British Expats

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-   -   FROZEN Pensions - Action Needed (https://britishexpats.com/forum/canada-56/frozen-pensions-action-needed-458007/)

Notiaink...honest Jun 21st 2007 7:31 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by dbd33 (Post 4949094)
No. I didn't respond according to the lyric. In fact the first time anyone hit me in Canada I was standing in the beer line at the Montreal Forum unthinkingly wearing a Spurs scarf and someone in red whacked me from behind. If I'd thought to shout "Yiddo" I expect he'd be dead now.

You realise now that any time you post something we dont agree what the automatic response is going to be..... All asterixes I suppose., Does "bollocks' even make it past the auto filter?

Strangely my old man is a closet spurs fan. Cant help where you were born and raised I suppose. No one migrates to becomes a Spurs fan based on prolonged sucess, not like those Johnycomelately ManU and Chelski hangerson.

dbd33 Jun 21st 2007 7:33 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by Notiaink...honest (Post 4949112)
You realise now that any time you post something we dont agree what the automatic response is going to be..... All asterixes I suppose., Does "bollocks' even make it past the auto filter?


Eh? Spurs is bollocks? My tussle with the Arsenal fan is bollocks? That Montreal has a large and militant Jewish population is bollocks? That Spurs are the Yids is bollocks?

DAVIE_MAC Jun 21st 2007 7:34 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by skiboy10 (Post 4949078)
My father was Canadian, fought in the Second World War, met my mother in England and then settled in England. He had damage to his ears fron shell blast and was awarded a Canadian Veterans pension. My mother is still receiving the widow's element although my father died 18 years ago. This pension is index-linked.

British tax-payers often do not move abroad until retirement, having accumulated a lifetime of tax paying to the British Government. It is only the latest ruling that will reduce to the required years of contribution from around 45 years to 30 years.

Good post.

It just seems they pick and choose really.

As I said my Military pension is linked as are civil servants but my state one will not be...and nobody here can say why this is just it's the way it always has been because of agreements between countries.

Notiaink...honest Jun 21st 2007 7:37 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by dbd33 (Post 4949119)
Eh? Spurs is bollocks? My tussle with the Arsenal fan is bollocks? That Montreal has a large and militant Jewish population is bollocks? That Spurs are the Yids is bollocks?

Seing as this is the lyric posting thread:

My old man said be a tottenham fan,
I said "**** off, bollocks you're a ****"



is the relevant part of the song

steve666 Jun 21st 2007 7:39 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by dbd33 (Post 4949058)
From that album I liked "she fell of her stiletto heels and broke her ****** neck".

Of course we have record players, each time I go to England I fish another crate of records out of the parent's garage to play here. Now though I'm scrapping the barrel; Bronski Beat, Menace, the Four Skins. I've long since brought all the Roland Alphonso and Pretenders stuff.

Disguise in Love, "Salomey Maloney".
Never keen on Bronski Beat, his voice got on my nerves.
I've recently bought one of those USB/computer record decks that record vinyl then sticks them on digital formats for cd's and iPod's etc.
Very time consuming though.
I'll buy a good quality record deck when I get out there, a Linn or something. Right, I'm off to do a bit of surfing for prices.

dbd33 Jun 21st 2007 7:41 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by Notiaink...honest (Post 4949150)
Seing as this is the lyric posting thread:

My old man said be a tottenham fan,
I said "**** off, bollocks you're a ****"



is the relevant part of the song

Oh, I see, yes, I typed that then thought the better of posting it.

Almost Canadian Jun 21st 2007 7:54 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by DAVIE_MAC (Post 4949122)
Good post.

It just seems they pick and choose really.

As I said my Military pension is linked as are civil servants but my state one will not be...and nobody here can say why this is just it's the way it always has been because of agreements between countries.


The law is the law and the House of Lords have already decided the matter. If anyone seriously thinks that UCHR is going to actually do anything that will force the government's hands, they are deluded.

It's not fair, it's not right and, it seems to me, that only Parliament can legislate to change things. This requires MPs to become involved, but do you honestly think that MP are going to get off their backsides to change something that will benefit people that have left the UK and will therefore not affect them (ie by being able to vote them out) ? I think we all have more chance of finding rocking horse sh*t !!

Get over it and move on

Liana Jun 21st 2007 8:11 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by dbd33 (Post 4948634)
I know nothing about Canadian pensions. I would expect them to be generous to Canadian pensioners abroad as, given the climate in Canada, it's usual to retire elsewhere and so there'd be proportionately more Canadian pensioners abroad than British ones.

The case of the British pensioners abroad I suspect to be different from that of the Canadians in that the Canadians generally work and pay taxes in Canada until they retire while the Brits move abroad and pay taxes abroad before making their claim against the UK taxpayer. It makes little sense to me to claim that someone who moved away in his forties should have a claim twenty odd years later.

Any Canadian will automatically get the OAS after having lived here for only a minimum of 10 years- are you are Canadian? As a PR you would not get the pension abroad but as a Canadian you would, along with the CPP. We do not have to pay any taxes to get OAS - only 10 year residence is relevant - the complete opposite of UK pension in which it can only be allowed if we have paid enough NIC.

startwin Jun 21st 2007 9:05 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by DAVIE_MAC (Post 4949105)
Ah sorry for the confusion and I have respect mate...really I do.

Now can this thread return to pensions again.

Thanks

You have obviously noticed what these posters do when someone does not agree with them. They just hi-jack the thread and post a lot of nonsense. Children, children.

chrisbryson Jun 21st 2007 9:30 am

Re: FROZEN Pensions - Action Needed
 
Thanks Davie_mac and Startwin for some useful info that we were not aware of and will help with the overall decision making process. I think like most people that try to use this site for useful info we just blank out the 'I want to add a few posts to my total' type of boring rubbish. I wouldn't bother getting into those sort of convos and just continue the theme.

Some of us have lives outside of the BE enironment :thumbsup:

DAVIE_MAC Jun 21st 2007 10:43 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by chrisbryson (Post 4949444)
Thanks Davie_mac and Startwin for some useful info that we were not aware of and will help with the overall decision making process. I think like most people that try to use this site for useful info we just blank out the 'I want to add a few posts to my total' type of boring rubbish. I wouldn't bother getting into those sort of convos and just continue the theme.

Some of us have lives outside of the BE enironment :thumbsup:

DITO and thanks.

DAVIE_MAC Jun 21st 2007 10:55 am

Re: FROZEN Pensions - Action Needed
 

Originally Posted by Almost Canadian (Post 4949195)
The law is the law and the House of Lords have already decided the matter. If anyone seriously thinks that UCHR is going to actually do anything that will force the government's hands, they are deluded.

It's not fair, it's not right and, it seems to me, that only Parliament can legislate to change things. This requires MPs to become involved, but do you honestly think that MP are going to get off their backsides to change something that will benefit people that have left the UK and will therefore not affect them (ie by being able to vote them out) ? I think we all have more chance of finding rocking horse sh*t !!

Get over it and move on

Maybe not but it doesn't cost anything does it and if you don't ask you don't get...but thanks anyway for the imput.

There have been many cases of injustice over the years far more important than pensions and if all of them gave up at the first or second or third hurdle they could have languised in prison for ever and a day....like I say maybe it will never come to anything but whats the harm in keeping it going and in peoples minds.

It just seems the only people on here against are the people who have no interest or claim at all to a full pension or are anywhere near having paid the full contributions required to qualify so their point of view is not realy relevant as they will neve change their mind and will always be negative.

It's like me saying I won't move to a certain area of Canada because the schools are crap..I don't have kids coming with me so why the hell would I be bothered but I don't hijack the threads with crap saying in that case why not stay in the UK...or move to Bosnia...or get over it and move on.

As the person above mentioned most of us have a life outside the BE site.

Anyway I'm away for a while now so you can breath a sigh of relief.

Cheers Dave

morge Jun 21st 2007 12:16 pm

Re: FROZEN Pensions - Action Needed
 
Why don't the children who want to talk about soccer and music take their MP3's and go play on a busy highway ? Let this discussion continue for those that wish to share personal experiences and knowledge for our mutual benefit and not talk a load of garbage that has no bearing on the subject of pensions. Goodbye children...
Now to get back to the serious business.
Thank you DAVIE_MAC for raising this in the first place and for the those making a sensible contribution.'
Further to the ECHR case that is being brought by the CABP and the BPiA who are partners, those who think that the case is lost before it has begun may have to eat their words. The UK government has signed and is committed to the Human Rights Convention in Europe and as such will have to obey the findings of the court or face serious sanctions until the court is satisfied that the human rights violation has been rectified. They have no power to actually enforce it though but should they find in our favour, which all indications are that they will, then we will see what happens. The CABP have been talking to MP'S in the UK and Europe and many are in disbelief that British Pensioners are in this situation. The CABP have a team of lawyers working for them and this is high powered activity on behalf of pensioners that has never been there before now.
Someone said that the people in the UK are not concerned about this but they would be wrong. Many, many pensioners abroad have relatives and friends who are writing to their MP's and signing petitions in order to get the upgraded pension for all and you only have to look at the signatories of the EDM's that I mentioned earlier to see that their is much stronger support there than there has been previously. About 30% of MP's have already signed EDM856.

morge Jun 21st 2007 1:32 pm

Re: FROZEN Pensions - Action Needed
 
Which countries have a reciprocal agreement with the UK ?
Countries under this arrangement are Barbados, Bermuda, Israel, Jamaica, Jersey and Guernsey, Mauritius, Philippines, Switzerland, Turkey, USA and the separate republics of the former Yugoslavia. Increases are also payable in Sark under the UK domestic legislation and of course those coutries in the European Economic Community.
This info was from : [url]http://www.pensionsadvisoryservice.org.uk/state_pensions/living_overseas/
You will find other Questions and Answers here.
>>
I have taken some items from the UK government Actuary report 2007 :
1.5 On the basis of the estimates in this report, no Treasury grant is required in 2007-08, as the balance in the fund at 31st March 2008 is estimated to be #43,292 million (65.6% of estimated benefit payments), and so significantly exceeds one-sixth of estimated benefit payments in 2007-08.
1.6 Estimates for the period up to 2011-12 suggest that the National Insurance Fund will continue to grow, reaching over 90% of estimated benefit paymentsby 31st March 2012.
5.1 The estimates shown above for 2006-07 may be compared with the estimates made a year ago, and published in my report in January 2006 (Cm 6732). The estimatedsurplus of #4,217 million for 2006-07 shown above differs from the surplus of #3,938 million estimated in that report. The surplus is the difference between two much larger numbers. In this context, the difference between the two projections is not significant.
Go here if you wish to read it : http://www.gad.gov.uk/Publications/docs/CM7021.pdf
The difference that they are talking about is #279 million and they say that the difference is insignificant ! The cost of paying us the uprated pension would be just over #400million, so how much more significant is that ?
This would be about 1% of the pension fund.
>>
I'll be back...

morge Jun 21st 2007 2:02 pm

Re: FROZEN Pensions - Action Needed
 
Ok. How many pensioners in overseas locations get the full pension ?
Good question and here is the answer: 556,000.
How many pensioners have their pensions frozen ? 518,260
So they pay more than half of the pensioners the full pension.
Here is the breakdown : Australia = 240,220 , NewZealand = 46,300 , South Africa = 37,130 , Canada = 153,230 , Other countries = 41,380.
This says to me that it cannot be such a money saving scheme as some would suggest otherwise the frozen pension numbers would be higher surely and which my previous comment would back up, so why they have been so bloody minded over this issue up to now ?
I do personally feel that the wording of the Upgrading Pensions regulation which freezes our pensions has a lot to do with past voting as I said before how many MP's would have read all of the small print before voting on it, which is why EDM 1203 is so important. 121 MP's have signed already but to get the EDM debated , about 200 signatures are needed. If this succeeds, then the frozen pensions issue would be an item on it's own and painfully obvious to every MP what they would be voting for.
Well , that's my input for today and I hope that you find my figures and comments interesting. I have tried to be as accurate and honest as I can.


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