British citizen living abroad? Non-EEA spouse? This may affect you!
#241
BE Forum Addict
Joined: Dec 2008
Posts: 3,396
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
6 months in EEA country + 5 years on permit in UK + 1 day on PR = 5½ years or thereabouts.
Of course, the citizenship requirements for spouses of a British citizen could be changed to match everyone else in due course - particularly as the new rules for spouse visas mean 5 years before you can get ILR.
#242
BE Enthusiast
Joined: Feb 2012
Posts: 837
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
OK - so I've actually gone and read the statement of intent on the UKBA website: http://www.ukba.homeoffice.gov.uk/si...oi-fam-mig.pdf
It's an absolute disgrace and makes me ashamed to be British and very angry. It also makes me bloody pleased that we decided to come back when we did - our increasingly negative experiences with the UKBA were a primary cause for that!
To answer the common questions people are asking:
Which rules will be used / transitional period
- If you are granted any kind of leave BEFORE the 9th July then the old rules apply all the way through to ILR (settlement). EXCEPT the need to pass BOTH the KOL and a language test if you go for settlement after October 2013.
- If you APPLY before the 9th July then the current rules arae in force for that application
- That leaves a gap in the logic for people who APPLY before the 9th July but are GRANTED after the 9th of July which isn't covered anywhere - I'd guess that means that you take pot luck with the ECO who looks at your papers (seems to be the way of things quite often with the UKBA!)
Savings:
- You don't need to show income from your savings. You just need enough that you can spend the threshold income per year (reducing your savings) and still have 16k or more left after your probabtionary period expires.
Kids:
- As mentioned above: If your Kids are british citizens then they are not considered and the threshold doesn't go up. It's only foreign kids who are being sponsored who add to the threshold.
Please excuse me while I go and damage something or someone ...
It's an absolute disgrace and makes me ashamed to be British and very angry. It also makes me bloody pleased that we decided to come back when we did - our increasingly negative experiences with the UKBA were a primary cause for that!
To answer the common questions people are asking:
Which rules will be used / transitional period
- If you are granted any kind of leave BEFORE the 9th July then the old rules apply all the way through to ILR (settlement). EXCEPT the need to pass BOTH the KOL and a language test if you go for settlement after October 2013.
- If you APPLY before the 9th July then the current rules arae in force for that application
- That leaves a gap in the logic for people who APPLY before the 9th July but are GRANTED after the 9th of July which isn't covered anywhere - I'd guess that means that you take pot luck with the ECO who looks at your papers (seems to be the way of things quite often with the UKBA!)
Savings:
- You don't need to show income from your savings. You just need enough that you can spend the threshold income per year (reducing your savings) and still have 16k or more left after your probabtionary period expires.
Kids:
- As mentioned above: If your Kids are british citizens then they are not considered and the threshold doesn't go up. It's only foreign kids who are being sponsored who add to the threshold.
Please excuse me while I go and damage something or someone ...
#243
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
OK - so I've actually gone and read the statement of intent on the UKBA website: http://www.ukba.homeoffice.gov.uk/si...oi-fam-mig.pdf
It's an absolute disgrace and makes me ashamed to be British and very angry. It also makes me bloody pleased that we decided to come back when we did - our increasingly negative experiences with the UKBA were a primary cause for that!
...
Savings:
- You don't need to show income from your savings. You just need enough that you can spend the threshold income per year (reducing your savings) and still have 16k or more left after your probabtionary period expires.
...
Please excuse me while I go and damage something or someone ...
It's an absolute disgrace and makes me ashamed to be British and very angry. It also makes me bloody pleased that we decided to come back when we did - our increasingly negative experiences with the UKBA were a primary cause for that!
...
Savings:
- You don't need to show income from your savings. You just need enough that you can spend the threshold income per year (reducing your savings) and still have 16k or more left after your probabtionary period expires.
...
Please excuse me while I go and damage something or someone ...
To quantify.. many older people do have £62,500, but they do not have the half million plus that they'd need to get an annuity of £20,000 per annum.
#244
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
....but if you paid your voluntary NI so you get basic state pension or have a state pension from another country that will help. The ironic thing is I think the UK will still pay you the married couples pension whatever your spouse's citizenship or residency.
Last edited by nun; Jun 13th 2012 at 6:15 pm.
#245
BE Enthusiast
Joined: Nov 2011
Posts: 335
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Savings - the part of your message I've highlighted - that is very significant. I agree the whole policy is a disgrace, a nightmare, and will cause many people a lot of grief & disappointment. But that way of treating savings, that you only need enough to cover the probationary period, not the rest of your life, means that a lot of retired people with moderate savings WILL be able to return to the UK. Yes, the process will be lengthy and bureaucratic, but it will be doable.
To quantify.. many older people do have £62,500, but they do not have the half million plus that they'd need to get an annuity of £20,000 per annum.
To quantify.. many older people do have £62,500, but they do not have the half million plus that they'd need to get an annuity of £20,000 per annum.
#246
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Having savings of £62,500 doesn't mean a couple is "rich.". It might just mean that they are of retirement age and have some savings. And I'm not sure what you mean by "dodging the process.". It is part of the process..
#247
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Or that they have sold their home to be able to meet requirements.
#248
BE Enthusiast
Joined: Nov 2011
Posts: 335
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Most ordinary working people will not have savings of $100,000, sorry. With dodge I just mean the richer you are the more likely you can bring your spouse to Britain, irrespective of the fact a poorer couple might require much less money to live, but they would still be banned, because of the relative poverty. Which obviously is disgraceful.
#249
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Most ordinary working people will not have savings of $100,000, sorry. With dodge I just mean the richer you are the more likely you can bring your spouse to Britain, irrespective of the fact a poorer couple might require much less money to live, but they would still be banned, because of the relative poverty. Which obviously is disgraceful.
#251
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Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
No, the big thing in there apart from savings, I assume, is equity in the house. So the median couple (age sixty-five) would have $260,000 if they cashed in their US house to move to the UK. Even if they had zero income they would only need $100,000 of that to satisfy the UK immigration requirement.. If they each had $12,000 a year Social Security, their need for savings would be much less.
(I say $260,000 because those figures I quoted in my previous post were for individuals, not families..).
(I say $260,000 because those figures I quoted in my previous post were for individuals, not families..).
#252
BE Enthusiast
Joined: Nov 2011
Posts: 335
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
No, the big thing in there apart from savings, I assume, is equity in the house. So the median couple (age sixty-five) would have $260,000 if they cashed in their US house to move to the UK. Even if they had zero income they would only need $100,000 of that to satisfy the UK immigration requirement.. If they each had $12,000 a year Social Security, their need for savings would be much less.
(I say $260,000 because those figures I quoted in my previous post were for individuals, not families..).
(I say $260,000 because those figures I quoted in my previous post were for individuals, not families..).
#253
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Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Certainly, people who have substantial savings and other assets have more choices, yes. That is a fact of life.
#254
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Joined: Nov 2011
Posts: 335
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
It is a fact of government policy in this case. Perhaps couples who fall into this category should be required to give 25% of their savings to the government?
#255
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Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,545
Re: Theresa May wants minimum income of £25,700; £49,000 if you have 2 kids
Prudent working people set aside a proportion of their income every year as retirement savings (significantly tax advantaged in both the US and the UK.). The accumulated retirement savings give them security in retirement. Also, may allow them to fulfill the immigration requirement to retire to the UK! Having a bit squirreled away doesn't make them bloody Croesus! I think you have to have a net worth of several millions these days to qualify as "rich!"