ICBC
#16
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Joined: Jan 2006
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The ministry isn't open about benefits you may get, so we are slowly learning about certain one's. Had no idea we could apply to get an exemption of tolls on certain bridges for example, just learned that this month.
#17
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I'd give my car up no problem if there was a transit option.
(There used to be a transit option to Whistler, shortly after the Olympics Whistler pulled their portion of the funding, and Squamish wasn't able to foot the entire bill for it, so the service died.)
#18
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Joined: Sep 2012
Posts: 296
From: Okanagan. BC











Cheese!!!
don't get me started.... Had to buy Irish cheddar from Costco dammit
don't get me started.... Had to buy Irish cheddar from Costco dammit
#19
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Joined: Sep 2012
Posts: 296
From: Okanagan. BC











And the bloody weatherà ½Ã¸± what the hell happened to the snow?!!?
#21
For example, I live in Mississauga, 3 years clean Canadian driving record, 10 years clean UK driving record. I have an insurance company which takes my UK driving record into account. My premium is $2400/yr. Without the UK driving record, it was $3800/yr.
I seem to remember many other complaints about high costs of insurance in other parts of Canada that don't have government run monopolies so is ICBC really a con or is it just insurance that's a con?
#22
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Joined: Sep 2012
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From: Okanagan. BC











That's high for Ontario, mine was $850 living downtown in Ottawa and that was after one year living in Canada
#23
I don't think anyone can make a case that a government run monopoly is a cost effective way of getting something done but there's not a huge difference between a monopoly, as in BC, and detailed regulation of rates, as in AB (and most other Provinces). Neither offers a competitive market.
#24
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Joined: Aug 2012
Posts: 241
From: Vancouver, BC











Typical BC government running there monopoly and mugging everyone off. Pull you pants down, bend over and part your cheeks. haha!
#25
I don't think anyone can make a case that a government run monopoly is a cost effective way of getting something done but there's not a huge difference between a monopoly, as in BC, and detailed regulation of rates, as in AB (and most other Provinces). Neither offers a competitive market.
#26
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It's not a con in as much as no one is getting rich from offering car insurance in Canada. It's expensive because people driving in Canada crash a lot and get litigious about it. And I'm comparing to wintry States. I kept two cars on CO plates for years even though they lived in Ontario. The insurance was a tenth of what it would have been with local plates.
I don't think anyone can make a case that a government run monopoly is a cost effective way of getting something done but there's not a huge difference between a monopoly, as in BC, and detailed regulation of rates, as in AB (and most other Provinces). Neither offers a competitive market.
I don't think anyone can make a case that a government run monopoly is a cost effective way of getting something done but there's not a huge difference between a monopoly, as in BC, and detailed regulation of rates, as in AB (and most other Provinces). Neither offers a competitive market.
#27
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Joined: Apr 2012
Posts: 99











Your generalisation is poor at best.
There are plenty of people who drive...because they have to. They do have a choice, they can not have freedom, not go to work and not do everything else that a car helps them do....can't believe I am wasting my time answering this pish
#28
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Joined: Sep 2012
Posts: 296
From: Okanagan. BC











I started this thread on a good note and looking for opinions, please keep it civil
Thanks
Thanks
#29
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Joined: Apr 2012
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Yes, definitely civil, but can you see where my annoyance comes from with trolling rubbish as witnessed? The trolling was of no help first time around or second. Not good
#30
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Joined: Feb 2014
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From: Done with condescending old hags











From what I was told to expect, I was pleasantly surprised by ICBC - $1500/year for a young man and a truck bringing no driving history, could have been a lot worse.
My main comment on them is the extraordinary convenience that comes from only having a single company do it - when I moved, could go to any insurance broker to update it, and they could do my license at the same time. If they opened up to competition and rates came down drastically I could understand, but I doubt things would change enough to make the inconvenience worth it.
My main comment on them is the extraordinary convenience that comes from only having a single company do it - when I moved, could go to any insurance broker to update it, and they could do my license at the same time. If they opened up to competition and rates came down drastically I could understand, but I doubt things would change enough to make the inconvenience worth it.




now I have to pay $2300