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Search: Posts Made By: HerMadge
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Sep 24th 2021, 4:23 pm
Replies: 9,776
Views: 648,646
Posted By HerMadge

Re: Random stuff - the anything else thread

Celeb spotting in Langford, Victoria, BC. :)
Also, An interesting cloud formation, above some fall coloured trees. Beautiful! We love Victoria BC.
...
Forum: Canniversary
Sep 24th 2021, 4:18 pm
Replies: 1
Views: 2,112
Posted By HerMadge

3-Years Landed Today

We landed 3 years ago today, in Vancouver. We have been living on Vancouver Island since then. It feels like a lot longer (thanks Pandemic!).
Wishing everyone a happy weekend. :drinkingwine:
Forum: Canada
Nov 22nd 2019, 4:34 pm
Replies: 2
Views: 591
Posted By HerMadge

Question SO Finding Permanent Roles on Van. Isle Health

When we landed, we moved to a town north of Nanaimo for almost a year, and then transferred down to Victoria where we are now.
I work remotely for a British IT company, so not affected by the...
Forum: Canada
Oct 7th 2019, 5:44 pm
Replies: 6
Views: 692
Posted By HerMadge

BC - Dental and Prescription (plans/coverage)?

Hi

Can anyone clarify the best way to go about paying for dental and orthodontic services in BC?
MSP does not cover dental/orthodontic/prescription costs and individual insurance plans don't...
Forum: Canada
Sep 13th 2019, 9:40 pm
Replies: 3
Views: 904
Posted By HerMadge

Re: Getting a Mortgage: UK-Paid / Living in Canada

thank you Siouxie, I'll check those options out. And good point on using a mortgage broker. My partner earns a great deal less than I, so him being the main applicant isn't as ideal. I'm sure a...
Forum: Canada
Sep 13th 2019, 1:01 am
Replies: 3
Views: 904
Posted By HerMadge

Getting a Mortgage: UK-Paid / Living in Canada

Hi - little background. I am Canadian born, lived in the UK for 18 years, moved back last year with my other half and two kids.

I work for a UK Company, and get paid into my Nationwide account, in...
Forum: Canada
Apr 27th 2019, 3:40 pm
Replies: 10
Views: 1,280
Posted By HerMadge

Re: Immigration Category?! Banking: credit card application

this is good to know, and I'm sure will point others in the right direction. Yes, my partner's PR card is the newer version.
Forum: Canada
Apr 25th 2019, 12:35 pm
Replies: 10
Views: 1,280
Posted By HerMadge

Re: Immigration Category?! Banking: credit card application

Thank you Siouxie I couldn't find those links when I searched. :)
The strange thing is that my partner provided his permanent residency card, strange that isn't really enough. However there must be...
Forum: Canada
Apr 25th 2019, 1:57 am
Replies: 10
Views: 1,280
Posted By HerMadge

Re: Immigration Category?! Banking: credit card application

Solved.

I agree it doesn't make much sense, until we found the number on the letter confirming permanent residency, the one received back in England. Strange. The actual logical processing of...
Forum: Canada
Apr 25th 2019, 12:28 am
Replies: 10
Views: 1,280
Posted By HerMadge

Immigration Category?! Banking: credit card application

RBC are asking for a IMM number as an 'Immigration Category'. I know the original applications for PR have IM numbers associated but the bank are asking for an IMM number associated with my partner's...
Forum: Canniversary
Apr 6th 2019, 9:28 pm
Replies: 7
Views: 2,545
Posted By HerMadge

Re: 6-Months

What a coincidence! May be worth connecting at some point to share notes. ☺ maybe when we are back on V.I.
Forum: Canniversary
Apr 6th 2019, 7:00 pm
Replies: 7
Views: 2,545
Posted By HerMadge

Re: 6-Months

Hi neighbour!! So glad you're enjoying your experience too. Congratulations on your new home. ☺

Have you bought a paddle board yet? We can't wait to get one and some kayaks.

I'm Canadian by...
Forum: Canniversary
Apr 6th 2019, 4:10 am
Replies: 7
Views: 2,545
Posted By HerMadge

Re: 6-Months

Good comments, and suggestion on the Google Play. Thank you. Yes the mobile phone contracts are nowhere near as competitive, but we have a pay as you go with Virgin at $25 a month, there are...
Forum: Canniversary
Apr 3rd 2019, 3:16 pm
Replies: 7
Views: 2,545
Posted By HerMadge

6-Months

We landed at the end of September 2018 so have been here just over 6 months.

It's gone very well, my partner found work within the first week - we are on Vancouver Island - and people told him...
Forum: Canada
Apr 3rd 2019, 2:23 pm
Replies: 5
Views: 804
Posted By HerMadge

Re: P85 earnings vs refund

Thank you so much! I will check that now.

To the previous poster - I submitted my P85 on the 1st of October 2018, so just days after we arrived. It took a while for my tax code to be changed, I...
Forum: Canada
Apr 2nd 2019, 7:05 pm
Replies: 5
Views: 804
Posted By HerMadge

Re: P85 earnings vs refund

I am PAYE and paid in the UK - paid under my regular tax code until it was changed to NT in December 2018.
So I paid tax up to that point for last year. We left the UK in September, so I paid my...
Forum: Canada
Apr 2nd 2019, 6:59 pm
Replies: 5
Views: 804
Posted By HerMadge

P85 earnings vs refund

I'm wondering if anyone call help?

I called HMRC today, to understand what refund I would be looking at receiving, and they've informed me that I am due no refund.
I was expecting one, since I...
Forum: Canada
Dec 20th 2018, 7:36 pm
Replies: 9
Views: 1,275
Posted By HerMadge

Re: Self-employed working for UK company

Helpful thread! I work full-time for a UK business. I'm paid in GBP, into a British account, and use Halo Financial Services to transfer funds. They're very good, I do get the stupid $17 transfer...
Forum: Canada
Dec 20th 2018, 6:55 pm
Replies: 27
Views: 3,040
Posted By HerMadge

Re: Best way to build up credit history

We are in this position right now. No credit rating here. And when I applied for a small basic credit card from Scotiabank, they called to ask for my line-something on my tax return. I said, I...
Forum: Canada
Dec 20th 2018, 6:34 pm
Replies: 7
Views: 3,910
Posted By HerMadge

Thumbs up Re: Nationwide bank account in Canada

I've moved to the UK, and kept my Nationwide account open. I use it to pay some things I have running in the UK still. I also am paid my by UK employer into my Nationwide account and just run a...
Forum: Canada
Dec 20th 2018, 5:35 pm
Replies: 66
Views: 10,324
Posted By HerMadge

Re: Do you lose all the money paid in NI (from UK)

No that's really good advice, I wasn't sure what to do. But I have another colleague moving to Canada, who will continue working for our company when she moves too. She's exactly in the same boat so...
Forum: Canada
Dec 20th 2018, 4:03 am
Replies: 66
Views: 10,324
Posted By HerMadge

Re: Do you lose all the money paid in NI (from UK)

I hope I'm in the right place.

We've newly arrived to Canada, but I am still employed by a British company.
My P85 is done, and processed, so I'm no longer paying PAYE, but they're still taking...
Forum: Canada
Dec 19th 2018, 2:08 pm
Replies: 4
Views: 1,155
Posted By HerMadge

Re: Canada-UK Double Taxation

Thank you for posting this! I had no idea. I've spoken to my UK Payroll Dept, and they've said that NI is still payable, even though my Tax Code was changed to NT.
I didn't realise I would need to...
Aug 15th 2018, 9:09 pm
Replies: 16,349
Views: 1,703,419
Posted By HerMadge

Re: Timeline For Spousal Sponsorship via London

yes they gave us until 18-dec. Which is fine because we booked flights for the end of September. :-) yay!
Aug 15th 2018, 6:54 pm
Replies: 16,349
Views: 1,703,419
Posted By HerMadge

Re: Timeline For Spousal Sponsorship via London

We received the CoPR today ☺ Thank you all for being here, just knowing we weren't alone in the journey was a comfort and having the spreadsheet stopped us from feeling insane at times. Thanks again...
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