offered was 3.22APY (which was highly...
Forum: USA
Jan 29th 2024, 2:57 pm
Replies: 5
Views: 824
Posted By MMcD

Re: UK Pension Annuity option for US resident

This .pdf document may have some useful links.....

https://static.aviva.io/content/dam/document-library/corporate-pensions/fe1067.pdf
Forum: USA
Jan 27th 2024, 5:27 pm
Replies: 3
Views: 428
Posted By MMcD

Re: IRS Exchange Rate

...and for FBAR reporting - the US Treasury 31 Dec 2023 Rate of Exchange is:

$1 = £0.786 or £1 = $1.2722

https://fiscaldata.treasury.gov/currency-exchange-rates-converter/
Forum: The Trailer Park
Nov 4th 2023, 8:14 pm
Replies: 50
Views: 4,902
Posted By MMcD

Re: Wise.com - New verification Process

Here's why....https://www.cnn.com/2023/11/03/investing/bank-deposit-outage/index.html
Forum: The Trailer Park
Sep 12th 2023, 12:54 am
Replies: 266
Views: 22,368
Posted By MMcD

Re: WTF in America Part 2

Speaking of panty elastic and other underpinnings::blink:
From Guardian to WaPo.......

https://www.washingtonpost.com/dc-md-va/2023/09/11/susanna-gibson-sex-website-virginia-candidate/

WTF,...
Forum: USA
Aug 14th 2023, 3:44 am
Replies: 88
Views: 7,504
Posted By MMcD

Re: Moving to the Bay area - need help with public school minefield!

Hey N1cky...great to "see' you again....and to have your voice of reason plus first hand experience to counter the absurdity of some of the preposterous nonsense posted in this thread.. :goodpost:
Forum: USA
Aug 10th 2023, 3:06 am
Replies: 17
Views: 1,769
Posted By MMcD

Re: Does anyone have experience with Western Union for their pension payments?

The OP should keep in mind that if he opts to have his pension paid directlly to his Bank Accnt. he will be subject to whatever the mid-market exchange rate happens to be at the time and date he is...
Forum: USA
Aug 9th 2023, 3:33 pm
Replies: 17
Views: 1,769
Posted By MMcD

Re: Does anyone have experience with Western Union for their pension payments?

This link gives you a live comparison.
https://wise.com/us/compare/western-union-vs-wise

When you open it - change whatever currencies it's showing to GBP -> USD

You can even enter the exact...
Forum: USA
Aug 8th 2023, 6:42 pm
Replies: 88
Views: 7,504
Posted By MMcD

Re: Moving to the Bay area - need help with public school minefield!

The OP doesn't "need", and is not obliged to do anything more. Stop badgering them. It's unseemly
Forum: USA
Aug 8th 2023, 6:23 pm
Replies: 17
Views: 1,769
Posted By MMcD

Re: Does anyone have experience with Western Union for their pension payments?

Their "fee" { pragmatically ) is taken thru their conversion rate.
The wisest advice is to do what lansbury recommends. (see below)
Use Wise !
And Wise will also do an ACH transfer to your Bank....
Forum: The Trailer Park
Jul 19th 2023, 10:58 pm
Replies: 15
Views: 1,357
Posted By MMcD

Re: Parking Laws Are Strangling America

Maybe the OP uploaded this video to THE TRAILER PARK because he took its name literally.......
Forum: USA
Jun 17th 2023, 6:37 pm
Replies: 14
Views: 1,283
Posted By MMcD

Re: using Wise in the USA

I think I'd be queasy about opening an interest-beasrong account as well were I resident in the UK.
The big difference being that the UK Interest-Bearing Account funds are not held in a Bank (with...
Forum: USA
Jun 17th 2023, 3:55 pm
Replies: 14
Views: 1,283
Posted By MMcD

Re: using Wise in the USA

This isn't the case if you are a homeowner who must pay a gardener, a poolman, a housekeeper etc. on a regular basis. These workers (often undocumented) are in no position to accept credit card...
Forum: USA
Jun 15th 2023, 7:22 pm
Replies: 14
Views: 1,283
Posted By MMcD

Re: using Wise in the USA

That's no longer the case.
If you opt to have a Wise interest bearing account (which any Wise account holder residing in the US,who has either a SS# or EIN, can now do) the USD funds are "swept" by...
Forum: USA
May 30th 2023, 7:37 pm
Replies: 8
Views: 776
Posted By MMcD

Re: Duel Citizen Working in the NHS - Pension Situation

I must second that...her concise, informed replies are always so clear, helpful and relevant.

I always marvel at your willingness GG to take the time required to be so precise.
:thumb:
Forum: USA
May 28th 2023, 7:58 pm
Replies: 25
Views: 2,067
Posted By MMcD

Re: Two stupid US tax questions

OP....

You are becoming unnecessarily stressed.

Tax-filing can certainly be daunting - particularly when you've never done it before in this country and are unfamiliar. with IRS requirements...
Forum: USA
Apr 18th 2023, 5:24 pm
Replies: 23
Views: 3,105
Posted By MMcD

Re: Need bank account in the UK or other options ....

Agreed

....furthermore aren't they abrogating the terms and responsibilities laid out in their contract with you by, in effect, denying you access to any and all pension payments.
And that is...
Forum: USA
Apr 15th 2023, 9:04 pm
Replies: 23
Views: 3,105
Posted By MMcD

Re: Need bank account in the UK or other options ....

This
Wholeheartedly agree
Up the totem pole...then up some more
Forum: USA
Apr 15th 2023, 8:23 pm
Replies: 23
Views: 3,105
Posted By MMcD

Re: Need bank account in the UK or other options ....

Don't know how you communicate with your SIPPS provider...but rather than requesting their permission could you (after first opening a "Wise Multi-Currency Account") e-mail AJBell the Wise Wire...
Forum: The Trailer Park
Apr 15th 2023, 7:03 pm
Replies: 266
Views: 22,368
Posted By MMcD

Re: WTF in America Part 2

I don't think they are "meaningless words". Not when they contribute to "Climate Change". And by that I mean the "Climate" of America's ever increasing national tolerance of abhorrent behaviour and...
Forum: USA
Apr 15th 2023, 5:37 pm
Replies: 4
Views: 452
Posted By MMcD

Re: Help - 1040 and 1040NR, dual status - married filing jointly and separately?

Why not try getting an answer to your conundrum by going online to Turbo Tax and taking advantage of their free option by using both their "Easy Step" QandA procedure and their "View/Forms" link to...
Forum: The Trailer Park
Apr 15th 2023, 5:10 pm
Replies: 266
Views: 22,368
Posted By MMcD

Re: WTF in America Part 2

INsanitty
OUTsanity
total madness...South Dakota governor says her two-year-old grandchild has several guns...
Showing results 1 to 25 of 1000
 
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