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Old Sep 13th 2012 | 8:32 am
  #106  
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Default Re: It's been a week.....

Originally Posted by BritinFLUSA
Very exciting! As someone who is starting to put the wheels in motion to look at moving back, I was doing some car insurance shopping on comparethemarket.com - some quotes were expensive in the £800 range for everything.. (with no NCD) whereas if they would take into account NCD in the £300-500 range car dependent. But yes there were some that were £5000!

Out of interest.. how much NCD did NFU give you and how much was the premium and for what sort of car? :-) Trying to get realistic estimations together.
Britwhore has given you details on her arrangement with NFU and I also highly recommend them. In some cases it does make a difference to speak to someone that understands the risk and just doesn't fill in the boxes.

We have placed our insurance with NFU - Fully Comp, £250 Ded and Breakdown Coverage -£370 per annum. 2009 VW Tiguan. They gave us 6 year NCD, based on clean driving records, claims free, except one at fault (caused by OH, I may add) and one claim (not at fault)

Their quote was subject to us transferring our Cdn licenses to UK lic., within next 12 mths, which we have to do anyway. I told the agent that we have copies of our claims history (been with the same insurer for over 20 years) and our driving records from the Govt Alberta, they asked me to provide copies.

As I mentioned, in a previous post, NFU are rated no.1 by a survey done by "Which". What I found with the "compare" sites, is that, they excluded us almost immediately as we don't have UK licences. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!

Having said all of the that, the proof is in the pudding, when a claim arises!
 
Old Sep 13th 2012 | 8:52 am
  #107  
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Default Re: It's been a week.....

Originally Posted by lf1
Britwhore has given you details on her arrangement with NFU and I also highly recommend them. In some cases it does make a difference to speak to someone that understands the risk and just doesn't fill in the boxes.

We have placed our insurance with NFU - Fully Comp, £250 Ded and Breakdown Coverage -£370 per annum. 2009 VW Tiguan. They gave us 6 year NCD, based on clean driving records, claims free, except one at fault (caused by OH, I may add) and one claim (not at fault)

Their quote was subject to us transferring our Cdn licenses to UK lic., within next 12 mths, which we have to do anyway. I told the agent that we have copies of our claims history (been with the same insurer for over 20 years) and our driving records from the Govt Alberta, they asked me to provide copies.

As I mentioned, in a previous post, NFU are rated no.1 by a survey done by "Which". What I found with the "compare" sites, is that, they excluded us almost immediately as we don't have UK licences. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!

Having said all of the that, the proof is in the pudding, when a claim arises!
Sounds fantastic! Thanks for posting detail. Definitely want to check them out. :-) I always thought they were just for farmers..I suppose not! :-)
 
Old Sep 13th 2012 | 9:23 am
  #108  
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Default Re: It's been a week.....

Yeah I thought they would just work with farmers and I was actually told to contact them by two different sets of friends who ironically both own farms!!! But no........I can't even grow a weed and yet they insure me!

I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.
 
Old Sep 13th 2012 | 9:59 am
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Default Re: It's been a week.....

Originally Posted by britwhore
Yeah I thought they would just work with farmers and I was actually told to contact them by two different sets of friends who ironically both own farms!!! But no........I can't even grow a weed and yet they insure me!

I forgot to mention we are also fully comp, £150 deductible and breakdown coverage.
Second time I have noticed the word "Deductible" being used. *sneers at American term* - they use the term Excess remember in the UK hehehehe
 
Old Sep 13th 2012 | 7:11 pm
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Default Re: It's been a week.....

Originally Posted by BritinFLUSA
Second time I have noticed the word "Deductible" being used. *sneers at American term* - they use the term Excess remember in the UK hehehehe
Guilty as charged! I am still struggling with using NA terms when I should be using the British term, "parking lot" instead of "car park". The other day, when I was out with my driving instructor I was using NA terms, such as, parking stall, intersection & give way. Fortunately he is bilingual
 
Old Sep 13th 2012 | 7:19 pm
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Default Re: It's been a week.....

Originally Posted by lf1
Guilty as charged! I am still struggling with using NA terms when I should be using the British term, "parking lot" instead of "car park". The other day, when I was out with my driving instructor I was using NA terms, such as, parking stall, intersection & give way. Fortunately he is bilingual
Even if we keep our British accents after years abroad (like me!), these words and phrases infiltrate our vocabulary. It will take time to eradicate them! Perhaps I should say EXTERMINATE! Although it makes me feel like a Dalek!

Last edited by BritinFLUSA; Sep 13th 2012 at 7:23 pm.
 
Old Sep 13th 2012 | 7:34 pm
  #112  
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Default Re: It's been a week.....

Sneering at a few lingering Americanisms smacks of reverse snobbery (or maybe that should just be snobbery). Besides, even over just the past year or two, many Americanisms have entered common useage here (oops, did I spell useage in the American or British way? You know what, I don't give a crap). Get over your yourself. Period.

(those are two examples, that actually fit the situation).

Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.

I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.

Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!
 
Old Sep 13th 2012 | 7:36 pm
  #113  
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Default Re: It's been a week.....

Originally Posted by lf1
Britwhore has given you details on her arrangement with NFU and I also highly recommend them. In some cases it does make a difference to speak to someone that understands the risk. From my own experience and Britwhore's, my sense is that they know how to underwrite a risk rather just fill in boxes. Spoken like and ex underwriter!

Having said all of the that, the proof is in the pudding, when a claim arises!
I agree, it is much better to speak to a person. i rang Aviva and was able to get £255 fully comp with protected max no claims for a brand new Jazz. Some of the online companies wouldn't quote at all and others were above £1000.00. Aviva did want proof of claim history in the US in the form of a letter from the insurance company, on company letterheaded paper, including dates of coverage, policy number and so on. So, for anyone planning the move back to the UK, get as much information as possible from your overseas insurers and get it in writing.

Our container arrived on Wednesday, in the rain the movers (Rainier, who contracted Moving Star in California and Euro USA here) were really good and got everything in and undercover as quickly as they could. They worked really hard and were unfailingly polite and cheerful. No major damage or breakages have come to light so far, but it won't all be unpacked for quite a while. It was lovely to sleep in our own beds!! The poor little house is bursting at the seams because we have way too much stuff, but it did all get unloaded. At one stage I had visions of boxes being left in the front garden because there would not be anywhere else to put them. It wasn't quite that bad, but not too far off. The garage is completely full. The sooner we get the extension built the better, but for now we will be living with too much stuff in too small a space! It really doesn't seem worth putting some in storage just for 6 months or so, but that is always an option. Our families have been brilliant, lending us furniture until ours came and then rushing to take it away early on Wednesday morning before the container arrived at 8:30am. Meanwhile OH is back in California for work, worrying that I will dispose of his precious stuff before he gets back
 
Old Sep 13th 2012 | 7:55 pm
  #114  
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Default Re: It's been a week.....

Originally Posted by dunroving
Sneering at a few lingering Americanisms smacks of reverse snobbery (or maybe that should just be snobbery). Besides, even over just the past year or two, many Americanisms have entered common useage here (oops, did I spell useage in the American or British way? You know what, I don't give a crap). Get over your yourself. Period.

(those are two examples, that actually fit the situation).

Math, 24-7, "a to zee", sidewalk, trunk, etc., etc. I hear them quite frequently here.

I figure if a Brit looks at me with a quizzical or sneering expression because I say "zee", or "parking lot", it's just a sign of a sad parochialism and lack of awareness. Certainly, if an American term is not well understood or very different from (oops, different "to") the British equivalent, there's reason to make the effort.

Should we stop saying someone has a certain "je ne sais quoi", and say they have an "I don't know what?". Ridiculous intolerance! Join the BNP!

Dunroving your post made me laugh.. I love the wittiness. errr.. Period.
 
Old Sep 13th 2012 | 9:16 pm
  #115  
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Default Re: It's been a week.....

Pombat so glad it arrived in one piece!! we also used Rainier and it's supposed to arrive the end of September. We were going to have it sent down to the family house in Dover but we're thinking of renting a storage space near London and just having them deliver it to there that way it will be easier when we move up to London.

If your husband is anything like mine I'm sure you could probably get rid of half the stuff you don't actually need and after a week he wouldn't remember what was there!!!!

Good luck!
 
Old Sep 13th 2012 | 9:24 pm
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Default Re: It's been a week.....

Originally Posted by britwhore

If your husband is anything like mine I'm sure you could probably get rid of half the stuff you don't actually need and after a week he wouldn't remember what was there!!!!

Good luck!
I think that's exactly what he is afraid of! I will smile sweetly and say that I haven't got rid of anything, and he won't quite know......
Only joking, I will 'fess up to anything that goes, but not until it is too late to get it back!!
 
Old Sep 13th 2012 | 9:33 pm
  #117  
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Default Re: It's been a week.....

Pombat, well done on the furniture arriving. Ours hasnt yet, but we are redecorating in the meantime. Dont know who is delivering it but it was packed up by that famous Ibiza DJ- Atlas Van Lines!
 
Old Sep 13th 2012 | 11:30 pm
  #118  
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Default Re: It's been a week.....

On North Americanisms, I'm finding it hard to stop using "washroom" for toilet, and washroom can get me very blank looks.

Bev
 
Old Sep 14th 2012 | 12:46 am
  #119  
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Default Re: It's been a week.....

Originally Posted by Bevm
On North Americanisms, I'm finding it hard to stop using "washroom" for toilet, and washroom can get me very blank looks.

Bev
I am having the same problem, but I wish the Brits would adopt "washroom" as I prefer it over "toilet". I think I'll opt for "loo"
 
Old Sep 14th 2012 | 12:50 am
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Default Re: It's been a week.....

I`ve grown to like "restroom".
 


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