It's been a week.....
#106
Very exciting! As someone who is starting to put the wheels in motion to look at moving back, I was doing some car insurance shopping on comparethemarket.com - some quotes were expensive in the £800 range for everything.. (with no NCD) whereas if they would take into account NCD in the £300-500 range car dependent. But yes there were some that were £5000!
Out of interest.. how much NCD did NFU give you and how much was the premium and for what sort of car? :-) Trying to get realistic estimations together.

Out of interest.. how much NCD did NFU give you and how much was the premium and for what sort of car? :-) Trying to get realistic estimations together.


We have placed our insurance with NFU - Fully Comp, £250 Ded and Breakdown Coverage -£370 per annum. 2009 VW Tiguan. They gave us 6 year NCD, based on clean driving records, claims free, except one at fault (caused by OH, I may add) and one claim (not at fault)
Their quote was subject to us transferring our Cdn licenses to UK lic., within next 12 mths, which we have to do anyway. I told the agent that we have copies of our claims history (been with the same insurer for over 20 years) and our driving records from the Govt Alberta, they asked me to provide copies.
As I mentioned, in a previous post, NFU are rated no.1 by a survey done by "Which". What I found with the "compare" sites, is that, they excluded us almost immediately as we don't have UK licences. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!

Having said all of the that, the proof is in the pudding, when a claim arises!
#107
BE Reader for years!



Joined: Jun 2012
Posts: 131
From: Orlando, FL








Britwhore has given you details on her arrangement with NFU and I also highly recommend them. In some cases it does make a difference to speak to someone that understands the risk and just doesn't fill in the boxes.
We have placed our insurance with NFU - Fully Comp, £250 Ded and Breakdown Coverage -£370 per annum. 2009 VW Tiguan. They gave us 6 year NCD, based on clean driving records, claims free, except one at fault (caused by OH, I may add) and one claim (not at fault)
Their quote was subject to us transferring our Cdn licenses to UK lic., within next 12 mths, which we have to do anyway. I told the agent that we have copies of our claims history (been with the same insurer for over 20 years) and our driving records from the Govt Alberta, they asked me to provide copies.
As I mentioned, in a previous post, NFU are rated no.1 by a survey done by "Which". What I found with the "compare" sites, is that, they excluded us almost immediately as we don't have UK licences. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!
Having said all of the that, the proof is in the pudding, when a claim arises!
We have placed our insurance with NFU - Fully Comp, £250 Ded and Breakdown Coverage -£370 per annum. 2009 VW Tiguan. They gave us 6 year NCD, based on clean driving records, claims free, except one at fault (caused by OH, I may add) and one claim (not at fault)
Their quote was subject to us transferring our Cdn licenses to UK lic., within next 12 mths, which we have to do anyway. I told the agent that we have copies of our claims history (been with the same insurer for over 20 years) and our driving records from the Govt Alberta, they asked me to provide copies.
As I mentioned, in a previous post, NFU are rated no.1 by a survey done by "Which". What I found with the "compare" sites, is that, they excluded us almost immediately as we don't have UK licences. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!

Having said all of the that, the proof is in the pudding, when a claim arises!

#108
Thread Starter
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Joined: Oct 2011
Posts: 454
From: HOME!!!!!!











Yeah I thought they would just work with farmers and I was actually told to contact them by two different sets of friends who ironically both own farms!!! But no........I can't even grow a weed and yet they insure me!
I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.
I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.
#109
BE Reader for years!



Joined: Jun 2012
Posts: 131
From: Orlando, FL








Yeah I thought they would just work with farmers and I was actually told to contact them by two different sets of friends who ironically both own farms!!! But no........I can't even grow a weed and yet they insure me!
I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.
I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.


hehehehe
#110
#111
BE Reader for years!



Joined: Jun 2012
Posts: 131
From: Orlando, FL








Guilty as charged! I am still struggling with using NA terms when I should be using the British term, "parking lot" instead of "car park". The other day, when I was out with my driving instructor I was using NA terms, such as, parking stall, intersection & give way. Fortunately he is bilingual

Last edited by BritinFLUSA; Sep 13th 2012 at 7:23 pm.
#112
Sneering at a few lingering Americanisms smacks of reverse snobbery (or maybe that should just be snobbery). Besides, even over just the past year or two, many Americanisms have entered common useage here (oops, did I spell useage in the American or British way? You know what, I don't give a crap). Get over your yourself. Period.
(those are two examples, that actually fit the situation).
Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.
I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.
Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!
(those are two examples, that actually fit the situation).
Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.
I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.
Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!
#113
Back home at last!




Joined: Mar 2012
Posts: 259
From: UK to AUS to USA, now home in UK











Britwhore has given you details on her arrangement with NFU and I also highly recommend them. In some cases it does make a difference to speak to someone that understands the risk. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!
Having said all of the that, the proof is in the pudding, when a claim arises!

Having said all of the that, the proof is in the pudding, when a claim arises!

Our container arrived on Wednesday, in the rain
#114
BE Reader for years!



Joined: Jun 2012
Posts: 131
From: Orlando, FL








Sneering at a few lingering Americanisms smacks of reverse snobbery (or maybe that should just be snobbery). Besides, even over just the past year or two, many Americanisms have entered common useage here (oops, did I spell useage in the American or British way? You know what, I don't give a crap). Get over your yourself. Period.
(those are two examples, that actually fit the situation).
Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.
I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.
Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!
(those are two examples, that actually fit the situation).
Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.
I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.
Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!
Dunroving your post made me laugh.. I love the wittiness.
errr.. Period.
#115
Thread Starter
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Joined: Oct 2011
Posts: 454
From: HOME!!!!!!











Pombat so glad it arrived in one piece!! we also used Rainier and it's supposed to arrive the end of September. We were going to have it sent down to the family house in Dover but we're thinking of renting a storage space near London and just having them deliver it to there that way it will be easier when we move up to London.
If your husband is anything like mine I'm sure you could probably get rid of half the stuff you don't actually need and after a week he wouldn't remember what was there!!!!
Good luck!
If your husband is anything like mine I'm sure you could probably get rid of half the stuff you don't actually need and after a week he wouldn't remember what was there!!!!
Good luck!
#116
Back home at last!




Joined: Mar 2012
Posts: 259
From: UK to AUS to USA, now home in UK













Only joking, I will 'fess up to anything that goes, but not until it is too late to get it back!!
#117
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Joined: Feb 2011
Posts: 983
From: North Yorkshire











Pombat, well done on the furniture arriving. Ours hasnt yet, but we are redecorating in the meantime. Dont know who is delivering it but it was packed up by that famous Ibiza DJ- Atlas Van Lines!
#118
On North Americanisms, I'm finding it hard to stop using "washroom" for toilet, and washroom can get me very blank looks.
Bev
Bev
#120
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Joined: Feb 2011
Posts: 983
From: North Yorkshire











I`ve grown to like "restroom".



